USDA Vs. FHA Pro and Con comparison in Milton, Santa Rosa County, FL
In the year 2025, the USDA loan cap in Milton, located in the county of Santa Rosa in FL, is set at $336,500. For a single-family residence, the FHA limit is $472,030.
Utilize Lendersa®'s USDA loan calculator to juxtapose the advantages of today's USDA and FHA rates. You'll be able to assess the income, credit score, savings, and paperwork needed for eligibility. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, providing clarity on which program in suits your financial requirements best.
2025 Loan Limitations and Down Payment Details in Milton, Santa Rosa, FL
Loan Type
Loan Ceiling
Initial Down Payment
USDA
$336,500
None Required
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Plans in Milton, FL
The aim of Lendersa® is to facilitate your access to optimal USDA or FHA loans swiftly and smoothly. Choose one from our three initial steps that lead to compatible lenders and USDA loan programs.
The USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development or mortgage loan, is exclusively available in rural areas. Contrary to FHA loans that necessitate at least a 3.5% down payment, USDA mortgage loans do not demand any upfront payment.
We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We'll guide you through the process and make it worry-free to improve your interest rate
Plum Tree Mortgage Inc help customers select mortgage products. We manage the process for individuals, institutions, trusts, partnerships and other clients in the purchase, refinance and equity-access of real estate. Because Plum Tree is involved in the mortgage transaction from the beginning.
Greater Oregon Mortgage Company offers a wide range of residential mortgage loan products to meet your financial needs and circumstances. Whether you’re a first-time buyer or seasoned investment property owner, I’m here to guide you through the process. Feel free to contact me so we can discuss what loan programs are best for your situation.
25195 SW Parkway Ave, Suite 204, Wilsonville, OR, 97070
Kahren Oxner Helping her clients realize their dreams of homeownership, has been my passion for over 21 years. Kahren will be forever grateful to the amazing mentors and leadership opportunities I’ve had along the way, and am humbled as a Senior Loan Officer at UMortgage, to be able to do the same for our team in return.
9450 South West Commerce Circle, Suite 401, Wilsonville, OR, 97070
Tom Griffith and team have a combined experience of 50 years in the mortgage industry and felt there was a better way to facilitate a clients needs without eliminating inefficacies in the communication process. Borrow Smart Mortgage takes this into account by leveraging strategies to make the home buying process quick and affordable.
Since our start in 1955 by the steamfitters’ union, United Trades Federal Credit Union in the Pacific Northwest has been devoted to skilled trades unions workers. We’re like other credit unions in that we serve a defined “field of membership, ” but where we do differ is in how we serve them.
Our purpose is to inspire the world of homeowners. We are committed to making our clients and partners feel safe and secure throughout the loan process. We do this by emphasizing the importance of great communication, education, and responsiveness in today’s mortgage and real estate world.
We are locally owned, operated and licensed in Oregon, Washington and California. Our mortgage brokers use lending services from hundreds of wholesale banks and mortgage companies. We continually update our database to stay ahead of our competitors. At Value Mortgage Inc., value each and every one of our clients
People's Community Federal Credit Union provides loan and deposit services to members in Clark, Cowlitz and Skamania Counties. Our branches are located in Hazel Dell, The Vancouver Waterfront, Fishers Landing, Ridgefield and Battle Ground, Washington. We have been serving the citizens of Vancouver and Clark County for over 60-years.
Since 1995, Alliance Commercial Credit Group has specialized in providing alternative financing to companies throughout the Western United States. Guided by its founder, Suzy Oubre, the company has placed more than $75 million in financing to more than 100 companies in virtually every industry group.
316 E Fourth Plain Blvd, Suite E, Vancouver, WA, 98663
"Belay Mortgage Group is a boutique local mortgage broker licensed in Washington, Oregon and California. We have options to finance with conventional (QM and non QM loans), construction, VA, FHA, USDA. We are a full service brokerage.
Licensed under: Oregon Mortgage Lending License ML-5695; Washington Mortgage Broker's Practices Act MB-1737549
