USDA VS FHA in Miami-Shores, Miami-Dade County, FL
As of 2025, the limit for USDA loans in Miami-Shores, situated in the county of Miami-Dade, FL, is $0. In contrast, the FHA limit is set at $402,500 for single-family residences.
To compare today's best USDA and FHA rates, use the Lendersa® USDA loan calculator. This will also help you determine the necessary income, credit score, reserves, and documents for qualification. Our comprehensive mortgage calculator places USDA, FHA, Conforming, and VA options side by side, enabling you to assess which program meets your specific financial needs in .
2025 Loan Caps & Downpayment Criteria in Miami-Shores, County of Miami-Dade, FL
Type of Loan
Loan Maximum
Required Down Payment
USDA
$0
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Alternatives in Miami-Shores, FL
The mission of Lendersa® is to facilitate the acquisition of an ideal USDA or FHA loan swiftly and without complications. Choose one of the three initial approaches, each designed to connect you with matching lenders and explore USDA loan packages.
The USDA home loan, endorsed by the government’s Department of Agriculture, is often referred to as the USDA rural development loan or USDA mortgage. It is exclusively available for properties in rural locales. Unlike FHA loans, which require a down payment of at least 3.5%, the USDA loan has no such requirement.
Lakewood Credit Union was chartered May 19, 1961, serving the community surrounding Rib Lake, Wisconsin. The local business leaders created the credit union in order to help those that live within the area. The name of the credit union was determined through a vote by the Rib Lake High School students.
We are recognized as one of the outstanding credit unions in the state and have an established reputation for excellent service & reasonable rates.CREDIT UNIONS are organizations of PEOPLE, not money. Our mission at Tahquamenon Area Credit Union is to provide you, our member & friend, products & services to meet your needs in a safe & sound manner.
Our story begins in 1951 as Taylor County Co-op Credit Union. A financial cooperative set out to serve the members and employees of the Medford-Stetsonville Farmer’s Union. The newly chartered credit union was located on the second level of the old Farmer’s Union Co-op building on Whelen Ave (current location of the Medford Cooperative Tire & Auto
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The Hive Mortgage Solutions Team is your premier mortgage team located in Brewer, Maine. The Hive Mortgage Solutions offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Brewer area. Whether you are first time home buyer.
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