USDA Loan Vs. FHA loan pro & con Surfside, Miami-Dade County, FL

In 2025, the loan limit set by the USDA for a single-family dwelling in Surfside, within the county of Miami-Dade, FL is $0. In contrast, the FHA imposes a limit of $557,750 for similar properties.

Utilize Lendersa®'s specialized USDA loan calculator to conduct a thorough comparison between the current USDA and FHA best rates. This tool allows you to evaluate the income requirements, credit score, reserves, and necessary documentation needed to qualify. Featuring our sophisticated mortgage calculator, you can compare side by side the USDA, FHA, Conforming, and VA loan options, ultimately assisting you in determining which financing program within suits your unique financial situation best.

Explore USDA and FHA Loan Possibilities in Surfside, FL

The ambition of Lendersa® is to swiftly provide you with the most favorable USDA or FHA loans, conveniently and with minimal hassle. Begin by choosing one of the three pathways that lead to discovering matching lenders and suitable USDA loan programs tailored to your needs.

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An Introduction to USDA Loans in FL

The USDA home loan, officially supported by the U.S. Department of Agriculture, is commonly referred to as the USDA rural development loan or USDA mortgage. This government-guaranteed loan is exclusive to rural neighborhoods. Unlike FHA loans necessitating a down payment of at least 3.5%, the USDA mortgage does not require any down payment at all, making it an appealing option for eligible borrowers in rural areas seeking homeownership with minimized upfront financial commitments.

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(785) 632-5161 Lender's profile and map Reviews C&R Credit Union 801 5th Street, Clay Center, KS, 67432 C and R Credit Union, in Clay Center, offers a variety of services, including: checking and savings accounts; loans for new and used automobiles, boats, and motorcycles; machinery loans; even loans for jet skis, recreational vehicles, campers and 4-wheelers. Christmas loans and accounts are also available.
(608) 847-6200 Lender's profile and map Reviews Bank of Mauston 503 Gateway Ave, Mauston, WI, 53948 The Bank of Mauston is an independent, locally owned Bank which gives us the ability to make decisions right here so you can get the answers you need, when you need them. Bank of Mauston is a community Bank dedicated to helping our community grow and shattering our customer’s expectation.
(620) 257-2316 Lender's profile and map Reviews Lyons Federal Bank 200 East Avenue South, Lyons, KS, 67554 Lyons Federal Bank's objective has always been to remain a sound institution for our customers' investment and loan needs. We are proud of the way we are able to meet those needs in a most efficient and friendly way. Lyons Federal Bank is still a locally owned, "hometown" bank with a long history of providing efficient,
(402) 869-2211 Lender's profile and map Reviews The Bank of Steinauer 215 Main St, Steinauer, NE, 68441 The Bank of Steinauer was established in 1888, but was not expected to transact much business. However, it soon became an essential part of the community, and needed to be properly organized and equipped with experienced help. Because of his advanced age, Joseph put his son, John, in charge of the bank as cashier.
(920) 882-8400 Lender's profile and map Reviews Business Lending Group LLC 2350 N. Casaloma Drive, Suite 100, Appleton, WI, 54913 Business Lending Group, LLC is committed to providing high-quality business lending services through a comprehensive infrastructure of services including but not limited to policy creation, sound underwriting, accurate documenting, diligent servicing, exceptional customer service and ongoing loan administration.
(319) 882-4279 Lender's profile and map Reviews American Savings Bank 312 S. Main St, Tripoli, IA, 50676 Since 1899 American Savings Bank a location of Readlyn Savings Bank and the people of Tripoli have worked together to make our town a great place to live. As a reliable and trusted hometown bank, ASB has stood shoulder-to-shoulder with Tripoli through the Great American Century; facing our common challenges head on.
(920) 882-4800 Lender's profile and map Reviews Prospera Credit Union Appleton 4830 N. Ballard Rd, Appleton, WI, 54913 As a local credit union, we are strong enough to provide you with everything you need, yet small enough to know you personally and care about helping you prosper any way we can. When you choose Prospera, you become a member, not just a customer. A family that works together for everyone's benefit.
(920) 915-3242 Lender's profile and map Reviews Linda the Lender 119 N McCarthy Rd, Appleton, WI, 54913 The Linda the Lender Team has helped many people in Wisconsin realize thier dream of home ownership. We have developed a loan process that is smooth and stress free. Come and see what we have to offer. Everyone’s financial needs are different and loan programs are not one size fits all. We have many loan program options
(877) 943-3256 Lender's profile and map Reviews McGlone Mortgage Group 3701 E. Evergreen Drive, Suite 700, Appleton, WI, 54913 Founded in 1999 and headquartered in Appleton, Wisconsin, McGlone Mortgage Group is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple
(806) 259-3556 Lender's profile and map Reviews First Bank and Trust of Memphis 501 Main Street, Memphis, TX, 79245 First Bank & Trust of Memphis of Memphis, TX provides banking services. The Bank offers checking accounts, credit & debit cards, loans, insurance, payment protection, phone banking, bill pay, and merchant services. We started as a community bank, and even though we’ve grown, we haven’t really changed.
(785) 562-3741 Lender's profile and map Reviews Sunflower Community Credit Union 407 Broadway, Marysville, KS, 66508 Sunflower UP Federal Credit Union was formed January 14, 1952 by seven Union Pacific Railroad employees. The par value of a share was $5.00, just as it is today. Membership was open to employees of the Fourth Subdivision of the Union Pacific Railroad and their families. The first office was in the Roundhouse of the Union Pacific Railroad depot.
(432) 264-2600 Lender's profile and map Reviews Cosden Federal Credit Union 400 East Marcy Drive, Big Spring, TX, 79720 Cosden Employees FCU first charter was in Fort Worth, Texas in 1936. The first charter was a credit union to serve the employees and families of employees of the Cosden Refinery in Big Spring, Texas. A few years after starting in Fort Worth Cosden Employees Credit Union moved to Big Spring to improve service to the employees of the refinery.