USDA Loan Vs. FHA loan pro & con for Key-Largo, Monroe County, FL

In 2025, USDA loan limit in Key-Largo, county of Monroe, FL is $0 while FHA limit is $608,350 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Key-Largo, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(518) 886-3400 1301 miles Lender's profile and map Reviews Hudson River Community Credit Union One Third Street, Corinth, NY, 12822 Hudson River Community Credit Union (HRCCU) was founded in 1954 by the employees of International Paper Company in Corinth, New York as IPCO Federal Credit Union. Today, HRCCU is a state-chartered community credit union. Anyone who lives, works, worships, or attends school located within Saratoga, Warren, Washington,
(800) 977-9113 1301 miles Lender's profile and map Reviews Home Advantage Mortgage Corporation 312 Great Road, Littleton, MA, 01460 Home Advantage Mortage Corporation is a licensed mortgage broker, located in Littleton, Massachusetts. Established in 1993, we are licensed in Massachusetts, New Hampshire, and Maine. We offer a wide range of mortgage products at the most competitive rates available. Our products are not limited to “A” type borrowers.
(888) 279-7725 1301 miles Lender's profile and map Reviews Hanscom Federal Credit Union 25 Porter Road, Suite 100, Littleton, MA, 01460 With $1.7 billion in assets and over 90, 000 members, we are one of the most trusted credit unions headquartered in Massachusetts. Our mobile services, education programs, and innovative products are designed to help our members become financially self-sufficient and successful, whether they're well-established or just starting out.
(800) 221-4020 1301 miles Lender's profile and map Reviews WORKERS CREDIT UNION 119 Russell Street, Littleton, MA, 01460 Our members – both long-time and brand-new – have chosen Workers for full banking services to meet a lifetime of financial needs, and we can help you, too. We would love to show you how we can save you money, and make banking easier, and more convenient.We take the time to focus on the things that are important to you
(816) 449-2182 1301 miles Lender's profile and map Reviews Independent Farmers Bank 201 W Main Street, Maysville, MO, 64469 Independent Farmers Bank is a locally owned Community Bank located in Maysville, Missouri, with branches in King City and Stewartsville, Missouri. We've been serving our surrounding communities since 1894. Our knowledgeable staff is here for you in every season with secure, local service.
(617) 233-3097 1302 miles Lender's profile and map Reviews MDO Mortgage LLC 10 Bremen Street, 2nd Floor, East Boston, MA, 02128 Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(414) 421-8200 1302 miles Lender's profile and map Reviews Pyramax Bank 7001 W. Edgerton Ave, Greenfield, WI, 53220 PyraMax Bank is a publicly held community bank headquartered in Greenfield, Wisconsin and also has offices in Franklin, Grafton, Greenfield, Mukwonago, South Milwaukee, and Waukesha. Whether you're looking for a Home Loan, Home Equity Line or Loan, Business Loan, Free Checking, Mobile Banking,
(563) 941-5391 1302 miles Lender's profile and map Reviews American Trust & Savings Bank 309 McKinley Avenue, Lowden, IA, 52255 American Trust & Savings Bank is a bank with operations in one state. American Trust & Savings Bank offers numerous mortgage programs including conventional, FHA, FHA 203(k), VA, USDA and construction mortgages. American Trust & Savings Bank is a FREEandCLEAR Certified Gold Low Rate Lender and Technology All Star.
(231) 894-5608 1302 miles Lender's profile and map Reviews HarborLight Credit Union 2151 Cogswell Drive, Whitehall, MI, 49461 HarborLight Credit Union is a full service financial institution serving Muskegon, Oceana, Newaygo and Northern Ottawa counties. If you live or work in any of these counties, you can bank with us!Credit Union is a full service financial institution serving Muskegon, Oceana, Newaygo and Northern Ottawa counties.
(603) 256-8515 1302 miles Lender's profile and map Reviews Northeast Home Loan, LLC 25 Mr. Arthur Drive, West Chesterfield, NH, 03466 Northeast Home Loan is one of New England’s best kept secrets when it comes to wholesale mortgage banking. We don’t have national aspirations, and we don’t grow our business by adding lots of clients. Our business model is predicated on some simple ideas. We’re a community-based lender, so we seek partners that are similarly focused.
(781) 905-1500 1303 miles Lender's profile and map Reviews Members Plus Credit Union 29 High Street, Medford, MA, 02155 Members Plus Credit Union is a community-chartered credit union owned by over 14, 000 members with branches in Medford, Dorchester, Everett, Norwood and Plymouth. The Credit Union, like all credit unions, is a not-for-profit cooperative. It is owned, managed and operated by members. Our mission is to provide quality, innovative, competitive,