USDA Vs. FHA Pro and Con comparison in University-Park, Miami-Dade County, FL
For the year 2025, the USDA loan ceiling in University-Park, situated in the county of Miami-Dade, FL, is $285,000, whereas for an FHA loan, the limit for a single-family home is $402,500.
Lendersa® provides a USDA loan calculator for you to compare the best rates of USDA and FHA loans available today. It helps you understand the income, credit requirements, reserves, and necessary documents for eligibility. Our sophisticated mortgage calculator presents the USDA, FHA, Conforming, and VA loans in parallel, aiding you in selecting the best option for your financial needs in Alabama.
2025 Loan Limits and Down Payment Requirements in University-Park, County of Miami-Dade, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Options in University-Park, FL
The mission of Lendersa® is to secure the best possible USDA or FHA loan for you swiftly and effortlessly. Choose from one of three starting points that lead you to matched lenders and suitable USDA loan programs.
A USDA home loan is backed by the U.S. Department of Agriculture—often called a USDA rural development loan or mortgage—and is available solely in rural communities. This contrasts with FHA loans, which require at least a 3.5% down payment, while a USDA loan needs no down payment at all.
Headquartered in Framingham, we are able to offer our customers the benefit of local decision making from people who live & work in their community. This allows us to support the local economy & the organizations that work so hard to strengthen it. MutualOne Bank meets the needs of its customers with a variety of checking, savings, consumer loan.
QS Private Lending specializes in making short-term, hard money loans for the acquisition, construction and renovation of investor-owned real estate. We focus on properties in Massachusetts, Rhode Island, New Hampshire and Georgia.
As one of the oldest and largest private, hard money lenders
At Michigan Coastal Credit Union, we’ve been owned by our members since 1958. We are committed to Making a Difference and Adding Value to our team, members and the communities we serve.
We currently have one office, but we offer 30, 000 Surcharged ATM’s partnering with the CO-OP ATM network.
our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
405 Cochituate Road, Suite 204, Framingham, MA, 01701
OnTo Mortgage is headquartered in Massachusetts and was started by by two top loan originators with over 30 years of experience. Every lender touts great rates, product and service and while we have all of that, we also have a deep care for our clients. We understand that without clients, we have nothing.
We’re the Adirondack Trust Company, and we go above and beyond to create solutions for people, businesses and our community.
As a successful independent Bank that’s been serving this area for more than a century, we are vested in your success and committed to taking you and our community to greater heights.
Capital Bank opened for business on Wolf Road in the Town of Colonie in December of 1995. The Bank was founded by a group Albany-based business people and community leaders. The founders knew there was a niche for a new commercial bank in the Capital Region. Over the next 15 years, the forecast of the founders came to fruition,
368 Broadway, Suite 12, Saratoga Springs, NY, 12866
The Funding Store is a Registered Mortgage Broker founded in 2010. At the time of establishment, the mortgage industry had experienced transition as a result of predatory lending and deceptive mortgage practices. Revisions to licensing laws along with additional education and test requirements were embraced and The Funding Store
Dow Chemical Employees’ Credit Union was the 182nd credit union organized in the State of Michigan.
In 1937, the country was still in the throes of a severe economic depression that underscored the need for a workable financial plan to enable Dow employees to save for emergencies and obtain convenient, low-cost credit.
7509 Tiffany Springs Parkway, Suite 101, Kansas City, MO, 64153
Our mission is to make the loan process as simple as possible. Regardless of your financial and/or credit situation, we will find the best mortgage solution to fit your lifestyle.
We specialize in home purchase and refinance transactions and can provide assistance for FHA, VA, USDA, Conventional, and Home Improvement financing.
7280 NW 87th Terrace Suite 200, Kansas City, MO, 64153
We are a locally owned and operated company, with employees that value honesty, integrity, and service. We have funded over 2 Billion in home loans and helped over 10,000 families in Kansas and Missouri finance the home of their dreams since 1996 and we love what we do. We know to finance a home
