USDA Loan Vs. FHA loan for Surfside, FL [Miami-Dade County ]

In 2026, the loan limit set by the USDA for a single-family dwelling in Surfside, within the county of Miami-Dade, FL is $0. In contrast, the FHA imposes a limit of $557,750 for similar properties.

Utilize Lendersa®'s specialized USDA loan calculator to conduct a thorough comparison between the current USDA and FHA best rates. This tool allows you to evaluate the income requirements, credit score, reserves, and necessary documentation needed to qualify. Featuring our sophisticated mortgage calculator, you can compare side by side the USDA, FHA, Conforming, and VA loan options, ultimately assisting you in determining which financing program within suits your unique financial situation best.

Explore USDA and FHA Loan Possibilities in Surfside, FL

The ambition of Lendersa® is to swiftly provide you with the most favorable USDA or FHA loans, conveniently and with minimal hassle. Begin by choosing one of the three pathways that lead to discovering matching lenders and suitable USDA loan programs tailored to your needs.

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An Introduction to USDA Loans in FL

The USDA home loan, officially supported by the U.S. Department of Agriculture, is commonly referred to as the USDA rural development loan or USDA mortgage. This government-guaranteed loan is exclusive to rural neighborhoods. Unlike FHA loans necessitating a down payment of at least 3.5%, the USDA mortgage does not require any down payment at all, making it an appealing option for eligible borrowers in rural areas seeking homeownership with minimized upfront financial commitments.

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(801) 806-0680 Lender's profile and map Reviews Home Quest Lending LLC 4685 South Highland Drive, Suite 105, Holladay, UT, 84117 We maintain a high level of communication with our clients and are constantly evolving with the mortgage industry in technology and policy. Our experience and understanding of the process makes for a smooth, efficient closing that our clients rave about time and again. Home Quest Lending, a local mortgage broker here to fund your purchase.
(801) 833-0778 Lender's profile and map Reviews LoanRemedy LLC 4568 Highland Dr, Suite 250, Salt Lake City, UT, 84117 "Our Utah Mortgage Team serves: Salt Lake City, Millcreek, Provo, Orem, Ogden, and other surrounding areas. That’s right. We are available to our clients 7 days a week. We’re committed to providing the best loan treatment in the industry, while also curing your worries during the process."
(801) 448-8975 Lender's profile and map Reviews Primary Source Lending 5442 South 900 East, Suite 142, Salt Lake City, UT, 84117 Primary Source Lending was established in 2020 by the father and son team of Alma and Spencer Hansen. With more than 42 years of combined experience in the Hard Money and Private Money business there is no other team in Utah that has the breadth of knowledge and experience to assist you on your next deal.
(801) 829-6900 Lender's profile and map Reviews Devil's Slide Federal Credit Union 243 E 125 N, Morgan, UT, 84050 Devil's Slide Federal Credit Union We are chartered to serve persons who live, work, worship or attend school in Morgan and Summit counties. Our institution is owned and operated by our members with the purpose of providing competitive rates for loans and shares while at the same time maintaining a good net worth ratio.
(800) 748-4302 Lender's profile and map Reviews Mountain America Credit Union PO Box 2331, Sandy, UT, 84091 Mountain America Credit Union is a member-owned, full-service financial institution. Federally insured by NCUA. Equal Housing LenderCredit Union assists members on the right path to help them identify and more than 990, 000 members and $13 billion in assets, Mountain America Credit Union assists members on the right path to help them identify.
(385) 220-5458 Lender's profile and map Reviews Loans by Vicky 8325 N. Cedar Drive, Eagle Mountain, UT, 84005 Vicky is a loan officer who works directly with wholesale lenders to give you the best options. I take the needs of my clients seriously. I will listen to your specific situation and work to find the loan that is best for you. I will keep you updated throughout the entire process and quickly respond to any questions
(406) 656-3140 Lender's profile and map Reviews Rocky Mountain Bank (Montana) 2615 King Avenue West, Billings, MT, 59108 We offer our employees unlimited opportunities for career development, growth and the ability to contribute to the vitality of your community. Our clients choose to bank with us because of our robust product offerings, high-touch service, and commitment and impact in our communities.
(801) 790-5005 Lender's profile and map Reviews Ally Bank 200 West Civic Center Dr, Sandy, UT, 84070 Ally Bank offers mortgages in forty-nine states and Washington D.C. Ally Bank offers numerous mortgage programs including conventional, jumbo and HomeReady mortgages. Ally Bank is a FREEandCLEAR Certified Bronze Low Rate Lender and Technology All Star. Ally Bank is an Equal Housing Lender
(801) 448-3800 Lender's profile and map Reviews Monument Mortgage Group of America 9730 South 700 East, Suite 111, Sandy, UT, 84070 We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs & most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.
(801) 443-4733 Lender's profile and map Reviews Canyons Mortgage I, LLC 9137 South Monroe Plaza Way, Suite C-1, Sandy, UT, 84070 Canyons Mortgage helped us finance our first home back in 2011, and we have been loyal customers ever since. As new home buyers, we were very overwhelmed by the process and all of the requirements and paperwork involved. Greg and his team took the time to thoroughly explain each step of the process, answer all of our questions.
(801) 809-2565 Lender's profile and map Reviews Independent Home Loans, LLC 9557 S. 700 E, Suite 200, Sandy, UT, 84070 We understand that buying or selling a home is one of the biggest decisions an individual or family can make. For that reason alone, we take this as seriously as you do, and will always put your priorities and needs before all else. Buying a home is about YOU, not us. Let us show you why our team is the dependable choice for your mortgage needs.
(801) 999-0493 Lender's profile and map Reviews Laser Lending 8899 S 700 E, Suite 12511075 S. State Street, Building 3, Sandy, UT, 84070 Laser Lending is part of the parent company Larson Real Estate Services He started his career selling new home construction in 1993. Later, he started Larson & Company Real Estate which continues to thrive today. With a desire to offer his clientele a solid mortgage option, he created Laser Lending in 2009. To round out his real estate offerings.