USDA Vs. FHA Pro and Con comparison in Golden-Glades, Miami-Dade County, FL
In 2025, the USDA loan limit for Golden-Glades, located within Miami-Dade county of FL, is $0. In contrast, the FHA limit for a single-family home is $402,500.
Use the Lendersa® USDA loan calculator to assess the top USDA versus FHA rates today. Identify income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you choose the ideal program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Golden-Glades, Miami-Dade, FL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
Discover USDA and FHA Loan Options in Golden-Glades, FL
Lendersa® seeks to connect you with the best USDA or FHA loan quickly and without hassle. Begin with one of three pathways leading to matching lenders who offer USDA loan programs.
A USDA home loan, endorsed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available specifically in rural areas. Unlike FHA loans that demand a 3.5% minimum down payment, USDA loans require none.
Morgan Financial has built a strong reputation as an outstanding mortgage lender; serving the lending needs of real estate professionals and individual homebuyers throughout the state of Florida. We believe in providing a smooth transaction for our clients as well as maintaining client focused throughout the entire loan process.
3665 Bee Ridge Road, Suite 306, Sarasota, FL, 34233
MBN Mortgage Inc. is the most progressive, innovative and competitive mortgage broker in Florida. MBN boasts a 95%+ application to funding ratio. We customize a lending solution for each customer. Our tools include credit repair, consumer loan refinancing, bookkeeping, and tax preparation to assist our customers in getting qualified.
9040 Town Center Parkway, Lakewood Ranch, FL, 34202
We will treat you with the respect and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
Coastal Community Finance is an independent mortgage brokerage team serving residential and commercial clients in the state of Florida. With over 20 years experience in the industry, CCF specializes in 1st time home buyers, investment properties, construction, and commercial loans.
8130 Lakewood Main Street Suite 205, Lakewood Ranch, FL, 34202
Blue Skye Lending,is a Florida mortgage broker bold enough to change the home-financing experience for the better. Founded in 2006 by a dedicated team of Licensed Florida mortgage professionals, we saw an incredible need to put people first. It turns out we were on to something, and our clients agree.
Fairway Funding Group in 2000, Founder, Mark Pascarella set out to distinguish his firm of residential home financing through value-driven client relationships. Residential mortgage financing is our only business and as a result, our staff of industry-leaders has the knowledge and experience to support clients.
Out PropTech Company is revolutionizing real estate with a white-label off-market platform. We've partnered with 300+ executives to offer exclusive inventory to top lenders, and pre-approved Loan referrals giving them a competitive advantage in the industry. Our team delivers seamless and efficient experiences, utilizing technology and industry exp
The experienced team at Gain Equity Mortgage has over 50 years of mortgage experience combined. We are here to help, advise and do everything to get you into your dream home. Everyone is looked at to achieve their dream, some are ready today tomorrow or next year.The team helps you to own your home and become financially successful.
Dr. Daniels and Son Investment Real Estate Capital offers direct, private money for real estate investments. The Daniels family has been investing in real estate and purchasing Land Contracts and private (seller-held) notes and mortgages for three generations. Allan Daniels has been licensed in Michigan Real Estate since 1988.