USDA Vs. FHA Pro and Con comparison in Melbourne-Beach, Brevard County, FL
As of 2025, the USDA loan limit in Melbourne-Beach, located in Brevard, FL, is $285,000, whereas the FHA limit for a single-family home is $356,362.
Leverage the Lendersa® USDA loan calculator to compare current USDA and FHA rates. Determine the necessary income, credit score, reserves, and documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you choose the best program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Melbourne-Beach, Brevard, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Melbourne-Beach, FL
Lendersa® aims to rapidly connect you with the best USDA or FHA loans, hassle-free. Start by selecting one of three paths leading to matching lenders and USDA loan programs.
Guaranteed by the Department of Agriculture, a USDA home loan is also known as a USDA rural development loan or USDA mortgage. Available exclusively in rural areas, it differs from FHA loans that require at least a 3.5% down payment, as USDA loans have no such requirement.
7939 Honeygo Boulevard, Suite 203, Baltimore, MD, 21236
Open House Lending Corporation is a full-service mortgage company that goes the extra mile and produce's results. Our team has helped hundreds buy and refinance their homes decade after decade. Families have trusted our experienced team to handle not only their mortgage's but their family and friends too.
We're small enough to know you but big enough to put 24/7 banking in the palm of your hand. From better rates to lower fees, we give you greater control over your future. Whatever an amazing life looks like for you, we’re here to help you get there! It’s easy to add us as a partner in your financial future!
We’re proud to serve you! As a valued member of our financial “family” your needs are our #1 priority. That’s why we offer a wide variety of products and friendly, reliable service – all in one convenient place. Our checking, savings & investment accounts are all designed to meet your individual needs.
The Dover Federal Way: Members are our priority. Excellence is our past, present, and future. Dover Federal Credit Union is the 2010 Winner of the Central Delaware Chamber of Commerce Presidents Award for Excellence. For more than 50 years, you've come first, with products, knowledge and personalized services to achieve your dreams.
Angle Mortgage Network is located in Dover, DE and has a variety of mortgage products to offer. We can’t wait to help you find your mortgage product! Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial.
30 East Padonia Rd, Suite 408, Lutherville Timonium, MD, 21093
Mr. Swanson Mortgage, established in 2020, is a full service mortgage brokerage for residential and commercial loans. We offer loans to everyone and as our byline reads, ours loans are for the people! When you’re working with a broker in the mortgage industry, you’re working with Mr. Swanson Mortgage, who goes out
FHA Renovation Loans residential mortgage lender providing government-insured FHA loans to current homeowners who desire to renovate their property and prospective homeowners who want to renovate a home before they move in. With an FHA backed renovation mortgage, current and prospective homeowners do not need any equity in the home.
1920 Greenspring Dr, Suite 140, Lutherville Timonium, MD, 21093
At Bayshore Mortgage Funding LLC We have built a strong reputation as an outstanding Mortgage Lender, serving the needs of real estate professionals, builders and individual homebuyers throughout the country since 2001.
We're a full service Mortgage Lender with an experienced staff offering expertise in every area of mortgage lending.
30 East Padonia Rd, Suite 408, Lutherville Timonium, MD, 21093
"Best Loan Choice, Inc. is a correspondent lender that was founded in 2014 by Cory Ruppersberger who, after 25 years in the mortgage and banking industry, sought to offer clients the best mortgage rates and a greater selection of home loan products.
We pride ourselves on using a more individualized,"
10749 Falls Rd, Suite 104, Lutherville Timonium, MD, 21093
Harborside Home Loans is a boutique mortgage brokerage that produces tailor-made mortgage solutions for our clients. We believe that all of our clients should have the best available financial advice coupled with a high level of personal attention.We also focus on execution, not only around our clients but also our realtor and referral partners.
