USDA Vs. FHA Pro and Con comparison in Malabar, Brevard County, FL
As of 2026, in the county of Brevard, located in Malabar, FL, the USDA loan cap stands at $336,500, while the FHA cap for a single-family residence is $472,030.
Leverage the Lendersa® USDA loan calculator to compare today’s top USDA rates against FHA options, and assess the necessary income, credit score, reserves, and documents required for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options side-by-side to aid you in determining the most suitable program for your financial needs in .
2026 loan limits and down payment requirements for Malabar, county of Brevard, FL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan opportunities in Malabar, FL
The Lendersa® team aims to connect you quickly and seamlessly with the optimal USDA or FHA loan. Start by choosing from three pathways that match you with the right lenders and USDA loan programs.
A USDA home loan is a mortgage backed by the government via the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. These are exclusively available in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, the USDA mortgage demands no down payment at all.
Reliance State Bank is a local, full-service bank proudly serving Story City, Garner and the surrounding communities. We offer all the traditional banking products and services you need, along with the latest on-the-go banking options you want. Our commitment is to deliver the highest quality service to each and every customer.
CoVantage, our members are all part-owners of the credit union. So when the boss calls or writes, we take notice. Because your personal privacy and financial security are so important, you can call about credit card and debit card matters 24 hours a day. For other matters, business hours, drop us a note, or send us a Secure Message from MyCoVantage
Rockland Savings Bank creates unmatched customer loyalty, builds lasting relationships and embraces innovation to meet our customers financial goals all while professionally delivering friendly, personal service. We believe the strength of our community comes from the strength of its members.
Marathon County Employees Credit Union, MCECU, was established on June 9, 1965. Organized by employees from North Central Health Care Facilities and Marathon County to provide a safe place for employees to borrow and save.Credit Union, MCECU, was established on June 9, 1965. Organiz
We are a state chartered
Cloverbelt Credit Union was originally organized by local farmers who found it difficult to obtain financial support elsewhere. Needing an outlet through which they could borrow money as well as a savings headquarters, the credit union was born. CCU’s Articles of Incorporation were signed on October 23, 1935
Our Mission is to provide an unexpected experience by offering exceptional, personalized service and valuable financial advice. Since 1905 our bank has continually existed and served the residents around Douglas County Nebraska. Our focus has been to provide an unexpected financial experience by offering exceptional, personal service.
Founded in 1915, American Interstate Bank is still the only bank chartered in Elkhorn. Today, we remain committed to Elkhorn and the Western Douglas County area through our support and involvement in various service organizations, churches, schools and community projects.
American Interstate Bank (AIB) offers a full range of banking products
We’ve always taken pride in our heritage as a family-owned, community Bank. Our commitment to our customers and community is at the forefront of how we do business. It’s been that way since the very beginning and continues today. Today, we operate a network of more than 151 locations with over $10.8 B in assets.
Arcadia Credit Union opened its doors in Arcadia, Wisconsin in 1963 in the former Trempealeau Electric Building. In 1963, the office moved to the Supreme School Supply building on Main Street. Arcadia Credit Union moved to Joe Klonecki's Insurance Building in 1967 and then, in 1973, they purchased Hermann's Barber Shop as their office.
