USDA and FHA Pro and Con in Palm-Bay, Brevard County, FL
As of 2025, in Palm-Bay within Brevard county, FL, the USDA loan limit is set at $285,000. In contrast, the FHA loan cap for a single-family residence is $356,362.
Take advantage of the Lendersa® USDA loan calculator to evaluate today’s prime USDA and FHA rates. This tool assists in identifying the necessary income, credit criteria, reserves, and documentation required for qualification. Our comprehensive mortgage calculator furthermore facilitates a side-by-side comparison of USDA, FHA, Conforming, and VA loan options, aiding your decision for the most fitting program in based on your unique financial circumstances.
Loan Limits and Down Payment Requirements for 2025 in Palm-Bay, FL, Brevard County
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Alternatives in Palm-Bay, FL
Lendersa® is dedicated to helping you obtain the optimal USDA or FHA loan quickly and with ease. Choose one of three pathways that facilitate the connection to lenders and access to USDA loan schemes.
The USDA home loan is a government-backed offer through the Department of Agriculture, also termed as USDA rural development loan or USDA mortgage, explicitly available in rural communities. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment.
9600 South West 8th Street, Suite 2, Miami, FL, 33174
At Team MC Home Loans LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
1405 Southwest 107 Avenue, Suite 301E, Miami, FL, 33174
With over 50 years of combined experience in mortgages we are experts in our field and will help structure a loan for you no matter what your situation. We have the latest technology that allows us to give you the best customer experience during what can be a very stressful time. Most often times this will be the biggest financial decision
8370 West Flagler Street, Suite 145, Miami, FL, 33144
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
8550 W. Flagler Street, Suite 104, Miami, FL, 33144
Established in 1998, Millenium Home Mortgage, LLC has the reputation as an outstanding mortgage banker, serving the lending needs of real estate professionals, builders, homeowners and buyers throughout New Jersey, New York, Pennsylvania and Connecticut.We pride ourselves on fast approvals and hassle free processing.
Neighborhood Housing Services of South Florida Inc
300 Northwest 12th Avenue, Miami, FL, 33128
Established in 1978, NHSSF is a 501(c)(3) chartered member of the NeighborWorks® network. We are amongst a nationwide network of 245 trained and certified community development organizations at work in more than 4, 400 communities across America. NHSSF provides a full spectrum of homeownership services in English
Iconic Mortgage Corp is an industry leader known for matching borrowers with the credit they require for fueling their lives through high-touch customer care and technology. We are one of the fastest-growing consumer lenders today, and one of the select few that have survived the wholesale changes in the industry after the 2007 Mortgage Crisis.
1601 Washington Avenue, Suite 800, Miami Beach, FL, 33139
Starwood Mortgage Capital is one of the nation’s leading commercial real estate lenders, specializing in flexible loan structures within a sophisticated lending platform. We originate competitively-priced loans typically ranging from $5 Million to $100 Million, and we also do smaller and larger loans on a case-by-case basis.
1900 Sunset Harbour Dr, Annex 2, Miami Beach, FL, 33139
Yale Mortgage Funding was founded in 1992 We specialize in funding hard equity loans.
Our financing solutions help real estate
investors accomplish their investment goals. Our relationship-oriented approach means, the more deals we fund with you, the easier it gets to close future loans. We want to be your reliable capital source.
The Anything Loan Kompany, first developed a multi asset multi funding internet platform over 10 years ago to service eBay motors. T.A.L.K. created one of the first hub and spoke funding platforms to facilitate the loan request of eBay Motors users for assets sold on the eBay Motors site.
429 Lenox Avenue, Suite 4C19, Miami Beach, FL, 33139
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
