For the year 2025, the USDA loan limit available in Opa-locka, within the county of Miami-Dade, FL, amounts to $0. Simultaneously, the FHA loan limit stands at $557,750 for a single-family home.
Utilize the Lendersa® USDA loan calculator to compare the present USDA against FHA optimal rates. You'll be able to identify the income, credit, reserves, and required documentation for loan qualification. Our sophisticated mortgage calculator provides a parallel view of USDA, FHA, Conforming, and VA options, aiding in finding the best financial solution for your situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $0 | 0% |
| FHA | $557,750 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to efficiently offer you the finest USDA or FHA loan options, minimizing stress. Choose one of three starting paths that connect you with appropriate lenders and USDA loan schemes.
A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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