USDA Vs. FHA your options comparison in Bay-Harbor-Islands, Miami-Dade County, FL
In 2025, the USDA loan limit for the county of Miami-Dade in Bay-Harbor-Islands, FL is set at $0. In comparison, the FHA cap for a single-family home is $402,500.
Employ the Lendersa® USDA loan calculator to contrast today's premier USDA and FHA rates. This tool assists in identifying the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, helping you choose the best program for your financial needs in .
2025 Loan Limits and Down Payment Needs in Bay-Harbor-Islands, Miami-Dade, FL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Selections in Bay-Harbor-Islands, FL
Lendersa® aims to swiftly provide you with the best USDA or FHA loan without difficulty. Start from one of three options to engage with lenders and discover USDA loan programs.
A USDA home loan, also referred to as a USDA rural development loan or mortgage, is guaranteed by the Department of Agriculture and available solely in rural districts. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans necessitate no down payment.
Connected Credit Union shares profits with members as they are owners/share holders of a financial cooperative. Originally chartered in 1967 as the Maine Teachers Association Credit Union – to serve Educators throughout Maine; changing its name to Maine Education Credit Union in the mid 90’s.
Capital Area Federal Credit Union is a not for profit, member owned organization that has been proud to serve our community members for over 65 years.We have grown over time but have not forgotten who we are & those who have supported us over the years.We offer a full range of financial products & services; from share accounts to checking accounts.
Southwest Heritage CU was originally chartered in 1949 as a not-for-profit financial cooperative for 35 original members. As of January, 2012, we are proud to say we have well over 7, 500 members & total assets of over $75, 000, 000!Credit Union was originally chartered in 1949 as a not-for-profit financial cooperative for 35 original members.
Southwest 66 Credit Union began in late 1948 as a financial cooperative aimed at serving the needs of Permian Basin employees of the Phillips Petroleum company. The first chairman of the board was D.M. Hankings and the first Treasurer was A.W. Brumbelow. The first branch was located in Mr. Brumbelow's home.
Complex Community Federal Credit Union has been open since 1958. The credit union has assets totaling $633.38 Million & provides banking services to more than 40, 000 members as of March 2022. The credit union is a community-based financial institution. People living, working or worshipping in the credit union's geographic area can become a member.
DeTour Drummond Community Credit Union was established in 1960. We have been serving residents and visitors to the DeTour and Drummond Island Area since day one. Our ATMs are located at the Credit Union on Drummond Island and at the DeTour Branch, as well as Yooperman Bar & Grill in Goetzville.We are happy to assist you
WesTex Federal Credit Union has been open since 1946. The credit union has assets totaling $85.02 Million and provides banking services to more than 7, 000 members as of March 2022.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member.
Western National Bank Main Street is often viewed as the heart of a community. Where people come together, where dreams are formed, and where plans are put into action. Main Street might change over time but its purpose remains: to inspire prosperity among its residents. Similarly, Mainstreet Bank was founded to help fuel people’s dreams
