USDA Vs. FHA your options comparison in Miami-Shores, Miami-Dade County, FL
As of 2025, the limit for USDA loans in Miami-Shores, situated in the county of Miami-Dade, FL, is $0. In contrast, the FHA limit is set at $402,500 for single-family residences.
To compare today's best USDA and FHA rates, use the Lendersa® USDA loan calculator. This will also help you determine the necessary income, credit score, reserves, and documents for qualification. Our comprehensive mortgage calculator places USDA, FHA, Conforming, and VA options side by side, enabling you to assess which program meets your specific financial needs in .
2025 Loan Caps & Downpayment Criteria in Miami-Shores, County of Miami-Dade, FL
Type of Loan
Loan Maximum
Required Down Payment
USDA
$0
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Alternatives in Miami-Shores, FL
The mission of Lendersa® is to facilitate the acquisition of an ideal USDA or FHA loan swiftly and without complications. Choose one of the three initial approaches, each designed to connect you with matching lenders and explore USDA loan packages.
The USDA home loan, endorsed by the government’s Department of Agriculture, is often referred to as the USDA rural development loan or USDA mortgage. It is exclusively available for properties in rural locales. Unlike FHA loans, which require a down payment of at least 3.5%, the USDA loan has no such requirement.
Our mission is to combine the values of old fashioned Community Banking that focuses on individualized customer service with innovative, competitive banking products, trust and brokerage services that further emphasizes and strengthens our relationship with our customers. Our philosphy is to do everything we can for every client we have.
"At New Orleans Mortgage Specialists. We offer a full range of mortgage options as well as real estate investment consulting/creditworthiness consultations.
Our dedicated associates have over 60 years of combined experience assisting homebuyers and investors in the Greater New Orleans, South Louisiana area."
Since 1998, the loan origination team at Essential Mortgage Company has been dedicated to providing a successful and stress-free transaction for every client. Professionalism and courtesy are our hallmarks, and the savings we pass along to our borrowers makes us unique among our competitors.
8050 Crowder Blvd, Suite A, New Orleans, LA, 70127
At Bourgeois & Associates Mortgage, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
We create opportunities for our clients and the communities we serve. We offer a wide array of banking and financial services at locations in Alabama, Florida, Louisiana, Mississippi and Texas. Our core values are lived out by the actions of our associates throughout our footprint.
201 Saint Charles Avenue, Suite 114-215, New Orleans, LA, 70170
The Gateway 2 Cap LLC team is committed to providing all clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
1100 Poydras Street, Suite 100, New Orleans, LA, 70163
Crescent Bank was founded in 1991 when a small investor group led by Gary N. Solomon Sr. and Fred B. Morgan III purchased the assets of Columbia Homestead on Harrison Avenue in New Orleans. With only three employees, the bank opened as City Bank & Trust. The name was later changed to Crescent Bank & Trust and is now referred to simply as Crescent B
