USDA VS FHA in Pinewood, Miami-Dade County, FL

In 2026, the USDA loan limit for Pinewood in Miami-Dade county, FL is $0, whereas the FHA limit stands at $557,750 for a single-family home.

Utilize the Lendersa® USDA loan calculator to compare the top USDA versus FHA rates available today and determine the income, credit, reserves, and documents you need to qualify. With this advanced mortgage tool, you can see USDA, FHA, Conforming, and VA options side by side to decide which program in best fits your financial situation.

Review loan offers from 100 lenders

Loan Limits and Down Payment Needs for 2026 in Pinewood, Miami-Dade County, FL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $557,750 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Pinewood, FL

Lendersa® strives to quickly and easily secure the most advantageous USDA or FHA loan for you. Choose one of three routes that connect you with matching lending partners and USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

The USDA home loan, underpinned by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. While FHA loans require a down payment of at least 3.5%, the USDA loan requires none, making it a competitive option for eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Community State Bank of Canton
  • 101 W Main St, Canton, OK, 73724
  • Community State Bank of Canton is a full-service bank. The bank accepts deposits, makes loans and provides other services for the public. Resources and experience to help you achieve your savings goals. Our Individualized banking and account options to meet your unique needs. We hope everyone enjoys our new service for our customers.
  • Forte Bank
  • 116 W. Sumner St., Hartford, WI, 53027
  • At Forte Bank, our goal is to enhance your opportunities for financial success and safeguard your assets. That was our goal when we opened our doors in 1907, and it still rings true today. As an independent community bank, we believe we are responsible for supporting our local businesses, associations and community projects.
  • Glacier Hills Credit Union
  • 2150 S Main Street, West Bend, WI, 53095
  • We were founded in 1934 by employees of West Bend Aluminum Company to provide affordable access to financial services for employees. Much has changed in the financial arena since 1934, but the mission remains the same - People helping people to improve the financial well-being of each member.
  • Citizens State Bank
  • 117 West First Street, Monticello, IA, 52310
  • Citizens State Bank, with assets over $400 million, is one of the largest financial institutions in the state of Iowa. We operate seven banking offices & 12 ATMs in four Iowa counties. Citizens State Bank provides a full line of banking, brokerage, insurance, investment, mortgage, income, trust & payment service products to consumers & businesses.
  • Bankers’ Bank of Kansas
  • 555 N Woodlawn St, Wichita, KS, 67208
  • Chartered Oct. 5, 1988, we began with 31 banks investing $1.5 million in capital and surplus. Our equity capital now exceeds our first day total assets. Today, as one of 14 bankers’ banks across the country, BBOK has nearly 200 shareholders and provides correspondent services to more than 90% of the banks throughout the state.
  • Geosegment Systems
  • 24 Front Street, Suite 203, Exeter, NH, 03833
  • Geosegment Systems was founded in 1991 in Cambridge, Massachusetts as a provider of mortgage market share data from county registry of deed data. In the age before the internet, CD-ROMs, DVDs, flash drives, and other high capacity transmission methods, we received data via the 9-track magnetic tape format first invented by IBM.
  • Sugar River Bank
  • PO Box 569, Newport, NH, 03773
  • Sugar River Savings Bank was founded in 1895 by a group of local businessmen who saw the need for a local bank, managed by local people who were committed to the growth and prosperity of the community. As a mutual bank, headquartered in Newport, NH, we service the surrounding communities of Newport, Sunapee, New London, Grantham, Warner, Bradford
  • Keystone Savings Bank
  • 330 Western Avenue, Marengo, IA, 52301
  • Keystone Savings Bank is dedicated to delivering financial products that provide quality with value pricing. Our goal is to establish successful partnerships with our customers, our staff and our shareholders, that respect the interests and goals of each party. Success will be measured by our customers choosing.
  • Campus Credit Union
  • 1845 N Fairmount Street, Wichita, KS, 67260
  • Campus Credit Union was established in May 1952. Its original purpose, to promote thrift by receiving savings from members, make loans to members, and to invest savings of its members, remains the same today.Credit Union was established in May 1952. Its original purpose, to promote thrift by receiving savings from members, make loans to members.
  • FRAZER BANK
  • 110 East Broadway, Altus, OK, 73521
  • Delivering total convenience is the goal at Frazer Bank. We are a full service community bank offering personal and customized financial solutions to individuals and businesses in Oklahoma and Texas. Founded in 1902, we are in our second century of serving the people of our region.
  • Red River Federal Credit Union
  • 2721 N Main Street, Altus, OK, 73521
  • Red River Federal Credit Union has been open since 1957. It's the 23rd largest credit union in Oklahoma with assets totaling $114.95 Million and providing banking services to more than 9, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area