USDA Vs. FHA your options comparison in Miami-Shores, Miami-Dade County, FL
As of 2026, the limit for USDA loans in Miami-Shores, situated in the county of Miami-Dade, FL, is $0. In contrast, the FHA limit is set at $402,500 for single-family residences.
To compare today's best USDA and FHA rates, use the Lendersa® USDA loan calculator. This will also help you determine the necessary income, credit score, reserves, and documents for qualification. Our comprehensive mortgage calculator places USDA, FHA, Conforming, and VA options side by side, enabling you to assess which program meets your specific financial needs in .
2026 Loan Caps & Downpayment Criteria in Miami-Shores, County of Miami-Dade, FL
Type of Loan
Loan Maximum
Required Down Payment
USDA
$0
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Alternatives in Miami-Shores, FL
The mission of Lendersa® is to facilitate the acquisition of an ideal USDA or FHA loan swiftly and without complications. Choose one of the three initial approaches, each designed to connect you with matching lenders and explore USDA loan packages.
The USDA home loan, endorsed by the government’s Department of Agriculture, is often referred to as the USDA rural development loan or USDA mortgage. It is exclusively available for properties in rural locales. Unlike FHA loans, which require a down payment of at least 3.5%, the USDA loan has no such requirement.
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101 W Big Beaver Road, Suite # 1473, Troy, MI, 48084
VEMA MORTGAGE LLC (NMLS # 1019911) is a family owned and operated Mortgage Broker dealing with multiply wholesale lenders specializing in residential mortgages. We are committed to helping families and individuals achieve the dream of home ownership in US. VEMA offers competitive mortgage rates and personalized customer service
2075 W. Big Beaver Road, Suite 700, Troy, MI, 48084
Ross Mortgage Corporation is a successful mortgage banking company with a reputation for professionalism, integrity and quality service. Headquartered in Troy, Michigan, Ross is one of the top independent lenders in the Midwest and serves its valued customers through a network of offices located in Michigan, Kentucky, and Florida,
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
At Mi BANK, you have a single banker, whose job it is to get to know you and your business. Your Banker delivers both personal and business resources to your doorstep. This allows us to quickly respond to all your needs, with products and services tailored for you.
Our success is driven by our bankers
4640 Walnut Lake Road, Bloomfield Hills, MI, 48301
Lynn Wang Financial LLC Located in Beautiful Eastsouthern Michigan, we thrive on the success and satisfaction of our clients. Ling Wang is an expert in IT area. Ms. Wang founded the company with her interest in finance and an intent to serve friends and colleagues in Auto companies for a low rate and reliable service.
Our team remains true to our member promise: Providing Solutions for Your Financial Success. Just one look through our website and you’ll see that Honor Credit Union offers a full range of products and services, market-leading rates and various ways for you to access your money, easily and dependably.
At Meridia Community Credit Union, we’re forward thinkers focused on doing more for our members and helping them achieve financial results that go beyond ordinary. Whether it’s offering progressive products, staying open a little longer each day, or simply taking time to truly listen, we go beyond expectations.
