USDA Vs. FHA Pro and Con comparison in Whitfield, Manatee County, FL
In 2025, the USDA loan limit for Whitfield, located in Manatee, FL, stands at $400,000, while the FHA limit for a single-family home is $506,000.
Utilize the Lendersa® USDA loan calculator to compare the most favorable current USDA and FHA rates. Establish the necessary income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options, aiding you in selecting the best program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Whitfield, Manatee, FL
Loan Type
Loan Limit
Down Payment
USDA
$400,000
0%
FHA
$506,000
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Whitfield, FL
Lendersa® strives to swiftly connect you with the optimal USDA or FHA loan, hassle-free. Choose one of three starting options to match with suitable lenders and USDA loan programs.
The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is supported by the Department of Agriculture and is available only in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans require no down payment at all.
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
820 N. Parton Street, Suite 201, Santa Ana, CA, 92701
Whether your goal is to own a Multi Unit Investment, Commercial Building, Commercial Investment, Light Industrial, Special Use property, our commitment is helping you to achieve and exceed your own dreams. Buy or Sell California Investment Properties beyond your most demanding needs.
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1801 Park Court Place, Unit G, Suite 100, Santa Ana, CA, 92701
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
319 South Main Street, Suite A, Santa Ana, CA, 92701
Doc My Mortgage is a veteran owned business. We strive to deliver the service our borrowers deserve by providing them with the best lending experience. Our skills in leadership and valued integrity add tremendous value to our team. We have a long career in Mortgage Lending. Our Seniority in the Lending industry.
RFG Mortgage Bankers are mortgage brokers and experts in locating the best mortgage for your individual circumstances. We have extensive experience in the Jumbo, Super Jumbo, conforming mortgage, and particularly specialized in niche products. We can help you secure a residential mortgage loan.
We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.
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820 North Parton Street, Suite 2, Santa Ana, CA, 92701
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
600 W. Santa Ana Blvd. STE 114A, Santa Ana, CA, 92701
Welcome To The O.C. Mortgage Specialist with broker access to 60+ mortgage lenders. Our proprietary loan placement software matches your mortgage application with lenders having the lowest interest rate and closing costs. Rest assured knowing you're getting the very best loan scenario and mortgage broker pricing.
At Cross Mortgage we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
151 N. Kraemer Blvd, Suite 105, Placentia, CA, 92870
Underwood Mortgage Group is a boutique lender with all of the capabilities of a much larger brokerage firm. We are both Mortgage Brokers and Direct Lenders – a unique position that allows us to shop dozens of banks, as well as loan our own money. Even more important, we remain in control of the underwriting and processing of each.
