USDA Loan Vs. FHA loan for Pretty-Bayou, FL 2025

For 2025, the loan limit for USDA in Pretty-Bayou, part of Bay, FL, is $285,000, while the FHA limit for a single-family home is $356,362.

Leverage the Lendersa® USDA loan calculator to compare today’s leading USDA and FHA rates. Determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, helping you decide which program in suits your financial situation best.

Exploring USDA and FHA Loan Options in Pretty-Bayou, FL

Lendersa® aims to efficiently provide you with the best USDA or FHA loan options without hassle. Start by choosing one of three pathways that connect you with matching lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

About USDA Loans in FL

A USDA home loan, supported by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is only available in rural areas. Unlike FHA loans needing a minimum of 3.5% down payment, USDA loans require no down payment.

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(214) 342-0044 Lender's profile and map Reviews Integrity Mortgage 8678 Skillman, Dallas, TX, 75243 Integrity Mortgage Corporation of Texas was founded in 1993 by Roger and Pam Bazzell. Roger has more than 30 years of experience in all aspects of the mortgage industry, while Pam has served as an originating sales officer for nearly 20 years. Since its founding, Integrity Mortgage.
(618) 576-2211 Lender's profile and map Reviews Bank of Calhoun County Hardin 204 Main Street, Hardin, IL, 62047 Bank of Calhoun County is located in Hardin, Illinois, and was founded in 1898. At this location, Bank of Calhoun County employs approximately 25 people. This business is working in the following industry: Finance other. Annual sales for Bank of Calhoun County are around USD 2, 237, 000.00.
(573) 348-2265 Lender's profile and map Reviews First Bank of the Lake 4558 Osage Beach Parkway, Suite 100, Osage Beach, MO, 65065 First Bank of the Lake’s story began in October 1985, when a group of local investors along with a group of St. Louis investors with interest in the lake area founded First Bank Centre in Osage Beach, Missouri. These well-respected and savvy investors recognized the need for a bank whose focus was on the local community.
(214) 669-3307 Lender's profile and map Reviews Stonebriar Mortgage Corporation 6510 Abrams Road, Suite 360, Dallas, TX, 75231 At Stonebriar Mortgage. Based in Dallas, TX, we serve customers in and around the Dallas metropolitan region. Our team has assisted clients throughout the state of Texas including San Antonio, Houston, Austin, Highland Park, Prosper, Frisco, Plano, McKinney, Canyon Lake, Seguin, TX, and the surrounding areas.
(972) 333-6213 Lender's profile and map Reviews Dallas Mortgage Associates 10501 N. Central, Suite 210, Dallas, TX, 75231 Dallas Mortgage Associates committed and passionate professional who puts my clients' best interests and satisfaction above all else. My teams determination to cater to our clients' specific needs coupled with our market expertise, attention to detail and superior negotiating skills allows you to receive first class service.
(573) 302-9990 Lender's profile and map Reviews Mortgage Headquarters of Missouri, Inc 4824 Osage Beach Pkwy, Suite 1, Osage Beach, MO, 65065 Mortgage Headquarters can do it. FHA, VA, Conventional, Jumbo, Fannie Mae and Freddie Mac -- and countless other ways to help you clear the path to your new home. When looking for a new home, smart consumers first seek pre-approval by one of our mortgage professionals. You'll gain the credibility of a cash buyer.
(740) 653-3863 Lender's profile and map Reviews Fairfield Federal Savings and Loan Association of Lancaster 111 East Main Street, Lancaster, OH, 43130 Fairfield Federal Savings & Loan Association is your Fairfield County community bank specializing in Home Mortgage Loans. We've been serving the Lancaster community since 1895. Fairfield Federal is a Member of the FDIC and is an Equal Housing Lender. Stop in and see us today! We are banking that revolves around you
(937) 996-1071 Lender's profile and map Reviews The Famers State Bank (New Madison, OH) 101 S. Main St., New Madison, OH, 45346 The Farmers State Bank is a Community Bank for Community People. We offer competitive deposit products for individuals and businesses. Our loan products include loans for the purchase or refinance of your personal residence; ones to purchase the vehicle of your choice; and home equity loans for the improvement of your residence.
(469) 676-2200 Lender's profile and map Reviews Baylor Health Care System Credit Union 4005 Crutcher Street, Suite 130, Dallas, TX, 75246 Baylor Health Care System Credit Union was founded on July 11, 1957 by 11 health care professionals who deposited a total of $572.75 in an effort to help each other with loans and savings opportunities. Today the Credit Union has over 5, 400 members and $82 million in assets. Over the course of our 60+ year history.
(417) 777-3322 Lender's profile and map Reviews LimeBank 1630 S. Killingsworth Ave., Bolivar, MO, 65613 LimeBank (formerly Farmers State Bank) is an FDIC-insured & Equal Housing Lender certified bank serving the community of Bolivar, MO & the surrounding area. With four convenient branch locations in Bolivar, Galmey, and Pittsburg, plus four free regional ATMs, LimeBank proudly serves clients from southwest Missouri & the greater Springfield region.
(304) 269-6636 Lender's profile and map Reviews The Citizens Bank of Weston 201 Main Avenue, Weston, WV, 26452 The Citizens Bank of Weston has been serving the people of Lewis and surrounding counties for 120 years. In 1891 the bank received its charter. The doors were opened for business in February of 1892. On October 1, 1894, the bank employed Thomas A. Whelan who was to become a banking legend in Lewis County.