USDA and FHA Pro and Con in Bay-Harbor-Islands, Miami-Dade County, FL
In 2025, the USDA loan limit for the county of Miami-Dade in Bay-Harbor-Islands, FL is set at $0. In comparison, the FHA cap for a single-family home is $402,500.
Employ the Lendersa® USDA loan calculator to contrast today's premier USDA and FHA rates. This tool assists in identifying the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, helping you choose the best program for your financial needs in .
2025 Loan Limits and Down Payment Needs in Bay-Harbor-Islands, Miami-Dade, FL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Selections in Bay-Harbor-Islands, FL
Lendersa® aims to swiftly provide you with the best USDA or FHA loan without difficulty. Start from one of three options to engage with lenders and discover USDA loan programs.
A USDA home loan, also referred to as a USDA rural development loan or mortgage, is guaranteed by the Department of Agriculture and available solely in rural districts. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans necessitate no down payment.
496 Smithtown By-Pass, Suite 308, Smithtown, NY, 11787
All Island Mortgage & Funding Corporation. A family owned and operated mortgage business. FHA approved. Established in 1989, serving all of New York, Florida, Connecticut, New Jersey, Pennsylvania, Montana, Washington State, Alaska, California, Texas. A leader in Reverse mortgage financing.
180 East Main Street, Suite 206, Smithtown, NY, 11787
Ownit's mission is to serve the needs of borrowers throughout New York State by providing great rates and excellent service. As a full service brokerage offering expertise in every area of mortgage lending from purchase to refinance to commercial lending. We have access to a full range of mortgage sources and are dedicated to finding the right loan
975 W. Jericho Turnpike, Suite 3, Smithtown, NY, 11787
BRC is a family owned Long Island based mortgage company operated by Nathan Baram. With experience of over 18 years in the mortgage and real estate industry, you can be assured that you are in good hands. Competitive Mortgage products combined with a smooth and efficient process is what puts BRC above the rest. Established in 2006.
637 North Center Street, Suite A, Corry, PA, 16407
Corry Jamestown Credit Union was State Chartered on February 14th, 1954. Our original sponsor was Corry Jamestown Manufacturing Corporation located in Corry, PA, but as of 2005, we became a Community Chartered credit union within the territory of the Corry Area School District Since we are State Chartered, we are regulated by the Pennsylvania.
The Corry FCU is a member-owned financial institution dedicated to serving the financial needs of our members and their families in a friendly and professional manner. Our commitment is to remain fiscally responsible: offering attractive rates for deposit accounts and loans while continually expanding our services for our member’s convenience.
BH As a Hard Money Loan Lender, I have built a portfolio
of 50+ personal private lenders and loan companies,
making us a trusted resource in the industry. With
almost a decade of experience, our company has
successfully facilitated a wide range of loans, catering
to various needs and situations.
Because we are not bonded to one specific compa
Rockland Employees Federal Credit Union is committed to providing the best possible financial services, value and financial education to its diverse membership. Rockland Employees Federal Credit Union (REFCU) is a not-for-profit financial institution, founded in 1962 by people just like you who believe in the values of the community.
Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you. We will help you qualify, apply
