USDA Loan Vs. FHA loan pro & con for Opa-locka, Miami-Dade County, FL

In 2025, USDA loan limit in Opa-locka, county of Miami-Dade, FL is $0 while FHA limit is $557,750 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Opa-locka, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(810) 235-2322 1192 miles Lender's profile and map Reviews Security Credit Union PO Box 5255, Grand Blanc, MI, 48480 Security Credit Union signed its organizational charter on July 29, 1949. A group of Buick employees started the Credit Union with $40 in shares. The original intent of organizing the Credit Union was to "encourage and promote thrift and to provide loans for any prudent or productive purpose at a reasonable rate of interest.
(269) 673-5465 1192 miles Lender's profile and map Reviews Allegan Credit Union 755 Grand St., Allegan, MI, 49010 Welcome to Allegan Credit Union, where the golden rule rules and we take a human approach to all we do. Basically, it means, we’re just a bunch of people helping people get to the life they want to have. When you pull up to our Allegan branch you’ll be welcomed by lots of parking, a warm smile and a hot cup of coffee.
(956) 722-3971 1192 miles Lender's profile and map Reviews Laredo Federal Credit Union 1119 Corpus Christi Street, Laredo, TX, 78040 Laredo Federal Credit Union’s mission is guided by moral and ethical principles of honesty and responsibility to provide its members efficient, courteous, caring and professional financial services. On May 10, 1956, a group of teachers held a meeting to organize a federal credit union, Laredo Teachers Federal Credit Union.
(773) 377-9319 1192 miles Lender's profile and map Reviews Key City Lending Inc. 2121 W. Army Trail Rd, Suite 108, Addison, IL, 60101 "Key City Lending, America's Lender, matches borrowers through technology and high-touch customer care with the credit they need. As a fast-growing national consumer lender, Key City Lending is at the fore-front of the mortgage industry. Key City Lending is passionate about emerging financial technology"
(630) 466-3551 1192 miles Lender's profile and map Reviews First Secure Community Bank 670 Sugar Grove Parkway (Route 47), Sugar Grove, IL, 60554 At First Secure Community Bank, you can trust us to keep your money safe for you in our locally-owned financial institution. Since we're owned by local people like you, we know your concerns and the issues that affect you. This allows us to build a bank that responds to the concerns of locals and local economic factors.
(815) 246-8411 1192 miles Lender's profile and map Reviews Pioneer State Bank 137 South Main Street, Earlville, IL, 60518 Since our founding in 1938, we have been devoted to serving the Earlville, Paw Paw and Sublette Communities with world-class customer service and high-quality products. We are committed to building long lasting customer relationships and strive to be among the very best in everything we do. We work hard to surpass the expectations of our shareholde
(660) 226-5211 1192 miles Lender's profile and map Reviews Bank of New Cambria 1003 State Hwy C, Bevier, MO, 63532 The Bank of New Cambria opened for business on March 25, 1933. It was organized after the two banks in New Cambria failed in January 1933 during the depression. The failed banks, the New Cambria State Bank (organized in 1892) and the Farmers and Merchants Bank (organized in 1907) were both community owned banks.
(773) 717-5757 1192 miles Lender's profile and map Reviews ELCA Federal Credit Union 8765 W Higgins Road, Suite 675, Chicago, IL, 60631 The ELCA Federal Credit Union was created by the ELCA to provide additional financial services to ELCA members, employees of synods, congregations or any other ELCA-related ministry. Ecumenical partners of the ELCA are welcome to request the ELCA Federal Credit Union's services for their denomination.
(773) 774-9040 1192 miles Lender's profile and map Reviews Forum Mortgage Bancorp 7221 West Touhy, Chicago, IL, 60631 Forum Mortgage Bancorp., an Illinois Residential Mortgage Licensee, specializing in residential and commercial mortgage financing. Our firm works & maintains close working relationships with over 50 reputable banking institutions. Thus, Forum Mortgage Bancorp. is able to offer an extensive range of mortgage programs at the most competitive rates.
(773) 665-8555 1192 miles Lender's profile and map Reviews NorthPoint Lending Group Inc 7434 North Harlem Avenue, Chicago, IL, 60631 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(773) 792-0000 1192 miles Lender's profile and map Reviews Integra Financial Group Inc 6565 North Avondale, Suite 200, Chicago, IL, 60631 Integra Financial Group is an Illinois Residential Mortgage Licensee, specializing in residential mortgages, refinance, home equity loans and more. Our mission is to continue to be committed to improving the lives of our customers by providing quality services and a competitive range of mortgage solutions through integrity and accountability.