USDA VS FHA in Biscayne-Park, Miami-Dade County, FL
In 2025, the USDA loan limit in Biscayne-Park, which is part of Miami-Dade, FL, stands at $0. Meanwhile, the FHA limit for a single-family residence is $402,500 in the same area.
Employ the Lendersa® USDA loan calculator to effectively compare today's top USDA and FHA rates, pinpointing the income, credit levels, reserves, and documents required for eligibility. By using our state-of-the-art mortgage calculator, you can compare USDA, FHA, Conforming, and VA options at a glance, assisting your decision on the best program available in for your specific financial circumstances.
Loan Limits and Down Payment Requirements for 2025 in Biscayne-Park, Miami-Dade, FL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Opportunities in Biscayne-Park, FL
The primary aim of Lendersa® is to provide you with the best possible USDA or FHA loan efficiently and with minimal hassle. Choose one of three paths that lead to matching with lenders and access to USDA loan programs tailored to your needs.
A USDA home loan is a mortgage option guaranteed by the United States Department of Agriculture (often referred to as a USDA rural development loan or USDA mortgage), specifically available for rural areas. In stark contrast to FHA loans demanding minimum down payments of 3.5%, USDA loans require no money down, making them a flexible alternative for potential homeowners in eligible regions.
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