USDA Loan Vs. FHA loan for Milton, FL [ best of 2023]

In 2025, USDA loan limit in Milton, county of Santa Rosa, FL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Milton, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(612) 234-6301 1052 miles Lender's profile and map Reviews Riverland Bank 1621 East Hennepin Ave, Suite 200, Minneapolis, MN, 55414 At Riverland, we bring a highly personal touch to banking. As a trusted partner, understanding our client’s business goals inside and out enables us to provide counsel and well-designed solutions for their unique needs. Our committed team of experts is both dedicated and accessible to all of our partners at all times.
(612) 379-3222 1052 miles Lender's profile and map Reviews Union Bank and Trust Company 312 Central Avenue Southeast, Minneapolis, MN, 55414 At Union Bank & Trust, we know you want to feel secure and confident in your pursuit of a financial services partner, one that’s committed to providing you with services and solutions that meet and exceed your expectations. We believe you deserve a best-in-class team that is focused squarely on the personal.
(612) 730-5467 1052 miles Lender's profile and map Reviews Access Home Loans LLC 601 Main Street Southeast, Suite 234, Minneapolis, MN, 55414 Access Home Loans is a Elite Minneapolis mortgage company Brian Kearney, company's founder and only originator, is an 18 year mortgage industry expert. Simple, smooth process and quick close is the goal for every transaction. LOCAL company, not out-of-state lender. Word-of-mouth and referrals from past clients are primary drivers of my business.
(715) 365-4800 1052 miles Lender's profile and map Reviews Ripco Credit Union 121 Sutliff Ave., Rhinelander, WI, 54501 Ripco Credit Union is a not-for-profit, state chartered financial institution in Rhinelander, Wisconsin. Ripco was organized in 1932 to promote thrift and provide financial services to its members. Ripco Credit Union is a member of the National Credit Union Association and the Wisconsin Credit Union League
(845) 225-3688 1052 miles Lender's profile and map Reviews The Putnam County National Bank of Carmel 43 Gleneida Ave, Carmel, NY, 10512 Putnam County National Bank was established in 1865. We are locally owned and operated. We have been delivering exceptional service to our customers and the communities we serve for over 150 years! Our high level of personal service and dedication is evident as we strive to satisfy our customers' financial needs and improve our communities.
(952) 926-6561 1052 miles Lender's profile and map Reviews Citizens Independent Bank 5000 West 36th Street, Minneapolis, MN, 55416 Since we opened for business in 1950, our main goal has been, and still remains, to build better relationships with our customers. Get to know us and you’ll understand how Citizens Independent Bank (CIB) has been an important part of our communities, helping businesses prosper and helping people achieve their dreams.
(952) 893-6868 1052 miles Lender's profile and map Reviews Bridgewater Bank 4450 Excelsior Blvd, St. Louis Park, MN, 55416 It all started with a vision in 2005. That vision was to create a full-service, entrepreneurial bank where answers came quickly, opportunities were plentiful, and the environment was positive and optimistic. It would be an unconventional bank where clients would notice a difference and people would be challenged to grow.
(507) 426-7242 1052 miles Lender's profile and map Reviews The First National Bank of Fairfax 16 SE 1st Street, Fairfax, MN, 55332 The First National Bank of Fairfax, Minnesota is a small independent community bank that is locally owned and locally managed with one office. Founded in 1910, it is located in a rural community with a population of about 1, 300 situated at the crossroads of Minnesota State Highways 4 and 19 in Renville County in Southwestern Minnesota.
(209) 658-2345 1053 miles Lender's profile and map Reviews US BANK 800 Nicollet Mall, Minneapolis, MN, 55402 U.S. Bancorp, with nearly 70, 000 employees and $554 billion in assets as of December 31, 2020, is the parent company of U.S. Bank National Association, the fifth-largest commercial bank in the United States. The Minneapolis-based bank blends its relationship teams, branches and ATM network with digital tools that allow customers to bank.
(612) 578-3956 1053 miles Lender's profile and map Reviews Luminate Home Loans 2523 Wayzata Blvd S, Suite 200, Minneapolis, MN, 55405 At Luminate Home Loans, our mission is to unlock people's full potential through finances and provide them with clarity through every step of the loan process. We make lending approachable. By bringing transparency and consistency to every part of the financial world, we strive to guide people to decisions that are in their best interest.
(612) 747-9923 1053 miles Lender's profile and map Reviews Century Capital Group Inc 2915 Wayzata Boulevard, Suite 201, Minneapolis, MN, 55405 Our variety of lenders give us the ability to provide the most popular programs at very competitive rates. We have options available for most borrowers including FHA for first time home buyers and cash out for those with FICO scores down to 500. Charles Miller President at Century Capital Group Inc.