USDA Loan Vs. FHA loan for Opa-locka, FL [Miami-Dade County Rates 2023]

In 2024, USDA loan limit in Opa-locka, county of Miami-Dade, FL is $0 while FHA limit is $557,750 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Opa-locka, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(320) 252-2634 http://www.stcloudfcu.coop 1530 miles Lender's profile and map Reviews ST. CLOUD FINANCIAL CREDIT UNION 5600 La Centre Ave, Suite 100, Albertville, MN, 55301 St. Cloud Financial Credit Union is a local not-for-profit. That means it is natural for us to focus on our members' needs, not our bottom line. We care, we partner with our members on their banking needs, and we build genuine relationships. We are committed to creating a meaningful difference for our members and our community.
(320) 234-0621 https://www.cbhutch.com/ 1531 miles Lender's profile and map Reviews Citizens Bank & Trust Co 102 Main St South, Hutchinson, MN, 55350 Citizens Bank and Trust, your hometown bank since 1886. We are proud to provide personal banking, commercial banking, agricultural banking, and mortgage lending to Hutchinson and the surrounding area. As one of the few remaining independent banks, we can provide you with fast and flexible service that is unmatched by others.
(763) 682-5626 http://www.mmc-mn.com 1531 miles Lender's profile and map Reviews Midwest Mortgage Consultants 600 Soo Lane, Suite 6, Buffalo, MN, 55313 At Midwest Mortgage Consultants, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(575) 461-0433 https://www.everyonesfcu.com/ 1531 miles Lender's profile and map Reviews Everyone’s Federal Credit Union 505 E Route 66 Boulevard, Tucumcari, NM, 88401 Everyone's Federal Credit Union FKA SP Railway Employees Federal Credit Union was established in 1954. We are currently serving the financial needs of Quay, Guadalupe, and Union Counties with checking accounts, auto loans, member business loans and more Everyone's Federal Credit Union operates three full service branches in Tucumcari
(507) 637-1015 https://myht.bank/ 1532 miles Lender's profile and map Reviews HomeTown Bank MN 1000 East Cook St, Redwood Falls, MN, 56283 HomeTown Bank has been providing customers with the most innovative financial services & solutions. HomeTown Bank is proud to give back to the communities we serve through donations,volunteering, partnerships & ongoing support. As a community bank, HomeTown Bank Strives to personally get to know customers,build strong relationships they can trust.
(877) 444-0300 http://www.rlpcenter.com/ 1532 miles Lender's profile and map Reviews Richland Loan Processing Center 3409 W 47th Street, Suite 106, Sioux Falls, SD, 57106 When Richland Loan Processing Center (RLPC) began originating private student loans, our vision has remained consistent. We offer a unique level of service helping lenders meet their specific needs rather than requiring them to build a loan program around a servicer's platform and service offerings.
(844) 487-2587 https://www.windsormortgage.com/?utm_source=GMBlisting&utm_medium=organic 1532 miles Lender's profile and map Reviews Windsor Mortgage Solutions 5101 S Broadband Ln, Sioux Falls, SD, 57106 Windsor Mortgage Solutions draws on an extensive history & years of experience in mortgage lending. Now we’re making this valuable expertise available to your financial institution & your customers. Windsor Mortgage Solutions service ties together our team and yours, allowing your organization to offer a full-service mortgage lending department.
(605) 271-9778 https://www.plainscommerce.com/ 1532 miles Lender's profile and map Reviews PLAINS COMMERCE BANK 3905 West 49th Street, Sioux Falls, SD, 57106 Plains Commerce Bank's sole purpose of operation is to provide their customers with quality service and products, by linking the values of the past with the ideas and technology of the future. Getting its start in rural South Dakota over eighty years ago, Plains Commerce Bank has built a solid foundation.
(308) 345-7040 https://www.midwestlibertyfcu.org/ 1532 miles Lender's profile and map Reviews Midwest Liberty Federal Credit Union 1001 West B Street, Mc Cook, NE, 69001 Midwest Liberty Federal Credit Union is a not-for-profit financial cooperative owned by its members. Credit unions were founded on the idea that through a cooperative financial effort, individuals sharing common bonds could benefit. Credit unions promote thrift, and income is passed along to its members in the form of higher dividends
(308) 345-4240 https://www.mnb.bank/ 1532 miles Lender's profile and map Reviews MNB Bank 220 Norris Avenue, Mc Cook, NE, 69001 Since 1907, we’ve completed millions of transactions. Deposits, loans, withdrawals-- that’s what makes us a bank. But it’s the smiles, laughs, and handshakes that make us part of the community. MNB is a full-service, independent, community bank that has served area families, farms, businesses and communities.
(605) 335-1070 https://firstcfcu.com/ 1532 miles Lender's profile and map Reviews First Century Federal Credit Union 1512 E Benson Road, Sioux Falls, SD, 57104 First Century Federal Credit Union was chartered April 11, 1935. Our Charter is a closed Transportation Charter. If you are employed by one of our business members or an immediate family member of a current member you are eligible to become a member owner at First Century. First century is a member owned, not for profit Co-op.