USDA Vs. FHA Pro and Con comparison in Malabar, Brevard County, FL
As of 2025, in the county of Brevard, located in Malabar, FL, the USDA loan cap stands at $336,500, while the FHA cap for a single-family residence is $472,030.
Leverage the Lendersa® USDA loan calculator to compare today’s top USDA rates against FHA options, and assess the necessary income, credit score, reserves, and documents required for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options side-by-side to aid you in determining the most suitable program for your financial needs in .
2025 loan limits and down payment requirements for Malabar, county of Brevard, FL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan opportunities in Malabar, FL
The Lendersa® team aims to connect you quickly and seamlessly with the optimal USDA or FHA loan. Start by choosing from three pathways that match you with the right lenders and USDA loan programs.
A USDA home loan is a mortgage backed by the government via the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. These are exclusively available in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, the USDA mortgage demands no down payment at all.
Our commitment to sound banking, combined with our promise to provide the best service available, has made us one of the fastest growing banks in our area.
Florence Bank remains committed to serving the community as a local bank. The bank is depositor owned and its Directors and Corporators are all actively involved in the local community.
188 Valley Street, Suite 225, Providence, RI, 02909
It’s the shortest path to your new home. We’ve compressed a meandering journey into a Beeline. We’re inverting the power imbalance felt during the home loan process so you don’t feel small, judged or interrogated — only included and at ease. we’ve succeeded when it no longer feels daunting — but feels less important than your housewarming party.
We are not a company advertising in Albany that is located in another state. We are a local business owned by local private lenders that have been making loans to people just like yourself since 2006. We have written thousands of loans in the Albany region and know this market well. This means we can sit with you, face to face,
Established and chartered in 1955, Martha’s Vineyard Savings Bank is the last mutual savings bank created in Massachusetts. However, the Bank traces its financial roots back to 1909 when a group of people dedicated to the Island introduced co-operative banking to Martha’s Vineyard.
Blackhawk Bank & Trust has been serving the banking needs of the Quad Cities community since 1961 when ground was broken on our first branch in Milan, Illinois. Today the Blackhawk Bank & Trust branch footprint extends through the counties of Rock Island, Mercer, and Henry in Illinois, and Scott in Iowa.
First New York Federal Credit Union, originally Schenectady Teachers Federal Credit Union, was federally chartered in 1937 to serve the teachers of the Schenectady City School district. Today First New York has eight Branch locations and three FNY Express Teller Kiosks, serving over 34, 000 members, and is one of the strongest financial institution
CAP COM was first established in 1953 in Albany, N.Y. More than six decades later, CAP COM has grown to more than $2 billion in assets and 12 branch locations. We are member-driven and focused on superior service, convenient products and competitive rates that help our members save money and make life just a little easier
Fort Orange Funding, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage.
Stockbridge Capital, LLC has been an industry leader in the acquisition and management of vacant land real estate assets throughout the nation. With a primary focus on portfolios comprised of vacant land loans as well as REO, the firm is also involved in purchasing portfolios secured by mobile homes and land.
