USDA and FHA Pro and Con in Key-Largo, Monroe County, FL
In 2025, the USDA loan limit in Key-Largo, within Monroe county of FL, is $0. For an FHA loan, the limit for a single-family home is $608,350.
Utilize the Lendersa® USDA loan calculator to compare today's best rates between USDA and FHA loans, determining the income, credit, reserves, and documentation needed to qualify. With our comprehensive mortgage calculator, you can review USDA, FHA, Conforming, and VA programs side by side, aiding in deciding which option in suits your financial situation best.
2025 Loan Caps and Down Payment Requirements in Key-Largo, County of Monroe, FL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$608,350
3.5%
Conventional Conforming
$608,350
3%
USDA and FHA Loan Opportunities in Key-Largo, FL
Lendersa® strives to quickly and efficiently secure the best USDA or FHA loan solution for you. Choose from three starting points to match lenders and explore USDA loan programs fully.
The USDA home loan, secured by the government's Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is tailored for rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage requires no down payment, offering a significant advantage to eligible applicants.
611 South Catalina, Suite 310, Los Angeles, CA, 90005
At Dior Realty We know how important it is to purchase or sell a home; that’s why we founded our business as a way to help & educate our community. Diorella is a hands on realtor. She's been in the industry for 19 years. Only and always strive for her clients' best interests. Her experience and knowledge is what sets her apart from other agents.
309 South Berendo Street, Apartment 1, Los Angeles, CA, 90020
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
3055 Wilshire Blvd, Suite 530, Los Angeles, CA, 90010
Incorporated since 1994, we provide title loans to California residents. Customer service is a top priority and we know people are in a hurry to get funds, so we give approvals and funding in as little as an hour. We have competitive rates! We provide car title loans to people who are in need of emergency money.
3701 Wilshire Boulevard, Suite 900, Los Angeles, CA, 90010
Pacific City Bank (NASDAQ: PCB) was founded to serve the commercial banking needs of primarily Asian-American owned small and medium-sized enterprises and real estate investors. Specialties include providing various types of financing, such as commercial property loans, small business loans and lines of credit.
3435 Wilshire Boulevard, Suite 100, Los Angeles, CA, 90010
As a community bank offering a wide range of deposit and lending products and services to mid-sized businesses in the multi-ethnic communities of Southern California and beyond, CBB prides itself on providing unparalleled value to our customers, shareholders, community, and employees.
POLAM Credit Union is proud to offer a First Time Buyers Program that will help you get on the property ladder.We offer mortgages up to 90% (LTV) Loan To Value, with no Private Mortgage Insurance, meaning that with just a 10% down you can get financing for your first home at the same rate as we normally offer with 20% down.
3700 Wilshire Blvd, Suite 104, Los Angeles, CA, 90010
Hanin Federal Credit Union is to assist Korean Americans, who live or work in the county of Los Angeles, to regain their financial strength (seriously impaired by the Los Angeles Riot of 1992 and the Northridge Earthquake) in two ways: first, by cultivating a habit of systematic savings among its members; second
3255 Wilshire Blvd, Suite 1808, Los Angeles, CA, 90010
Our goal is to be the lender of choice for consumers & the employer of choice by being a company that operates on sound principles of exceptional value, ethics and transparency. We employ uncompromised ethical standards demonstrating honesty and fairness in every action we take. We treat one another with respect & value each other's contributions.
3699 Wilshire Blvd, Suite 670, Los Angeles, CA, 90010
Primus Lending Corporation is a privately held mortgage bank, founded in March of 2000. After working for several years as a loan originator and manager for other companies, the owner decided to start his own company, on a platform of dedication to high-quality, premier customer service, to both retail clients and real estate professionals.
3700 Wilshire Boulevard, Suite 999, Los Angeles, CA, 90010
Viewpoint Mortgage Inc is a full-service mortgage firm established in 1986. Founded in the heart of Los Angeles (Mid-City - Wilshire). Viewpoint Mortgage have built a very strong reputation over 3 decades as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders, investors and individual homebuyers.
606 N. Larchmont Blvd, Suite 4A, Los Angeles, CA, 90004
Pacific Trust Group is committed to providing our clients with the best origination service in home mortgages along with some of the lowest rates available in all of Los Angeles, and throughout the State of California. Whether you are a first time home buyer, ReFinancing an outstanding loan, purchasing your dream home, consolidating debt.
