FHA Vs. USDA loan program for Surfside, Miami-Dade County, Florida

In 2025, the loan limit set by the USDA for a single-family dwelling in Surfside, within the county of Miami-Dade, FL is $0. In contrast, the FHA imposes a limit of $557,750 for similar properties.

Utilize Lendersa®'s specialized USDA loan calculator to conduct a thorough comparison between the current USDA and FHA best rates. This tool allows you to evaluate the income requirements, credit score, reserves, and necessary documentation needed to qualify. Featuring our sophisticated mortgage calculator, you can compare side by side the USDA, FHA, Conforming, and VA loan options, ultimately assisting you in determining which financing program within suits your unique financial situation best.

Explore USDA and FHA Loan Possibilities in Surfside, FL

The ambition of Lendersa® is to swiftly provide you with the most favorable USDA or FHA loans, conveniently and with minimal hassle. Begin by choosing one of the three pathways that lead to discovering matching lenders and suitable USDA loan programs tailored to your needs.

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An Introduction to USDA Loans in FL

The USDA home loan, officially supported by the U.S. Department of Agriculture, is commonly referred to as the USDA rural development loan or USDA mortgage. This government-guaranteed loan is exclusive to rural neighborhoods. Unlike FHA loans necessitating a down payment of at least 3.5%, the USDA mortgage does not require any down payment at all, making it an appealing option for eligible borrowers in rural areas seeking homeownership with minimized upfront financial commitments.

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(301) 856-5000 Lender's profile and map Reviews U. S. Postal Service Federal Credit Union 7905 Malcolm Road, Suite 311, Clinton, MD, 20735 U. S. Postal Service Federal Credit Union is a member-owned and operated not-for-profit financial cooperative chartered in 1934 under federal law. USPS FCU provides sound financial support for Postal Workers, Postal Retirees, and Postal Family Members. We encourage our members to make wise financial choices for the well-being of themselves.
(870) 535-6365 Lender's profile and map Reviews Pine Bluff Cotton Belt Federal Credit Union 1703 River Pines Blvd, Pine Bluff, AR, 71601 Pine Bluff Cotton Belt Federal Credit Union is a not-for-profit member owned financial cooperative. Unlike a bank, credit union profits are returned to the members in the form of higher dividends on savings, lower rates on loans, lower fees...and many other money saving services. A volunteer board of directors, elected by members, sets polici
(870) 534-1990 Lender's profile and map Reviews AM&N College Federal Credit Union 1200 N University Drive, Pine Bluff, AR, 71601 Arkansas AM&N College Federal Credit Union was founded in 1952 by and for the employees of Arkansas AM&N College, now the University of Arkansas at Pine Bluff, at a time when it was difficult, if not impossible, to get a loan from any of the financial institutions in the city. The credit union continues to serve this field of membership
(870) 541-1000 Lender's profile and map Reviews Simmons Bank 501 S Main St, Pine Bluff, AR, 71601 Simmons’ present-day is more exciting than ever due to its rich culture and high performance. In the last six years, Simmons has catapulted from a Bank holding company with approximately $3.2 billion in assets to an approximately $20.8 billion-asset company as of March 30, 2020 operating in seven states.
(540) 635-7133 Lender's profile and map Reviews Front Royal Federal Credit Union 230 North Royal Avenue, Front Royal, VA, 22630 Chartered in 1949, Front Royal Federal Credit Union began its tradition of “people helping people” to save regularly and provide a source from which to borrow at low interest rates. Earnings remaining after expenses and capital reserves are returned to members in the form of more competitive share
(540) 635-1112 Lender's profile and map Reviews CBM Mortgage, Inc 912 Hometown Way, Front Royal, VA, 22630 CBM Mortgage is a locally owned and operated Mortgage Company located in the Shenandoah Valley. We provide home loans for the entire state of Virginia. What makes us different? Customer Service and Accountability. We are a direct lender with control over the entire process from processing, underwriting, to closing.
(571) 242-8575 Lender's profile and map Reviews The Tullis Mortgage Team 6187 Grovedale Ct, Alexandria, VA, 22310 Specializing in Mortgage Banking for over 20 years as a licensed professional. I take pride in being able to offer my clients a wide array of Conventional, Government & Jumbo Loan programs. My goal is to customize the "right" loan program to match your short term & long term financial goals.
(888) 878-1131 Lender's profile and map Reviews Fairfax Lending 6094 Franconia Road, Alexandria, VA, 22310 Fairfax Lending, Inc. is the leading mortgage broker in Virginia, Washington DC and Maryland. We believe in a dramatically simplified experience for borrowers. Consumers are plagued with high rates and hidden fees every day. The current mortgage infrastructure is centered around volume of loans with more attention paid to commission.
(703) 750-4394 Lender's profile and map Reviews TruEnergy Federal Credit Union 6801 Industrial Road, Springfield, VA, 22151 Since 1939, TruEnergy Federal Credit Union (formerly Washington Gas Light Federal Credit Union) has been a not-for-profit, member-owned financial cooperative. Every TruEnergy FCU member owns an equal share of the credit union, allowing us to offer lower loan rates and higher dividend yields.
(270) 545-3301 Lender's profile and map Reviews Fredonia Valley Bank 602 Cassidy Ave, Fredonia, KY, 42411 On October 30, 1894, a group of men consisting of S.H. Cassidy, W.F. McMurray, H.E. Rice, D.T. Byrd, W.C. Rice, J.C. Elder, J.T. Woolf, William M. Green, S.C. Bennett, A. Boaz, H.C. Rice, W.B. Bennett, M.B. Lowery, and A.S. Threlkeld met for the purpose of organizing a bank in Kelsey, KY. A committee was appointed to solicit stock subscriptions.
(502) 550-1436 Lender's profile and map Reviews Diversified Home Services LLC 2209 Heather Lane, Louisville, KY, 40218 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide mortgages, insurance, and warranties to our clients while providing them with the lowest interest rates and costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
5025502805 Lender's profile and map Reviews Kairos Equities 1941 Bishop Ln, Louisville, KY, 40218 Kairos Equities is a private lender headquartered in Louisville, KY providing investors across the US with capital for a multitude of loan types. Their lending parameters are versatile and creative, offering loan amounts from $50,000- $20,000,000 with a maximum LTV of 90%, and rates starting at around 5%.