USDA Vs. FHA your options comparison in Bagdad, Santa Rosa County, FL
In 2025, the USDA loan limit in Bagdad, within Santa Rosa, FL, is $336,500. The FHA limit for single-family homes is set at $472,030.
Utilize the Lendersa® USDA loan calculator to compare today’s best USDA and FHA rates. Determine what income, credit score, reserves, and documents you need to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, aiding in your decision of which program in fits your financial needs.
Loan Limits and Down Payment Requirements for 2025 in Bagdad, Santa Rosa, FL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Bagdad, FL
The objective of Lendersa® is to swiftly provide the best USDA or FHA loan without hassle. Select one of three initial options that connect you with matching lenders and USDA loan programs.
A USDA home loan is backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is available exclusively in rural regions. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans have no down payment requirement.
VSECU is a credit union is a not-for-profit financial cooperative that is owned by its members. Profits go back to the member owners in the form of higher saving rates, lower loan rates, and affordable services. Credit unions do not exist to make a profit for the benefit of outside stockholders
1311 U.S. Route 302-Berlin, Suite 700, Barre, VT, 05641
As part of our current evolution, Green Mountain Credit Union is proud to showcase our new website. We now have the tools to bring you the most up to date information regarding activities, events, and the products and services we deliver to our members – all in an attractive and user-friendly mobile-responsive web interface.
802 Credit Union We offer a variety of mortgage programs to fit your buying, building or refinancing needs. As your trusted partner, our experienced mortgage staff will help find the best program for you, including 10, 15, and 30 year fixed, adjustable rate mortgages and construction loans.
Academy Mortgage, we believe that the American Dream is built upon sustainable homeownership. We recognize that what we do has a noble purpose and that we exist to make homeownership a reality for as many people as possible. It is our privilege to be a part of such an important milestone in our customers’ lives
First New Mexico Bank came to life in Deming in 1962, under its charter name, Deming National Bank. The bank was first located on the corner of Silver Avenue and Pine Street in which Marie's Italian Grill now resides. In November of 1973, the bank moved into a new building at our present location on 300 South Gold Avenue.
Blue Water Mortgage Corp is an independent mortgage broker serving Massachusetts,New Hampshire, Maine, Connecticut & Florida with HQ in Hampton,New Hampshire.With over 100 years of collective mortgage experience among the team at Blue Water,we have the knowledge & ability to get your loan closed on time with the best terms and lowest rates for you!
Cheyenne State Bank is your full service and locally owned bank located in the heart of downtown Cheyenne, Wyo. To us you are more than a number, we offer personalize service and convenience. Our friendly and professional staff members look forward to serving your banking needs. Cheyenne State Bank Established in 2002.
In April 2016, Warren Federal Credit Union and Community Financial Credit Union merged to become Blue Federal Credit Union.
Blue Federal Credit Union represents our shared history in the region and more than 100 years of service to those who serve the public good in Colorado and Wyoming, including members of the Air Force
We started in Lander in 1890, the same year Wyoming became a state. We like to think our founders came across what was then the territories of Wyoming, and found the people and the scenery too hard to abandon. Our Wyoming values and passion for developing Wyoming communities drives everything we do.
1712 Pioneer Avenue, Suite 1741, Cheyenne, WY, 82001
The Homeowners Mortgage Relief Program can offer immediate mortgage relief from your: current, outstanding, Future Mortgage payments, overwhelming debt, stress and all things associated with paying a mortgage you no longer want, simply cannot afford or a property you no longer wish to maintain.
