USDA Vs. FHA Pro and Con comparison in North-Bay-Village, Miami-Dade County, FL
For 2025 in North-Bay-Village, within Miami-Dade county of FL, the USDA loan limit is set at $0, compared to the FHA limit which is $402,500 for single-family homes.
You can use the Lendersa® USDA loan calculator to contrast the best rates offered today between USDA and FHA loans. This tool also helps identify the income, credit, reserves, and documents essential for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, assisting you in determining which program in aligns with your financial needs.
2025 Loan Limits and Downpayment Requirements in North-Bay-Village, Miami-Dade County, FL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Opportunities in North-Bay-Village, FL
The mission of Lendersa® is to swiftly secure you the most favorable USDA or FHA loan, minimizing any hassle. Choose from three initial pathways that lead to suitable lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively offered in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans need no down payment at all.
Kemba Charleston is dedicated to serving its members through low loan rates, high returns and many other services. We serve the areas of Dunbar, Institute and Nitro. We also have numerous employee groups with our main one being Kroger. Find out how you can join today to take advantage of our numerous financial benefits.
Members Choice WV Federal Credit Union is a community chartered not-for-profit financial cooperative serving all who live, work, worship, attend school or do business in Kanawha County, WV.Credit Union is a community chartered not-for-profit financial cooperative serving all who live, work, worship.
Mosaic Federal Credit Union has been open since 1986. The credit union has assets totaling $14.2 Million and provides banking services to more than 4, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups
Kimberly Clark Credit Union, chartered in 1947, serves the employees of Kimberly Clark Corporation across the country.
KCCU is a not-for-profit financial institution where you, our member-owner, come first. After expenses and legal reserves are set aside, all profits are returned to members as higher dividends on savings, lower rates on loans.
160 North Main Street, Suite 401, Memphis, TN, 38103
Chartered in 1961, Shelby County Federal Credit Union is a financially sound, full-service financial institution that offers competitive services for our members. We have two convenient full-service branches with helpful, courteous Member Service Representatives to help our members.
NiceLoans, offers our customers a convenient way to get a loan in today’s fast paced world. Starting with nine brick and mortar stores in Tennessee, we provide our customers with a quick and easy loan application process and a team of loan experts there to answer any questions you may have.
Orion Federal Credit Union has grown to become one of the largest credit unions in the Mid-South with more than 70, 000 members and nearly $1 billion in assets. Orion offers a full spectrum of banking options ranging from savings and checking accounts to home, auto, and personal loans, along with commercial real estate
In April of 1957, a certificate was signed to organize an employee’s credit union for Crossett Paper Mills employees. The credit union started out in a small office inside the main building of the paper mill. Membership was opened in 1970 to Ashley Drew and Northern Railroad, a subsidiary of Georgia Pacific Corporation.
Springfield State Bank is the only bank in Washington County that is owned and operated by local shareholders who live and work. Chartered in 1910 & still going strong, Springfield State Bank is proud to be an independent, community bank. We strive to remain independent so we may deliver a superior quality of banking services.
The Lincoln National Bank is a community bank and we take personal pride in giving one on one, friendly service for all your banking needs. We are a full service bank and offer a variety of checking, savings and loan products and other services. We've been committed to serving Hodgenville, LaRue County and the surrounding area since 1889.
