USDA Vs. FHA your options comparison in Miami-Shores, Miami-Dade County, FL
As of 2025, the limit for USDA loans in Miami-Shores, situated in the county of Miami-Dade, FL, is $0. In contrast, the FHA limit is set at $402,500 for single-family residences.
To compare today's best USDA and FHA rates, use the Lendersa® USDA loan calculator. This will also help you determine the necessary income, credit score, reserves, and documents for qualification. Our comprehensive mortgage calculator places USDA, FHA, Conforming, and VA options side by side, enabling you to assess which program meets your specific financial needs in .
2025 Loan Caps & Downpayment Criteria in Miami-Shores, County of Miami-Dade, FL
Type of Loan
Loan Maximum
Required Down Payment
USDA
$0
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Alternatives in Miami-Shores, FL
The mission of Lendersa® is to facilitate the acquisition of an ideal USDA or FHA loan swiftly and without complications. Choose one of the three initial approaches, each designed to connect you with matching lenders and explore USDA loan packages.
The USDA home loan, endorsed by the government’s Department of Agriculture, is often referred to as the USDA rural development loan or USDA mortgage. It is exclusively available for properties in rural locales. Unlike FHA loans, which require a down payment of at least 3.5%, the USDA loan has no such requirement.
20 Broad Hollow Road, Suite 2008B, Melville, NY, 11747
JM Capital Group is committed to helping our clients find the best mortgage rates on the market. We take the time to source the best deals from banks, credit unions and mortgage lenders to provide you with the best solutions. Everyone’s situation is unique and we care for each our clients in a personalized way.
25 Melville Park Road, Suite 110, Melville, NY, 11747
United Mortgages Corp’s only business is mortgages. Unlike a commercial bank, we are not limited to one or two standard programs. As a mortgage banker, we have many market sources to offer our clients. We know that each customer has a special set of circumstances and our specialty is identifying the right type of loan that meets your needs.
At Reliance First Capital our goal is to help homeowners and prospective homeowners receive the right mortgage for their specific financial goals. We achieve this by customizing home loan programs that match each of our client's unique needs and situation. We are an approved FHA, VA, Fannie Mae and Freddie Mac lender.
25 Melville Park Road, Suite 100, Melville, NY, 11747
"We are a Faith Focused Mortgage Team. Serving clients across the United States. And helping families with arguably the most important purchase of their life.
What’s special here though… is that we’ve gotten to put together a team with Christian values, faith & family at our core."
We are a direct lender and our service and commitment to quality is legendary. Throughout the years, thousands of homeowners have come to count on Interstate because of our commitment to assisting individuals and families achieve their dream of owning or keeping their family home.
East Coast Capital was founded in 1999 by Seth Fass who still remains the leader of the organization to this day.The company continues to grow at a staggering rate by only hiring the most qualified professionals & educating them on a culture that has persevered to this day. Trust coupled with expertise allows our firm to stay ahead of the industry.
One Huntington Quadrangle, Suite 1N09, North Tonawanda, NY, 11747
With our highly knowledgeable and professional Mortgage Consultants and Processing Department, we will get you the best loan to fit your needs. As an industry leader, Affordable Financial Services LTD takes pride in our vast knowledge of the mortgage industry and its products available to today’s borrower.
201 Old Country Rd, Suite 140, Melville, NY, 11747
Our company focuses on educating first time home buyers, saving people money through refinances, giving people the opportunity for a better life through reverse mortgages, and above all education and transparency. We were founded by Steven A. Milner over 2 decades ago, and have been committed to “Helping You Make It Home®” since. Founded in 1994
