USDA Vs. FHA your options comparison in Port-Richey, Pasco County, FL
In 2025, the USDA loan limit in Port-Richey, located in Pasco county, FL, is $285,000. Meanwhile, for a single-family home, the FHA limit is $356,362.
Use the Lendersa® USDA loan calculator to weigh today’s premier USDA and FHA rates, and determine the necessary income, credit level, reserves, and documents required to qualify. Our advanced mortgage calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA loan options, aiding you in selecting the best program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Port-Richey, Pasco, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Choices in Port-Richey, FL
The mission of Lendersa® is to secure the best USDA or FHA loan for you swiftly and with ease. You can begin with one of three options that lead you to matching lenders and USDA loan programs tailored to your needs.
A USDA home loan is supported by the government’s Department of Agriculture, sometimes called a USDA rural development loan or USDA mortgage, and it is available exclusively in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not require any down payment, offering a distinct advantage to qualified applicants.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Henrico Federal Credit Union was chartered in 1967 to serve the employees of Henrico County, Virginia. A credit union built on the core principle of relationships, we strive to provide the highest level of financial service to our members while demonstrating the traditional credit union philosophy of People Helping People.
Virginia National Bank opened in Charlottesville, VA in July 1998 with more than 900 local shareholders. As a true community bank, we not only meet the needs of our community, but we are also a part of its growth The VNB story continues to unfold. As we continue to grow, we will never lose sight of the critical ingredients to our continued success.
360 Stone Creek Point, Suite 302, Charlottesville, VA, 22902
All Credit Mortage are a family-owned mortgage brokerage, specializing in finding home loans for people with all credit scores.Our ability to shop different mortgage investors at wholesale rates allows us to reward customers with a larger range of products, allowing higher and lower credit scores, as well as the best rates for them, nationally
9850 Von Allmen Court, Suite 201, Louisville, KY, 40241
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
9850 Von Allmen Ct, Suite 201, Louisville, KY, 40241
Purchasing a home is one of the biggest financial decisions an individual or a family will ever make. Homeownership is often thought to be an essential ingredient of the “American Dream". At Milestone Lending we believe that homeownership is a commitment to strengthening families, communities, and promoting good citizenship.
1936 Arlington Boulevard, Charlottesville, VA, 22903
Member Options serves homeowners throughout Central Virginia as the mortgage division of UVA Community Credit Union.Our credit union roots mean that we approach mortgage process differently from other lenders.At Member Options, we work with your best interest in mind.We carefully consider your goals & recommend solutions that work to your advantage
Connects Federal Credit Union is an independent, not-for-profit financial cooperative. Connects FCU is owned by its members, who are shareholders. Member share deposits provide the funds for loans to members and the income from loan interest is used to meet expenses and pay dividends on member accounts.
