USDA Vs. FHA Pro and Con comparison in Biscayne-Park, Miami-Dade County, FL
In 2026, the USDA loan limit in Biscayne-Park, which is part of Miami-Dade, FL, stands at $0. Meanwhile, the FHA limit for a single-family residence is $402,500 in the same area.
Employ the Lendersa® USDA loan calculator to effectively compare today's top USDA and FHA rates, pinpointing the income, credit levels, reserves, and documents required for eligibility. By using our state-of-the-art mortgage calculator, you can compare USDA, FHA, Conforming, and VA options at a glance, assisting your decision on the best program available in for your specific financial circumstances.
Loan Limits and Down Payment Requirements for 2026 in Biscayne-Park, Miami-Dade, FL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Opportunities in Biscayne-Park, FL
The primary aim of Lendersa® is to provide you with the best possible USDA or FHA loan efficiently and with minimal hassle. Choose one of three paths that lead to matching with lenders and access to USDA loan programs tailored to your needs.
A USDA home loan is a mortgage option guaranteed by the United States Department of Agriculture (often referred to as a USDA rural development loan or USDA mortgage), specifically available for rural areas. In stark contrast to FHA loans demanding minimum down payments of 3.5%, USDA loans require no money down, making them a flexible alternative for potential homeowners in eligible regions.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
"We specialize in Residential, Multi Family, and Commercial Loans. Whether you are purchasing, selling, or refinancing, I put my experience to work for you. I look forward to the opportunity to demonstrate the benefits of my service.
I specialize in first-time buyer programs. including FHA, VA, Conventional, Construction loans, Hard money"
Paradise Valley Federal Credit Union serves the Seventh Day Adventist church membership and affiliated companies in the San Diego area. With over 80 million dollars in assets, Paradise Valley Federal Credit Union is a not-for-profit financial institution that is owned and operated by members.
2434 Southport Way, Suite D, National City, CA, 91950
GHI Mortgage was founded in 2003, which was an expansive time in lending. While other companies were riding the housing bubble and engaging in risky lending practices, the team at GHI Mortgage took the responsible route by working with our customers to ensure they received a safe lending product that worked best for them, both now.
1625 Sweetwater Road, Suite D, National City, CA, 91950
California Housing Administration, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage.
2140 Hoover Avenue, Suite 115, National City, CA, 91950
Springboard Home Loans was started in 1982 out of a garage in the City Heights neighborhood of San Diego. Originally named San Diego Neighborhood Housing Services, we began by providing rehab loans to homeowners to revitalize the neighborhood. From there, our not-for-profit mortgage lending activities grew both in the products offered.
Mortgage Solutions delivers quick and precise mortgage loans to homebuyers and homeowners that will best suit their personal financial portfolios. Offered loan products include Conventional and Jumbo/High Balance, Construction Loans, FHA, USDA, and VA. Mortgage Solutions manages the process for you by applying for loans with different lenders,
12230 World Trade Drive, Suite 250, San Diego, CA, 92128
"Headquartered in San Diego, California, LendSure Mortgage Corp. was founded in 2015 to help mortgage professionals better serve their clientele by offering a wider range of programs to meet their needs.
LendSure offers a comprehensive range of Non-QM loan programs for borrowers that don’t fit conforming guidelines. Our loan programs include:"
16776 Bernardo Center Drive, Suite 203, San Diego, CA, 92128
At Financial Cornerstone, Inc., we strive to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
Founded in 2002, Advantage Mortgage is a service oriented real estate mortgage brokerage owned and operated by Richard G. "Buck" Hite. Buck Hite has been a licensed real estate and mortgage broker for over 30 years. His experience and knowledge are invaluable in successfully navigating the real estate transaction.
16476 Bernardo Center Dr, Suite 127, San Diego, CA, 92128
Platinum Mortgage is all about the relationship we build with our clients, it all begins & ends with our clients.We will take the utmost care to ensure that our clients goals are exceeded & there financial health is always in a better place when they use services. Platinum Mortgage has the knowledge, experience & wherewithal to structure your loan
