USDA Vs. FHA Pro and Con comparison in East-Milton, Santa Rosa County, FL
For the year 2025, the USDA loan ceiling in East-Milton, within Santa Rosa county, FL, is $299,000. In contrast, the FHA cap for a single-family residence is $356,362.
Utilize the Lendersa® USDA loan calculator to evaluate today's leading USDA versus FHA rates. It allows you to determine the income, credit, reserves, and required documents for qualifying. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, assisting in selecting the suitable program for your financial situation in Alabama.
2025 Loan Limits and Down Payment Requirements in East-Milton, Santa Rosa County, FL
Loan Type
Loan Limit
Down Payment
USDA
$299,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Examining USDA and FHA Loan Options in East-Milton, FL
The main objective at Lendersa® is to provide you with the most advantageous USDA or FHA loan quickly and with ease. Select one of the three initial paths to find matching lenders and customize USDA loan programs to meet your needs.
The USDA home loan is a government-guaranteed program managed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, and is accessible only within rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans require none.
1001 Wilshire Boulevard #1326, Los Angeles, CA, 90017
We have tailor-made private, commercial, conventional, and hard money at your fingertips.
Makes loans in all 50 States for short-term and long-term real estate investment properties. Their asset-based loans can close very quickly, within 3 days from an appraisal report and clear-to-close from the title company.
801 South Figueroa Street, Suite 2300, Los Angeles, CA, 90017
CTBC Bank is a trusted and established institution providing our commercial and retail customers with a real financial bridge to the next stage of their lives and businesses. Our customers benefit from access to the best of both worlds – large bank resources coupled with individual attention and customized services of a small bank.
1055 Wilshire Blvd, Suite 1200, Los Angeles, CA, 90017
At RBB we combine the service benefits of a national bank with a personal banking touch that only a community bank can offer. We serve our community by offering Commercial and Industrial loans, residential mortgages and small business loans. Our staff has years of dedicated service living and working in our local communities
800 Wilshire Blvd, Suite 200, Los Angeles, CA, 90017
Mount Zion Financial is a direct business funding company with emphasis on consultative and expert strategies to provide business funding, real estate funding, investment property financing, equipment financing and more. We understand that business can get complicated when it comes to rates and terms.
GUD Capital is a nationally recognized leader in the financing industry for providing the best business lending solutions available. We leverage our network of 4, 000 competing commercial lenders to provide your business the largest selection of commercial financing options. We are committed to communicating openly and honestly.
We have access to lend money in very unique scenarios. Since we have access to over 350 lending institutions more than likely you can bring your unique – sometimes ugly situation here and we can get to cleaning it up for you! When you choose other lending institutions they normally want to fit you to their strict underwriting criteria.
Shannon Christenot is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith
MOR Financial is a direct in-house asset-based lender located in Downtown Los Angeles. With nearly 60 years of combined experience funding real estate transactions, MOR has successfully built a powerful funding base in California coupled with an extensive affiliate program stemming from coast to coast.
Carson Jewelry & Loan, Guns, Pawn, Ammo, Jewelry, Coins, Tools
22012 Avalon Blvd, Carson, CA, 90745
At Carson Jewelry & Loan customer service is our specialty! From fine jewelry to a large selection of new and used firearms. We give Cash Loans on items of value including jewelry, musical instruments, tools, electronics, sports equipment and firearms. We also pay very competitive prices for loose diamonds, gold, silver, and platinum.
Imperial 7 Funding is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
