FHA Vs. USDA loan program for Pretty-Bayou, Bay County, Florida

For 2025, the loan limit for USDA in Pretty-Bayou, part of Bay, FL, is $285,000, while the FHA limit for a single-family home is $356,362.

Leverage the Lendersa® USDA loan calculator to compare today’s leading USDA and FHA rates. Determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, helping you decide which program in suits your financial situation best.

Exploring USDA and FHA Loan Options in Pretty-Bayou, FL

Lendersa® aims to efficiently provide you with the best USDA or FHA loan options without hassle. Start by choosing one of three pathways that connect you with matching lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

About USDA Loans in FL

A USDA home loan, supported by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is only available in rural areas. Unlike FHA loans needing a minimum of 3.5% down payment, USDA loans require no down payment.

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(617) 479-5558 Lender's profile and map Reviews Quincy Credit Union 100 Quincy Avenue, Quincy, MA, 02169 Quincy Credit Union is proud to be celebrating 80 years of providing outstanding financial service to its members. From competitive interest rates and many no-fee products and services, it remains our commitment every day to help members meet their financial goals. At QCU, we are dedicated to providing exceptional service as part of our “people hel
(617) 803-1542 Lender's profile and map Reviews SharpTurn Mortgage LLC 859 Willard St, Suite 400, Quincy, MA, 02169 "SharpTurn Mortgage, LLC: is a mortgage provider of online and off-line mortgage broker services, headquartered in Quincy MA. SharpTurn Mortgage constantly strive for customer satisfaction. The company’s loan professionals are trained to deliver straightforward solutions, to help buyers make confident decisions about their mortgage selection"
(617) 302-4081 Lender's profile and map Reviews Northeastern Mortgage LLC 1073 Hancock Street, Suite 100, Quincy, MA, 02169 Northeastern Mortgage LLC is a leading mortgage brokerage company that can arrange the best loan products available such as of Conventional Fannie Mae/Freddie Mac, FHA, VA, USDA, first time homebuyer, residential and commercial loans. and Our purpose is straightforward. We strive to arrange our clients with the best possible financing options.
(617) 340-6484 Lender's profile and map Reviews Conquest Funds 859 Willard Street, Suite 503, Quincy, MA, 02169 Conquest Funds is an asset-based private money lender in the Boston, Dallas, Austin and San Antonio areas.Founded in 2010, Conquest specializes in hard money loans for real estate investors, builders and developers providing unparalleled real estate financing through bridge loans, fix & flip loans, construction and acquisition loans.
(781) 849-1118 Lender's profile and map Reviews MBA Mortgage Corporation 2 Adams Place, Suite 410, Quincy, MA, 02169 Our success comes from the amazing colleagues, clients & communities.We’re grateful to have talented professionals across our organization,who provide knowledgeable service to our amazing clients.MBA Mortgage team continues to inspire action with our ongoing support of veteran causes.From fundraising to community engagement, our passion for service
888 833 0381 Lender's profile and map Reviews Grand Coast Capital Group 1515 Hancock Street Suite 404, Quincy, MA, 02169 Grand Coast Capital Group is a real estate private lending and investment firm based in Boston, MA, with over 40 years of combined real estate investment and development experience. Established in 2013, the firm has developed an institutional-quality platform with a reputation as the preferred private lender for seasoned real estate investors, ope
(617) 472-2000 Lender's profile and map Reviews The Grossman Companies, Inc. 859 WILLARD STREET SUITE 501, Quincy, MA, 02169 First Boston Capital Partners, an affiliate of The Grossman Companies with offices in Quincy, MA and Southport, CT, extends private loans to builders, developers and real estate investors in Massachusetts, Connecticut, Rhode Island, New Hampshire and New York. We provide short-term bridge capital for acquisitions, ground-up construction or renovati
(605) 983-5594 Lender's profile and map Reviews Citizens State Bank, of Arlington 128 Main St, Arlington, SD, 57212 Founded in 1901, Citizens State Bank is a community bank committed to offering useful financial products and standout customer service. We are dedicated to providing banking solutions that will make you glad that you chose our Bank. With over 100 years of service to our community, the Citizens State Bank is your hometown bank.
(617) 527-2583 Lender's profile and map Reviews Blue Door Mortgage 440 Harvard Street, Brookline, MA, 02446 With 21+ years in the Mortgage Brokerage business, BDM has helped THOUSANDS of homeowners purchase or refinance their properties. It’s a big step to purchase a new home or refinance a current mortgage loan – know that you can rely on Blue Door Mortgage to find the best loan program for you.
(781) 728-9688 Lender's profile and map Reviews MortgageINQ 6 Paul Revere Road, Lexington, MA, 02421 At MortgageINQ, we treat each customer as an individual, not a number. We will take the time to analyze your personal financial situation and fit you with home financing that fits your long and short term financial goals. We represent multiple "A" rated lenders with extremely competitive rates and programs.
(781) 378-9760 Lender's profile and map Reviews MORNINGTIDE FINANCIAL GROUP, INC 331 Marrett Road, Lexington, MA, 02421 MorningTide Financial Group, Inc. We are a full-service, licensed mortgage broker company based in Lexington, MA. We specialize in FHA, Conventional,Renovation, Jumbo & VA Mortgages in MA. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.