USDA Loan Vs. FHA loan for Florida-City, FL [ best of 2023]

In 2025, USDA loan limit in Florida-City, county of Miami-Dade, FL is $0 while FHA limit is $402,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Florida-City, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(603) 508-6637 1318 miles Lender's profile and map Reviews Traditional Mortgage Inc 63 Simpson Rd, Pelham, NH, 03076 Traditional Mortgage, Inc. was founded in 2004 and is a full service mortgage company located in Pelham, New Hampshire. We offer a wide range of products including, purchases, refinancing options and debt consolidation products. We are licensed in New Hampshire, Maine and Massachusetts.
(978) 922-5254 1319 miles Lender's profile and map Reviews Beverly Municipal Federal Credit Union 139 Cabot Street, Beverly, MA, 01915 BauerFinancial, an independent financial institution rating firm has awarded Beverly Credit Union it’s highest rating, five-stars. This superior ranking is reserved only for the strongest and most stable financial institutions in the Nation. Beverly Credit Union earned this score due to our solid financial footing and continual enduring financial p
(978) 922-4446 1319 miles Lender's profile and map Reviews GoldCoast Mortgage Service Inc 100 Cummings Center, Suite 544H, Beverly, MA, 01915 GoldCoast Mortgage To make certain that you succeed at your real estate goals.To do so we need to learn your objectives. We genuinely enjoy learning about your goals and seeing if we can help We won’t chase, sell, or obligate you. Ever. If your goals lead you to another mortgage lender or bank we will support the decision to pursue that path.
(620) 367-2285 1319 miles Lender's profile and map Reviews Crossroads Credit Union 217 East Main Street, Goessel, KS, 67053 Crossroads Credit Union opened for business as Crossroads Federal Credit Union in February of 1950, with the first deposit of $25 being made by Crossroads Coop Association, making it the first member. On March 14, the first organizational meeting was held, with six charter members and 60 other interested persons present.
(888) 449-2265 1319 miles Lender's profile and map Reviews Great Plains National Bank 120 West Jones, Hollis, OK, 73550 Great Plains National Bank is a full-service community Bank with branches in Oklahoma and Texas, offering personal Banking solutions designed to meet your financial needs including checking, savings, loan and mortgage services. To exceed our customers’ expectations by delivering superior customer service that will lead Great Plains National Bank.
(231) 745-4601 1319 miles Lender's profile and map Reviews Lake-Osceola State Bank 790 N Michigan Ave., Baldwin, MI, 49304 Lake-Osceola State Bank, a locally-owned community bank, is in the business of successfully providing financial products and services. We will provide Customer Care by determining their needs and striving to exceed their expectations. We will work side by side with the community to support, assist, and promote improvement to our quality of life.
(920) 478-2151 1319 miles Lender's profile and map Reviews Avestar Credit Union 125 W Madison Street, Waterloo, WI, 53594 Avestar Credit Union is committed to providing its members sound and dependable financial service. We will provide loans to the community in a prudent and sound manner in accordance with our written policy. Our members will receive a fair and competitive return on their investments while we maintain the financial stability of the credit union.
(608) 266-4952 1320 miles Lender's profile and map Reviews Madison Fire Department Credit Union 1437 Monroe Street, Madison, WI, 53711 The MADISON FIRE DEPARTMENT CREDIT UNION is committed to providing its members sound and dependable financial service, an environment where members can interact with mutual trust, respect and dignity by creating a sense of pride and ownership. The credit union will provide loans in a prudent, sound and discreet manner in accordance.
(978) 686-9100 1320 miles Lender's profile and map Reviews Northmark Bank 89 Turnpike Street, North Andover, MA, 01845 Northmark Bank is a locally owned & managed full service commercial bank.Northmark Bank was founded in 1987 by Daniel J. Murphy III & Jane C. Walsh in response to the need for a local community bank focused on high quality customer service. Northmark Bank offers a full range of banking services to individuals, businesses & non-profit organizations.
(315) 788-7100 1320 miles Lender's profile and map Reviews Watertown Savings Bank 111 Clinton Street, Watertown, NY, 13601 Watertown Savings Bank, a FDIC insured institution, remains true to its mission of conducting business in the best interest of the community and the Jefferson County area for the long term. We are ""Committed to our Community and Committed to our Customers"" and we look forward to serving you
(315) 788-4163 1320 miles Lender's profile and map Reviews Watertown Postal Federal Credit Union 232 Commerce Park Drive, Watertown, NY, 13601 WPFCU was established in April, 1949 and is a member-owned, not for profit, financial corporation. Our Charter is limited to Postal Workers and their families and organizations of such persons. Our Mission is to provide competitive services to meet the needs of the Members and to promote membership growth while maintaining the security of funds.