USDA Vs. FHA your options comparison in North-Sarasota, Sarasota County, FL
In the current year, 2025, the maximum allowable USDA loan for North-Sarasota, located within Sarasota, FL, is $338,500. Meanwhile, the FHA limit applicable to a single-family residence stands at $356,362.
Optimize your understanding of the USDA versus FHA loan opportunities by utilizing the Lendersa® USDA loan calculator. This tool enables you to compare the best available rates today and provides insights into the income requirements, credit score specifications, financial reserves, and necessary documentation for qualification. With our state-of-the-art mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA loan options side by side, helping you to discern which financial program in Alabama most suits your circumstances.
Loan Limits and Downpayment Criteria for 2025 in North-Sarasota, Sarasota, FL
Loan Type
Loan Limit
Downpayment
USDA
$338,500
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Alternatives in North-Sarasota, FL
Our aim at Lendersa® is to swiftly and seamlessly secure for you the most advantageous USDA or FHA loan. Pick one of three initial pathways, each leading you to corresponding lenders and USDA loan schemes.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, stands out as a rural development loan or USDA mortgage, and it is exclusively accessible in rural areas. Unlike the FHA loans, which necessitate a minimum 3.5% down payment, USDA loans require no down payment whatsoever.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Gold Summit is committed to educating and guiding our clients with the mortgage process. We aim to be the source of up-to-date mortgage industry information and maintain high trust relationships with our clients, business partners, team members, and community. We are committed to be the top-of-mind choice mortgage broker.
Northwestern Bank is a fourth generation, family owned and operated bank serving Dilworth residents the way we’d want to be served. We offer full banking services for businesses, individuals and our agricultural community. Whether you’re looking for a mortgage lender to purchase your first home or a commercial loan, we can assist you.
At Aspire Bank, we’re doing something truly unique in an industry that’s not. From day one, we have concentrated on what matters most: our clients.” – Toby Kommer, Aspire Bank owner
After more than 20 years working for financial services companies, in 2014, Toby Kommer—who has a background in mergers and acquisitions
North and South Dakota, our bank has been growing since 1936. We believe that while bank products are similar in most financial institutions, Cornerstone Bank offers one distinct difference: here you have easy access to the experts—the people who help you make decisions, whatever your business and whatever your balance.
Dakota Business Lending has established itself as a lending partner for small businesses thanks to the wisdom, leadership, and guidance of our Board of Directors. We are proud to have decision-makers in our corner that combine for centuries worth of expertise in the areas of business, finance, economic development and public service
"I provide mortgage loan products for homeowners purchasing or refinancing real property in North Dakota.
While partnered with NEXA, I bring extensive loan options to my clients. Effectively achieving my clients home goals is my top priority.
Schedule an appointment with me here: https://Calendly.com/kylegreen1/mortgage-inquiry/"
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
3315 45th Street South, Suite 200, Fargo, ND, 58104
VALLEY MORTGAGE, INC is ultimate goal is to create lasting relationships with each of you so we may continue providing excellent mortgage loan service to you, your family and friends. Referrals from happy customers are our best advertising we can hope for and we've built a solid business.
Park Mortgage, our purpose is to simplify the mortgage process. We are committed to customer satisfaction and value communication to understand your financial needs. We will listen to you and encourage your questions. Our established relationships allow us to shop the market quickly to find the best product at the best rate.
6343 W 120th Ave, Suite 110, Broomfield, CO, 80020
Colorado Real Estate Brokers, we aim to offer our clients not only exceptional service, but also unparalleled results. We focus on Commercial Real Estate Sales & Leasing along the Front Range and have over 25 years combined experience and My goal as the owner of a real estate brokerage.
