USDA Vs. FHA your options comparison in North-Miami, Miami-Dade County, FL
As of 2025, the USDA loan limit for a single-family home in North-Miami, within Miami-Dade county, FL, stands at $0, whereas the FHA limit is $402,500.
Leverage the Lendersa® USDA loan calculator to weigh the best rates between USDA and FHA mortgages today. This tool helps you determine the necessary income, credit score, reserves, and documentation required for qualification. By using our enhanced mortgage calculator, you can examine USDA, FHA, Conforming, and VA loans side by side, enabling you to choose the optimal program for your financial needs in .
2025 Loan Limits and Down Payment Criteria in North-Miami, Miami-Dade, FL
Type of Loan
Loan Limit
Down Payment
USDA
$0
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Choices in North-Miami, FL
The mission of Lendersa® is to swiftly and smoothly secure you the best USDA or FHA loan available. Begin with one of the three pathways below to find matching lenders and USDA loan solutions.
A USDA home loan, also referred to as a USDA rural development loan or mortgage, is backed by the government through the Department of Agriculture and is only offered in rural communities. Contrasting with FHA loans, which necessitate a 3.5% minimum down payment, USDA loans eliminate any required down payment.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
7501 Nw 4th Street, Suite 107, Plantation, FL, 33317
Evergreen Mortgage Services is committed to providing the right loan to finance your home. Our commitment remains second to none throughout the process, from application to closing. We are a licensed, full service, Mortgage Broker dedicated to guiding borrowers not just throughout the entire mortgage process.
Celebrity Mortgage Corporation is dedicated to helping you get the loan you need quickly and easily. Our experienced team of licensed loan originator professionals work tirelessly to assure the mortgage process is seamless from comprehensive pre-approvals to the closing table. Whether you are purchasing a home or simply refinancing your existing
At On Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available
261 N. University Dr. Ste 500, Plantation, FL, 33324
We are a leading Mortgage Brokerage committed to helping you achieve your homeownership dreams. With our 15 years of experience in the mortgage industry, we provide personalized solutions tailored to your unique needs. Our team of experienced professionals is dedicated to guiding you through the loan process, ensuring a smooth and stress-free exper
150 S. Pine Island Road, Suite 300, Plantation, FL, 33324
Since its commencement in 2000, Direct Mortgage Investors Inc. has always been forward-thinking, with creative financing options for those with challenges. With partnerships with over 200 banks and Investors, we create a frictionless process to bring in the new era of mortgage loan pathway, which many of our competitors call our process unique and
310 S. University Drive, Fort Lauderdale, FL, 33324
The Mortgage Services, Inc., was established in 2002 with the mission of creating extraordinary mortgage solutions for the citizens of Florida and others who wish to move to the State of Florida. That mission continues to be a driving force through today. The Mortgage Services, Inc., has always sought out the nation's
1200 S. Pine Island Road, Suite 600, Fort Lauderdale, FL, 33324
United Realty Group is one of the largest independently owned brokerages in the State of Florida. With offices located in Dade, Broward, Palm Beach, and Orange County, URG has the ability to offer its agents a full-service, state-of-the-art business model. Our staff has over 40 years of combined experience in the real estate and mortgage industry.
261 N. University Drive, Suite 500, Plantation, FL, 33324
At Modern Mortgage Advisors we are a personalized boutique mortgage planning group, located in Plantation, Florida. Our goal is to help families make educated and informed decisions about their new home loan!
We are Certified Mortgage Planners, unlike a loan officer we don't see a mortgage loan not as an isolated financial instrument
