USDA Vs. FHA Pro and Con comparison in Bay-Harbor-Islands, Miami-Dade County, FL
In 2025, the USDA loan limit for the county of Miami-Dade in Bay-Harbor-Islands, FL is set at $0. In comparison, the FHA cap for a single-family home is $402,500.
Employ the Lendersa® USDA loan calculator to contrast today's premier USDA and FHA rates. This tool assists in identifying the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, helping you choose the best program for your financial needs in .
2025 Loan Limits and Down Payment Needs in Bay-Harbor-Islands, Miami-Dade, FL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Selections in Bay-Harbor-Islands, FL
Lendersa® aims to swiftly provide you with the best USDA or FHA loan without difficulty. Start from one of three options to engage with lenders and discover USDA loan programs.
A USDA home loan, also referred to as a USDA rural development loan or mortgage, is guaranteed by the Department of Agriculture and available solely in rural districts. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans necessitate no down payment.
National Community Bank is a locally owned community bank. We are deeply committed to the success and growth of local businesses and the financial prosperity of our customers in our community with extraordinary involvement in the communities we have served since 1975.We pride ourselves in our experienced staff of familiar local Bankers.
Located in New Orleans, Loan Partners is a real estate investment group and private portfolio lender providing capital for commercial and non owner occupied real estate projects.
Our depth of experience enables us to identify immediate needs and optimal structuring. You can expect to receive a commitment letter detailing the terms
Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify.
"Audubon Mortgage Based in New Orleans, Camie has over twenty years experience in mortgage lending. We strive for excellence and customer service. Please contact us to check our rates this mortgage company Loan Products & Programs are Conforming
FHA/VA
Alternative Low Doc Loans
Nationwide High Balance and more"
Fidelity Bank is a full-service financial institution with assets of approximately $3.4 billion headquartered in Fuquay-Varina, North Carolina. The Bank owns and operates 58 branches throughout North Carolina, Virginia, and South Carolina.
For over 100 years, Fidelity Bank's vision has remained the same; to be the independent, sound.
Tuscaloosa VA Federal Credit Union is a not-for-profit, member-owned, financial cooperative, committed to providing members with the financial services they need, when and where they need them — affordably, conveniently and professionally. Tuscaloosa VA Federal Credit Union was established in November 1951.
1008 Veterans Memorial Pkwy, Tuscaloosa, AL, 35404
Red Oak Credit Union is owned by the members and managed and operated by a professional full-time staff and a 7-member board of directors. The board of directors are elected by the members and themselves are members. All deposits are insured to at least $250,000 by the National Credit Union Administration.
1215 Veterans Memorial Pkwy, Tuscaloosa, AL, 35404
ARECU started with the dreams of seven in 1969, and in 2020 we are excited to be Alabama Rural Electric Credit Union, a division of Alabama ONE. The merger with Alabama ONE Credit Union in April of 2020 brings a myriad of improved products and services with the added strength of Alabama ONE's legacy of exceptional service.
