USDA Vs. FHA Pro and Con comparison in North-Miami, Miami-Dade County, FL
As of 2026, the USDA loan limit for a single-family home in North-Miami, within Miami-Dade county, FL, stands at $0, whereas the FHA limit is $402,500.
Leverage the Lendersa® USDA loan calculator to weigh the best rates between USDA and FHA mortgages today. This tool helps you determine the necessary income, credit score, reserves, and documentation required for qualification. By using our enhanced mortgage calculator, you can examine USDA, FHA, Conforming, and VA loans side by side, enabling you to choose the optimal program for your financial needs in .
2026 Loan Limits and Down Payment Criteria in North-Miami, Miami-Dade, FL
Type of Loan
Loan Limit
Down Payment
USDA
$0
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Choices in North-Miami, FL
The mission of Lendersa® is to swiftly and smoothly secure you the best USDA or FHA loan available. Begin with one of the three pathways below to find matching lenders and USDA loan solutions.
A USDA home loan, also referred to as a USDA rural development loan or mortgage, is backed by the government through the Department of Agriculture and is only offered in rural communities. Contrasting with FHA loans, which necessitate a 3.5% minimum down payment, USDA loans eliminate any required down payment.
Second Finance, We are a Non Bank lender that can offer you more home loan products that banks just cannot begin to compete with.We can get you into your home fast. The Banks cannot help themselves. There has been a fundamental shift in regulations that took place in response to the housing crisis.
The team at Temple Santa Fe Community Credit Union want to turn your dreams and wishes into plans and doing. We offer products you want and need, like saving and checking accounts, credit cards, and loans. We go above and beyond by providing you with financial coaching, educational tools, and programs that will help you
At The Funding Guy, Inc. one of America’s fastest growing lending and real estate investment firms.
The sole purpose of our firm is to deliver growth capital to the hotelier, restaurateur, and emerging entrepreneur to facilitate their growth.
Since our inception in 1999, we’ve helped hundreds of small businesses"
At Commercial Mortgage Broker, led by John Stewart, we specialize in connecting businesses with the perfect financing solutions to drive growth and success. With a commitment to personalized service, we tailor our offerings to meet your unique needs. Trust us to unlock opportunities and navigate the complex landscape of commercial lending, ensuring
Opendoor Loan Servicing is a bonded and state licensed residential loan servicing company. We are the bridge between the lender and the borrower. We save time for the lender by fully managing each portfolio while providing excellent customer service to the borrowers. Customer service is excellent in Opendoor Loan Servicing.
Nuwave lending provides financing for homes. We offer loan programs for conventional, FHA, VA, Jumbo, Self-Employed Borrowers, Bank Statement Loans, and Investment Property loans and also NuWave is dedicated to providing a fast, transparent digital mortgage experience backed by superior customer support.
Gerard Mortgage LLC, your Texas home loans experts dedicated to making your home purchase or refinance experience is top-notch. Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
The Frederick Community Bank has a storied and community-focused history since the beginning. The bank started out as the Clarence State Bank and was founded in 1908 by the bank’s first president David Arthur Frederick. The Frederick family wanted to help serve the local farmers and their communities in the Clarence and Goodwine areas.
Hamlin Bank and Trust Company is a state chartered commercial bank and offers a variety of financial and trust services. Established in 1863, Hamlin Bank and Trust Company was the first bank to service the communities of McKean County in Northwestern Pennsylvania. Hamlin Bank and Trust Company is located in Bradford, PA, United States.
