USDA Vs. FHA your options comparison in Pea-Ridge, Santa Rosa County, FL
In 2025, the loan limit for USDA in Pea-Ridge, under Santa Rosa County, FL, is $299,000, while the FHA limit for a single family home is set at $356,362.
Utilize the Lendersa® USDA loan calculator to effectively compare today's top USDA and FHA rates. Identify the necessary income, credit ratings, reserves, and documents for qualification. Our advanced mortgage calculator will display the USDA, FHA, Conforming, and VA options side-by-side, aiding in your decision about which program suits your financial needs in Alabama the best.
2025 Loan Limits and Down Payment Requirements in Pea-Ridge, in the county of Santa Rosa, FL
Loan Type
Loan Limit
Down Payment
USDA
$299,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Loan Options for USDA and FHA in Pea-Ridge, FL
Lendersa® aims to secure the best USDA or FHA loans for you efficiently and hassle-free. Choose one of three starting points to connect with lenders and access USDA loan offers.
The USDA home loan is provided by the Department of Agriculture and is also known as the USDA rural development loan or mortgage. It is available strictly in rural neighborhoods. USDA loans are unique as they require no down payment, unlike FHA loans that mandate at least a 3.5% down payment, presenting an appealing option for eligible rural homebuyers.
1272 West 12700 South, Suite D, Riverton, UT, 84065
Intermountain Capital LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
National 1st Mortgage There are many loan officers and just as many different loan programs. There are only a few loan experts who can shop rates and loan programs to find a tailor made loan just for you and your home. Including VA, first time buyers, conventional, low income or a second place to get away from it all.
1262 West 12700 South, Suite A, Riverton, UT, 84065
Community Lending Group, Inc. was established in October 2004 by Brett Andersen & Brad Taylor. A few months later Jeremy Smith joined the team and the owners set out to create a mortgage company that was built on a foundation of trust, integrity & honesty. We strive to treat our clients & our employees with the utmost respect that they deserve.
Western Mortgage Services, we are experts in “hard money” loans—we provide financing solutions when other lenders simply can’t.
WMS has served residential homeowners and real estate investors in Utah for over ten years. We fund residential, commercial, multi-family, and land loans that don’t meet the qualifications for traditional funding
Trust Mortgage Corp. is a large family and a capable team that unites with a philosophy of business principles, ethics, laws and morals fungen like Banco Hipotecario to serve the people of Puerto Rico. President Marisol Ortiz is the owner and president of mortgage banks, owns real estate in Bienes Raíces and has more than 25 years of experience.
Since 1956, Liberty Bank has been supporting small businesses and homeowners in the Salt Lake City area. We believe in offering excellent customer service, home loans, and competitive CD rates and Our bank also supports the local community by working with several local groups, such as the Salt Lake Rotary Club.
Ridgeline Federal Credit Union (formerly known as Utah Federal Credit Union) has been open since 1951. The credit union has assets totaling $27.49 Million and provides banking services to more than 2, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans
699 E. South Temple, Suite 140, Salt Lake City, UT, 84102
Mortgage America, LC offer a wide array of conventional mortgage loan products. Jennifer Berard has functioned as the Owner Lending Manager since our inception. Our committment is to exceptional customer service with 20+ years combined experience in the mortgage industry while providing the lowest interest rates available at reasonable costs.
