USDA and FHA Pro and Con in Melbourne-Beach, Brevard County, FL
As of 2026, the USDA loan limit in Melbourne-Beach, located in Brevard, FL, is $285,000, whereas the FHA limit for a single-family home is $356,362.
Leverage the Lendersa® USDA loan calculator to compare current USDA and FHA rates. Determine the necessary income, credit score, reserves, and documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you choose the best program for your financial needs in .
2026 Loan Limits and Down Payment Requirements in Melbourne-Beach, Brevard, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Melbourne-Beach, FL
Lendersa® aims to rapidly connect you with the best USDA or FHA loans, hassle-free. Start by selecting one of three paths leading to matching lenders and USDA loan programs.
Guaranteed by the Department of Agriculture, a USDA home loan is also known as a USDA rural development loan or USDA mortgage. Available exclusively in rural areas, it differs from FHA loans that require at least a 3.5% down payment, as USDA loans have no such requirement.
The PB Funding Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
3545 South Platte River Drive, Suite A, Englewood, CO, 80110
Premier Family Mortgage buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
selecting a mortgage company there are two options; a bank/retail lender or a broker. Big national retail lenders typically have really good marketing and fancy office buildings but someone has to pay for all that, that someone is you via higher rates and costs. Most of these companies are good companies but simply have higher overhead resulting.
Home Mortgage Lending Owner Rick Gillit has 20 Years experience in the Colorado Real Estate & Home Mortgage/Lending industry. Many like you have trusted him to walk them successfully through the Home Loan process to their "Closing". You will find that Rick Gillit is very thorough and will help you understand .
On March 29, 1951, the Hemingford Co-Operative Federal Credit Union was granted its charter by the Bureau of Federal Credit Unions.
The credit union has assets totaling $9.92 Million and provides banking services to more than 1, 000 members.
The credit union is a member-owned financial cooperative providing banking services including savings
The Bank of Denver, formerly the Denver Industrial Bank, was organized by George F. Rock, Jr. as a result of a merger of the Credit Finance Company, organized in 1936, and the Denver Safe Deposit Company, organized in 1908.
The Bank’s mission is to be a full service financial institution that delivers great personal service
At Metro Mortgage Group, experience the difference that Genuine personal service makes when buying or refinancing your home.
Experience the difference. Extensive knowledge and experience, paired with excellent lender relationships, allows Metro Mortgage Group to offer our clients mortgage solutions that meet their individual needs and goals.
Northstar Mortgage is a mortgage broker firm dedicated not only to provide you with the best combination of service, product, and rates but as well as to work hand in hand with you so we meet your personal goals. With over twenty years of combined mortgage lending experience you are sure to get the best advice to meet your needs.
Our mission is to serve our customers with pride, honesty, and integrity. Our goal is to provide our clients with very competitive interest rates at a discounted cost. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a mortgage. US Mortgage Solutions, LLC is an established Mortgage Broker.
387 North Corona Street, Suite 646, Denver, CO, 80218
At the Mortgage Maestro Group, we are here to help you navigate through the complicated seas of house-hunting to the promised land of home ownership. Whether you are refinancing, a first-time buyer, buying a rental property, or you’re finally ready for your dream home, we have you covered. Let our experts guide you through the maze.
