FHA Vs. USDA loan program for Whitfield, Manatee County, Florida

In 2025, the USDA loan limit for Whitfield, located in Manatee, FL, stands at $400,000, while the FHA limit for a single-family home is $506,000.

Utilize the Lendersa® USDA loan calculator to compare the most favorable current USDA and FHA rates. Establish the necessary income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options, aiding you in selecting the best program for your financial situation in .

Exploring USDA and FHA Loan Options in Whitfield, FL

Lendersa® strives to swiftly connect you with the optimal USDA or FHA loan, hassle-free. Choose one of three starting options to match with suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is supported by the Department of Agriculture and is available only in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans require no down payment at all.

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(954) 862-1483 Lender's profile and map Reviews Americasa Home Loans 2191 Defense Hwy, Suite 304, Crofton, MD, 21114 Massimo Credit a Direct Lender. Whether for a first-time home buyer, a growing family or an established homeowner looking for an investment or vacation property, We offers a wide range of financing options to meet home buyer needs. Our experienced and knowledgeable loan officers will review each home buyer’s personal financial position.
(443) 336-5525 Lender's profile and map Reviews Washingtonian Mortgage LLC 2191 Defense Highway, Suite 300, Crofton, MD, 21114 Washingtonian Mortgage LLC will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify
(833) 458-8664 Lender's profile and map Reviews My Mortgage, Inc. 2191 Defense Hwy, Suite 304B, Crofton, MD, 21114 At My Mortgage, Inc., you will find an experienced team of professionals dedicated to making your mortgage transaction a remarkable experience. We pride ourselves in our fairness and honesty and we truly care about every loan transaction and each client we serve. We believe in helping everyone fulfill their goals.
(614) 817-1090 Lender's profile and map Reviews Covita Lending LLC 1299 Virginia Ave, Columbus, OH, 43212 Covita Lending offers a wide range of lending options to meet your financial needs and circumstances. With nearly 25 years in combined experience as top producing loan officers, our assurance is that whether you are a first-time buyer, interested in refinancing your mortgage, or a real estate investor, we’re here to guide you through the process.
(614) 992-2866 Lender's profile and map Reviews ATOM Property Group, LLC. 1391 W. Fifth Ave, Suite 210, Columbus, OH, 43212 ATOM Property Group, LLC. is truly committed to helping each individual customer. We focus on fast response, integrity and over-delivering on customer service. By putting the customer’s needs first, whether selling or buying a home, we can help you realize your real estate goals.
(317) 831-0110 Lender's profile and map Reviews Citizens Bank 33 N Indiana St, Mooresville, IN, 46158 Citizens Bank is known for being a relationship bank that delivers extraordinary customer service to our customers when, where and how they want it; that may be at their place of business, in the Bank or through our online banking capabilities. Citizens Bank is a state-chartered bank founded in Morgan County in 1931.
(317) 831-8355 Lender's profile and map Reviews Five Star Mortgage Solutions 19 East Main Street, Mooresville, IN, 46158 "Five Star Mortgage Solutions is a local, family-owned mortgage company that works to get you a high-quality mortgage and works with you to get the lowest rate available to you. Five Star Mortgage Solutions is an established small town community business and has been a hometown fixture on Main Street in Mooresville since 2007."
(636) 937-5351 Lender's profile and map Reviews Midwest Regional Bank 363 Festus Centre Dr, Festus, MO, 63028 The Bank of Tradition and Progress Founded in 1894 as The Bank of Otterville, our Bank has a long-standing tradition of providingMidwest Regional Bank is a Bank with operations in fifty states. Midwest Regional Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA and USDA mortgages
(740) 522-5277 Lender's profile and map Reviews Harvest Federal Credit Union 34 Licking View Drive, Heath, OH, 43056 Harvest Federal Credit Union was established in 1970. Our roots are in serving the workers of Licking County. We were founded by local employees of Rockwell International (now known as Arvin-Meritor). Our first office was in the United Auto Workers union hall in an area not more than 5 by 8 square feet (pictured below).
(740) 522-8311 Lender's profile and map Reviews Hopewell Federal Credit Union 501 Hopewell Dr, Heath, OH, 43056 Hopewell Federal Credit Union (HFCU), one of the leading credit unions serving Licking, Delaware and Franklin Counties, is a not-for-profit financial cooperative that is owned by its members. Hopewell provides a full range of financial services including savings and checking accounts, loan products and business accounts.
(217) 925-2265 Lender's profile and map Reviews Dieterich Bank 101 S Main St, Dieterich, IL, 62424 We are a community bank, with community values. Our employees are your friends and neighbors, which is why we are so passionate about helping our customers and the communities we serve. Live for Today. Bank for Tomorrow. We’ve served the people of Illinois for over 100 years. Now, the good people of Edwardsville are also in those ranks!
(301) 802-0997 Lender's profile and map Reviews Gateway Mortgage Solutions 15320 Spencerville Ct, Suite 201, Burtonsville, MD, 20866 We have assembled an experienced and talented team, which quite frankly, gives us an almost unfair advantage over other mortgage companies. Our team continually works to stay fresh in the industry-investing the necessary time to break down each minute step of the mortgage financing process, attending educational events and seminars.