USDA and FHA Pro and Con in North-Sarasota, Sarasota County, FL
In the current year, 2025, the maximum allowable USDA loan for North-Sarasota, located within Sarasota, FL, is $338,500. Meanwhile, the FHA limit applicable to a single-family residence stands at $356,362.
Optimize your understanding of the USDA versus FHA loan opportunities by utilizing the Lendersa® USDA loan calculator. This tool enables you to compare the best available rates today and provides insights into the income requirements, credit score specifications, financial reserves, and necessary documentation for qualification. With our state-of-the-art mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA loan options side by side, helping you to discern which financial program in Alabama most suits your circumstances.
Loan Limits and Downpayment Criteria for 2025 in North-Sarasota, Sarasota, FL
Loan Type
Loan Limit
Downpayment
USDA
$338,500
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Alternatives in North-Sarasota, FL
Our aim at Lendersa® is to swiftly and seamlessly secure for you the most advantageous USDA or FHA loan. Pick one of three initial pathways, each leading you to corresponding lenders and USDA loan schemes.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, stands out as a rural development loan or USDA mortgage, and it is exclusively accessible in rural areas. Unlike the FHA loans, which necessitate a minimum 3.5% down payment, USDA loans require no down payment whatsoever.
Expree Credit Union was founded in 1938 as the Kentucky Employees Credit Union, or KECU — a not-for-profit cooperative to provide state employees with convenient savings and low-interest credit. People helping people. For the last 80 years, every decision has been guided by the financial well-being of our members.
Stockton Mortgage, we start each day with the goal of getting our customers to the closing table with ease, care, and consideration. We’re big enough to compete with the big guys, but small enough to work closely together every day.Mortgage, we start each day with the goal of getting our customers to the closing table with ease
Go Mortgage Group is based in Richmond, Virginia and is a leader in providing home loans for properties located in the Commonwealth. We originate and process our mortgage loans in a secure digital environment, so a computer or mobile device is all you need.and Our eco-friendly doc-less approach to mortgage lending is simple and efficient.
8100 Three Chopt Road, Suite 146, Richmond Hill, NY, 23229
Academy mortgage, Inc. is a full service Mortgage Broker established in 1996. We are licensed to provide mortgages for purchase and refinance on properties located anywhere in the state of Virginia and are licensed by the Virginia SCC. NMLS ID#393150 Broker established in 1996. We are licensed to provide mortgages for purchase and refinance.
Home Loan Zone is a Virginia based mortgage company that offers high quality mortgage services to residential clients.Our mission is to help turn today’s dreams of homeownership into tomorrow’s reality.We focus on providing personal & specialized services to meet your specific needs through educating you on our full range of loan products and terms
334 River Road West, Suite 247, Manakin Sabot, VA, 23103
We are asset based hard money lenders based in Richmond, VA. We loan money for real estate investors' fix and flip deals, new construction projects, buy and hold rentals, BRRRR financing, adaptive reuse projects, land development, bridge loans and mezzanine financing. However, we are not limited to a certain loan footprint.
1903 Manakin Road, Suite A, Manakin Sabot, VA, 23103
RatePro Mortgage was founded as Home Equity Mortgage, Inc. our focus was on helping homeowners maximize the equity in their home. As the market began to change, so did we. We shifted our focus and continued to educate ourselves on the latest trends and resources available for all types of mortgage financing.
MAK Financial is a boutique mortgage company serving the entire state of Virginia from our Richmond Headquarters. Our business is completely built on the referrals from our past clients, Realtors, financial advisors & other lending institutions.Our reputation as fair, honest & ethical & has allowed our firm to prosper on repeat business.
Members Choice WV Federal Credit Union is a community chartered not-for-profit financial cooperative serving all who live, work, worship, attend school or do business in Kanawha County, WV.Credit Union is a community chartered not-for-profit financial cooperative serving all who live, work, worship.
Since 1998 it has been our the mission of Jefferson Financial Services to provide auto, vacation, hardship and personal loans for any reason. Our friendly, knowledgeable and professional team work to help people that can’t get a loan with a conventional loan institution. We understand that unexpected hardships happen in peoples lives.
Modern Employee Federal Credit Union is a not-for-profit financial cooperative which was chartered in 1953. The Mission of MEFCU is to provide a variety of services, which benefits our members/owners, with the primary goal of helping them enhance their personal finances.
In keeping with our mission statement
