USDA Loan Vs. FHA loan for Biscayne-Park, FL [Miami-Dade County ]

In 2025, the USDA loan limit in Biscayne-Park, which is part of Miami-Dade, FL, stands at $0. Meanwhile, the FHA limit for a single-family residence is $402,500 in the same area.

Employ the Lendersa® USDA loan calculator to effectively compare today's top USDA and FHA rates, pinpointing the income, credit levels, reserves, and documents required for eligibility. By using our state-of-the-art mortgage calculator, you can compare USDA, FHA, Conforming, and VA options at a glance, assisting your decision on the best program available in for your specific financial circumstances.

Exploring USDA and FHA Loan Opportunities in Biscayne-Park, FL

The primary aim of Lendersa® is to provide you with the best possible USDA or FHA loan efficiently and with minimal hassle. Choose one of three paths that lead to matching with lenders and access to USDA loan programs tailored to your needs.

Lendersa USDA loan request and matching results

Defining USDA Loans in FL

A USDA home loan is a mortgage option guaranteed by the United States Department of Agriculture (often referred to as a USDA rural development loan or USDA mortgage), specifically available for rural areas. In stark contrast to FHA loans demanding minimum down payments of 3.5%, USDA loans require no money down, making them a flexible alternative for potential homeowners in eligible regions.

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9543941959 Lender's profile and map Reviews Edge Home Finance Corporation 5868 Baker Road, Minnetonka, MN, 55345 Edge Home Finance Corporation offers personalized mortgage solutions tailored to unique financial needs. I personally have been a loan officer for 23 years and can work with all types of clients . As a trailblazer in the mortgage industry, our innovative approach ensures clients achieve their dream of homeownership seamlessly and efficiently.
(651) 765-4132 Lender's profile and map Reviews Catholic United Financial Credit Union 3499 Lexington Avenue N, Saint Paul, MN, 55126 We are a not-for-profit financial cooperative, owned by its members. Our mission is to build lifelong relationships that enhance the financial lives of our members and Catholic communities. At the turn of the 21st century, the Board of Directors of Catholic United Financial approved the establishment of a member-owned credit union.
(507) 794-3551 Lender's profile and map Reviews Americana Community Bank 300 Main Street West, Sleepy Eye, MN, 56085 At Americana Community Bank! You’ll find that we are the bank that provides excellent, friendly, down-to-earth service while actively participating in and supporting the communities we serve. Though our name has changed over the past 100 years, our knowledge, dedication and excellent service have been constant.
(877) 794-6712 Lender's profile and map Reviews SouthPoint Financial Credit Union 920 Main Street East, Sleepy Eye, MN, 56085 SouthPoint Financial Credit Union is open to all people who live, work, worship, attend school in, have business and other legal entities located within the areas of Blue Earth, Brown, Carver, Faribault, Freeborn, Kandiyohi, Le Sueur, Lyon, Martin, McLeod, Meeker, Murray, Nicollet, Redwood, Renville, Rice, Scott, Sibley, Steele, Waseca, and Wright.
(866) 794-3911 Lender's profile and map Reviews First Security Bank 100 East Main Street, Sleepy Eye, MN, 56085 At First Security Bank, we believe it’s not only our job, but also our responsibility, to know every facet of finance. This allows us to see the larger picture and understand how each aspect affects the other. Using this broader view, we can provide sound financial advice, support and services to you – our customer and most valued asset.
(952) 988-4165 Lender's profile and map Reviews West Metro Schools Credit Union 1001 Highway 7, Room 249, Hopkins, MN, 55305 West Metro Schools Credit Union was formed December 31, 2008 with the merger of Hopkins Schools Credit Union and Edina Schools Credit Union. Membership is open to all employees of Hopkins, Edina and Wayzata Public Schools, their families and household members. Students of Hopkins and Edina school districts are eligible also.
(952) 473-9988 Lender's profile and map Reviews Envision Capital, Inc 10590 Wayzata Blvd, Suite 160, Minnetonka, MN, 55305 Envision Capital is the dependable place to go when in need of a home loan. Our expert loan officers are readily available to find their clients competitive rates to finance a home purchase. Mortgage fees are often less than other lenders given that the Envision Capital model facilitates minimal overhead.
(906) 524-6151 Lender's profile and map Reviews BARAGA COUNTY FEDERAL CREDIT UNION 101 E Broad Street, Lanse, MI, 49946 Baraga County Federal Credit Union has been open since 1952. The credit union has assets totaling $55.92 Million and provides banking services to more than 4, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
(651) 797-4090 Lender's profile and map Reviews Minnesota Residential Mortgage, Inc. 2636 Ridge Lane, Mounds View, MN, 55112 At Minnesota Residential Mortgage, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
(651) 631-3111 Lender's profile and map Reviews The Servion Group 500 Main Street, Saint Paul, MN, 55112 The Servion Group is a unique financial services company designed to meet the needs of community financial institutions. We exist to provide credit unions and community banks with the tools to reach their true potential. We view the institutions we support not as customers or clients, but as partners.
(763) 404-7600 Lender's profile and map Reviews Financial One Credit Union 843 40th Avenue NE, Columbia Heights, MN, 55421 Financial One Credit Union is a not-for-profit financial cooperative.We've been guiding our members to financial health since 1933. We listen to each member's life goals & provide financial solutions bringing value to their lives.Financial One Credit Union provides financial services to people who live, work, attend school, worship, or do business.