FHA Vs. USDA loan program for Olympia-Heights, Miami-Dade County, Florida

In 2025, USDA loan limit in Olympia-Heights, county of Miami-Dade, FL is $0 while FHA limit is $402,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Olympia-Heights, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(888) 205-3737 1203 miles Lender's profile and map Reviews Prime 1 Bancorp LTD 2720 South River Road, Suite 50, Des Plaines, IL, 60018 To provide consistent and predictable growth to our organization by delivering reliable and exceptional services to our clients. At PRIME 1 BANCORP, LTD. we believe that in understanding and satisfying the financial needs of our clients we are creating a significant value for them as well as creating rewarding experiences for our company.
(847) 954-2323 1203 miles Lender's profile and map Reviews Lendonia 2340 S. River Rd, Suite 120B, Des Plaines, IL, 60018 Lendonia strives to provide its clientele with relevant information, honest advice, impeccable service and quality financial products in a professional and efficient manner. Ultimately we strive to provide absolute financial solutions. The Lendonia team helps first-time home buyers, homeowners looking to refinance their property.
(773) 931-9534 1203 miles Lender's profile and map Reviews Peoples Choice Financial Corp 2860 South River Road, Suite 400B, Des Plaines, IL, 60018 PCF, we are a local Mortgage firm, and we pride ourselves in helping every family find the best program available for their home purchase or Refinance, many times with lower rates, up to .5% to .75% lower than other lenders, helping keep your mortgage payments low. and also Will work on getting your loan completed in an efficient manner.
(847) 939-9500 1203 miles Lender's profile and map Reviews Wintrust Mortgage 9700 W. Higgins Road, Suite 300, Des Plaines, IL, 60018 "Wintrust Mortgage, in business since 1981, was created for the purpose of assisting in the realization of the American dream of home ownership. Since that time, Wintrust Mortgage has weathered the ever-changing real estate market and is part of Wintrust Financial Corporation, a well capitalized,"
(800) 520-7087 1203 miles Lender's profile and map Reviews InterFirst Mortgage Company 9525 W. Bryn Mawr Ave, Suite 400, Rosemont, IL, 60018 Interfirst’s commitment to high quality loan origination is demonstrated by our company’s focus on providing high quality customer service, which is a priority at every level of the organization. At Interfirst, we take pride in our responsiveness to our customers and in our common sense approach to mortgage origination.
(773) 636-4441 1203 miles Lender's profile and map Reviews ULTIMATE RATE MORTGAGE 2800 S River Rd, Suite 200, Des Plaines, IL, 60018 Ultimate Rate Mortgage we’re a local, mortgage lender whose cornerstones are hard work and customer service! We listen to our clients, uncover their needs and find the best product and programs that fits. With over 40 years of experience, our highly qualified team can expertly guide you through the process from application through closing
(708) 289-0293 1203 miles Lender's profile and map Reviews John Gurhy Mortgages 7788 N Milwaukee Ave, Niles, IL, 60714 The Irish money man, LLC can arrange loans on Commercial Properties up to 50 units and up to 4 units for Non Resident buyers. All conventional, FHA and VA loans originated and closed through C and R Mortgage 7788 North Milwaukee Avenue Niles Illinois 60714. NMLS no 227317 with John Gurhy as loan officer NMLS No 1104206.
(773) 777-9815 1203 miles Lender's profile and map Reviews Mortgage Square Inc 8047 North Milwaukee Avenue, Niles, IL, 60714 Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
(847) 516-0320 1203 miles Lender's profile and map Reviews C & R Mortgage Corporation 7788 North Milwaukee Avenue, Niles, IL, 60714 C&R Mortgage Corporation Team is your premier reverse mortgage team located in Cape Coral, Florida. Also, licensed in Illinois, Indiana, Wisconsin, Michigan, Colorado, California and Tennessee. The experienced team members here are committed to quality customer service and putting the needs.
(309) 734-2265 1203 miles Lender's profile and map Reviews Midwest BankCentre 200 E Broadway, Monmouth, IL, 61462 Midwest Bank is proud to be a locally-owned, community bank. Our employees understand that the foundation of our business is built on the relationships we have with our customers. We serve the communities with courtesy, professionalism and integrity; our customers are our neighbors, friends and family.