USDA Loan Vs. FHA loan for University-Park, FL [Miami-Dade County Rates 2023]

In 2025, USDA loan limit in University-Park, county of Miami-Dade, FL is $285,000 while FHA limit is $402,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in University-Park, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(219) 326-8050 1155 miles Lender's profile and map Reviews LaPorte Community Federal Credit Union 1800 E Lincolnway, La Porte, IN, 46350 LaPorte Community Federal Credit Union has been serving in the community since 1937 when it began as The Allis Chalmers Credit Union. Membership was composed solely of Allis Chalmers workers and their families. Credit union business was conducted in a small office located inside the Allis Chalmers plant. As times, neighborhoods and employment
(313) 963-6060 1155 miles Lender's profile and map Reviews Electrical Workers Local CU 1366 Porter Street, Detroit, MI, 48226 At Electrical Workers Credit Union, it's business as usual, even in this unusual environment. We've always believed in conservative, careful business practices. After all, we know that it isn't just our money that's at stake, it's yours. As always, your deposits are insured by the National Credit Union Association (NCUA).
(313) 965-8640 1155 miles Lender's profile and map Reviews One Detroit Credit Union 630 Howard Street, Detroit, MI, 48226 In 1935, we were formed as the Detroit Newspaper Industrial Credit Union, to serve people who worked in the newspaper industry. In the 1970s, we changed our name to be more inclusive of industries such as radio, television, printing, and publishing. We chose Communicating Arts Credit Union, the name most of us associate with our credit union.
(313) 305-0582 1155 miles Lender's profile and map Reviews LVRG Funding 615 Griswold St, Suite 700, Detroit, MI, 48226 The products offered by LVRG, LLC. can be small business loans, lines of credit, term loans, merchant cash advances, or other business funding products. These products are not consumer loans. All products mentioned may be provided by third parties and are subject to lender approval. Your loan agreement will identify the loan issuer prior to your si
(800) 966-8200 1155 miles Lender's profile and map Reviews Direct Financial 600 Lafayette E, Detroit, MI, 48226 Direct Financial is a division of New England Federal Credit Union (NEFCU), a financial institution headquartered in Vermont with a 50-year record of successfully helping members improve their financial conditions. Members served through Direct Financial are members of NEFCU. Anyone who lives, works, or studies in the Michigan
(203) 680-8668 1155 miles Lender's profile and map Reviews Healthcare Financial Federal Credit Union 20 York Street, Room 80CB, New Haven, CT, 06510 On February 21, 1950, Connie Enright fulfilled his dream. Along with 6 fellow co-workers, he prepared a charter certificate to form a credit union & submitted it for approval to the National Credit Union Administration, federal agency that regulates federal credit unions. HealthCare Financial Federal Credit Union is located in New Haven, CT, USA.
(734) 217-0437 1155 miles Lender's profile and map Reviews C&B Mortgage Solutions LLC 141 Ecorse Road, Ypsilanti, MI, 48198 C&B Mortgage Solutions was founded by family and it has shaped the way we approach relationships. Whether we are working closely with a first-time home buyer to help educate them throughout the process or consulting with seasoned homeowners to determine their refinance goals-our mission is to serve all with high level of expertise, integrity
(248) 797-2775 1155 miles Lender's profile and map Reviews Creative Mortgage LLC 711 Cherry Stone Drive, Canton, MI, 48188 Creative Mortgage, LLC we have the ability to offer competitive rates and pricing because we have more flexible pricing programs than lenders.We believe it is vital to keep you informed throughout the entire process. From the initial application to finishing up the whole process.
(734) 634-4064 1155 miles Lender's profile and map Reviews COAL Mortgage Lending LLC 3332 Tall Oak Lane, Canton, MI, 48188 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(313) 459-3097 1155 miles Lender's profile and map Reviews EG Home Loans 400 Renaissance Center, Suite:2600, Detroit, MI, 48243 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
800 598 1140 1155 miles Lender's profile and map Reviews Global Generation Group LLC 400 Renaissance Center Drive, Detroit, MI, 48243 Global Generation Group launched in September 2008 by John Syron, founder of what grew to be one of the largest privately held Automotive OEM manufacturing companies world wide, to provide solutions that integrate technology enhanced performance, risk reduction and unique capital solutions to help American Businesses.