USDA Vs. FHA your options comparison in Port-Richey, Pasco County, FL
In 2026, the USDA loan limit in Port-Richey, located in Pasco county, FL, is $285,000. Meanwhile, for a single-family home, the FHA limit is $356,362.
Use the Lendersa® USDA loan calculator to weigh today’s premier USDA and FHA rates, and determine the necessary income, credit level, reserves, and documents required to qualify. Our advanced mortgage calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA loan options, aiding you in selecting the best program for your financial needs in .
2026 Loan Limits and Down Payment Requirements in Port-Richey, Pasco, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Choices in Port-Richey, FL
The mission of Lendersa® is to secure the best USDA or FHA loan for you swiftly and with ease. You can begin with one of three options that lead you to matching lenders and USDA loan programs tailored to your needs.
A USDA home loan is supported by the government’s Department of Agriculture, sometimes called a USDA rural development loan or USDA mortgage, and it is available exclusively in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not require any down payment, offering a distinct advantage to qualified applicants.
6720 Frank Lloyd Wright Ave, Suite 104, Middleton, WI, 53562
US Lending Corporation works with more than 20 banks to find the right home loans for our clients’ needs. More lending choices mean better-fit loans.Today’s rules and regulations for lending could fill volumes, making it more important than ever that you work with an experienced lender who specializes in home loans.
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Washington Trust Mortgage Company LLC originates residential real estate mortgage loans, including construction, purchase and refinancing, through its offices in Massachusetts, Connecticut and Rhode Island. Our team of experienced mortgage professionals is dedicated to providing customized.
"Started in 1948, Westerly Community Credit Union (WCCU) has grown to a $257 million financial institution with over 18,250 members. Our members are served by 65 employees via 4 branches in RI; 2 in Westerly, 1 in Richmond, and 1 in South Kingstown.
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Milestone Mortgage Solutions offers borrowers a full spectrum of integrated loan processing, underwriting and direct lending services -- all under one roof. The result? Fast processing of residential mortgage applications, and a better overall experience for you! We offer conventional purchase and refinance home loans, VA, FHA, USDA-RD
As a credit union we put people before profit. The Credit Union’s main objective is to provide outstanding financial service to our members and their families. We do this by providing competitive, high-quality financial products and services in a friendly “small town” atmosphere while paying the highest dividends on all savings accounts.
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Our goal is to make sure you are informed every step of the way. We strive to give you an honest assessment of your current financial situation. If there are hurdles we will work with you to prepare and execute a game plan to overcome those obstacles so that you are set up for long-term financial success.
