USDA and FHA Pro and Con in Milton, Santa Rosa County, FL
In the year 2025, the USDA loan cap in Milton, located in the county of Santa Rosa in FL, is set at $336,500. For a single-family residence, the FHA limit is $472,030.
Utilize Lendersa®'s USDA loan calculator to juxtapose the advantages of today's USDA and FHA rates. You'll be able to assess the income, credit score, savings, and paperwork needed for eligibility. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, providing clarity on which program in suits your financial requirements best.
2025 Loan Limitations and Down Payment Details in Milton, Santa Rosa, FL
Loan Type
Loan Ceiling
Initial Down Payment
USDA
$336,500
None Required
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Plans in Milton, FL
The aim of Lendersa® is to facilitate your access to optimal USDA or FHA loans swiftly and smoothly. Choose one from our three initial steps that lead to compatible lenders and USDA loan programs.
The USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development or mortgage loan, is exclusively available in rural areas. Contrary to FHA loans that necessitate at least a 3.5% down payment, USDA mortgage loans do not demand any upfront payment.
Naveo is a local not-for-profit community financial institution focused on serving its members/owners. Our mission is to assist our members with their financial needs by providing them with products and services they need in a friendly, inviting environment. As stated in our motto of “Saving Together to Lend to Each Other, ” we take member deposits
East Cambridge Savings Bank is a full-service mutually-held savings bank that believes in connecting with customers. The Bank was established in 1854 and is dedicated to providing businesses and individuals with a full line of banking services in the communities it serves. Headquartered in Cambridge, the Bank has locations in Arlington.
MassHome Mortgage LLC is a mortgage broker who has been helping customers in Massachusetts since 1999 to obtain residential
and commercial loans with variety of programs from different mortgage lenders. Our main goal is to provide the best service to our
customers and help them to find the right loan with the best rates, terms and costs to
Wallace Capital is a private real estate finance company that provides immediate short-term bridge loans and joint venture equity to real estate investors, developers and builders. A private finance company, Wallace Capital has invested approximately $500 million in about 500 transactions since 2000.
At Select Home Loan Group LLC. We are a full service mortgage company based in Brighton, CO. We specialize in Purchase, Refinance, and Conventional Loans in Brighton. We also serve the surrounding cities in Adams County. Whether you are buying a home or refinancing in the zip code 80602,
3051 West 105th Avenue, Suite 351653, Westminster, CO, 80602
Splash Real Estate Solutions LLC are a buying, selling, refinancing, or building your dream home, you have a lot riding on your Loan Specialist and Real Estate Agent. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professionals who are able to give you
First Priority Credit Union is a Massachusetts state-chartered credit union that began providing banking products and services to members in 1924. FPCU membership originally included United States Postal Employees, retirees and their family, but over the years has grown to include those that live or work in Suffolk and Essex Counties
Mass Bay Credit Union serves over 18, 000 Members, manages over $220 million in assets, and operates under the Credit Union ideal of "People Helping People." We are 100% committed to providing our Members with the best banking value, products and services available, with state-of-the-art technology and unparalleled access
Taupa Lithuanian Federal Credit Union! 2019 we celebrated our 39th anniversary. The credit union has 1,800 members and $22 million in assets. We offer to our members: Best CD rates, MasterCard® Credit Card (no annual fees), Scorecard Bonus Points, Debit Card, Online Banking and Bill Pay all FREE. Our Personal and Business Checking accounts
Winter Hill Bank is an independent, mutual, community bank that provides exceptional customer service and quality financial products. We are committed to providing value and the highest quality financial services to our depositors and borrowers and maintaining our role as a financial resource to our communities and surrounding market area
Your Better Loan LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
