USDA Loan Vs. FHA loan pro & con Milton, Santa Rosa County, FL

In 2025, USDA loan limit in Milton, county of Santa Rosa, FL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Milton, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(310) 375-9000 Lender's profile and map Reviews Malaga Bank F.S.B. 2514 Via Tejon, Palos Verdes Peninsula, CA, 90274 Malaga Bank, a subsidiary of Malaga Financial Corporation, is a full-service community bank headquartered on the Palos Verdes Peninsula with six offices located in the South Bay area of Los Angeles. Since Malaga Bank opened its first office in Palos Verdes Estates on March 14, 1985, we have been delivering competitive banking services to residents
(323) 602-2000 Lender's profile and map Reviews EH National Bank 8484 Wilshire Boulevard, Suite 100, Beverly Hills, CA, 90211 EH Private Bank provides modern banking strengthened by a renowned tradition of service. Offering you choice and flexibility in managing your finances, while preserving the personal touch and accessibility you expect from a Private Bank With a deep understanding of the associations between our clients’ personal and professional lives.
(323) 602-2000 Lender's profile and map Reviews EH National Bank 8484 Wilshire Blvd, Suite 100, Beverly Hills, CA, 90211 With an in-depth understanding of the world and circles you move in, EH Private Bank provides modern banking strengthened by a renowned tradition of service. Offering you choice and flexibility in managing your finances, while preserving the personal touch and accessibility you expect from a Private Bank.
(917) 826-1883 Lender's profile and map Reviews Nationwide Business Finance 2308 Via La Brea, Suite 101, Palos Verdes Peninsula, CA, 90274 Nationwide Business Finance is composed of a group of highly experienced and seasoned, certified, financial professionals. With our knowledge and expertise, we can usually find a solution for all your financing needs. Unlike a bank, or local lending institution, which only lend to the most credit-worthy businesses.
(310) 713-4335 Lender's profile and map Reviews Lenders Capital 2215 Via Anacap, Suite A, Verdes Estates, CA, 90274 Lenders Capital Mortgage is located on Via Anacapa, just west of Palos Verdes Drive West. It can be found in a small office and shopping district nestled among the impressive ocean-view homes of Palos Verdes Estates. It is found at the front of the bungalow-style Anacapa Suites complex in suite #A. Its emphasis is on financial advice.
(310) 878-0664 Lender's profile and map Reviews South Bay Mortgage Brokers 4000 Palos Verdes Drive North, Suite 108, Rolling Hills Estates, CA, 90274 South Bay Mortgage Brokers special is their commitment to getting results for clients and providing unparalleled customer service, communication, and timeliness. Tony’s objective is to make the loan process as clear and simple as possible. The next time you need assistance in securing financing.
(310) 779-7818 Lender's profile and map Reviews American Mortgage Finance 8671 Wilshire Boulevard, Suite 714, Beverly Hills, CA, 90211 We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Our loan officers are the best in the business with many years of Mortgage experience and training.
(310) 734-4044 Lender's profile and map Reviews Magna Capital Group 8730 Wilshire Blvd, Suite 410, Beverly Hills, CA, 90211 Magna Capital Group, Inc is a full service real estate and financial services company. We provide specialized services to our clients in areas of financing, investments, acquisition, divestiture, foreclosures, and asset management. Through our global network of relationships, we identify and implement a wide range of financial transactions.
323.677.0550 Lender's profile and map Reviews Bolour Associates 8383 Wilshire Blvd Suite 920, Beverly Hills, CA, 90211 BOLOUR is a fully integrated real estate investment, development and finance firm that invests in value-add assets in emerging and transit-oriented neighborhoods. Property types include: urban infill land, retail, industrial, multi-family and mixed-use. The company currently lends in 17 states: CA, AZ, TX, OR, CO, ID, UT, WA, TN, NC, GA, PA, MA, DC
(310) 275-5156 Lender's profile and map Reviews Finance Connection 1180 S Beverly Dr, Suite 710, Los Angeles, CA, 90035 RFC Group caters to a boutique clientele who can provide many services in-shop. Our lending group can qualify buyers and secure financing. Our realtors not only expertly price homes, but have the means to stage them as well. Our in-house construction and development firm can ease escrows by providing repairs in a timely and cost-efficient manner.
(818) 429-3097 Lender's profile and map Reviews CityMortgage Inc. 12423 Kittridge Street, North Hollywood, CA, 91606 CityMortgage Inc best mortgage for your individual circumstances. We have extensive experience in the Jumbo, Super Jumbo, conforming mortgage, and particularly specialized in niche products. We can help you secure a residential mortgage loan, even if you have bad credit history or challenging circumstances.