FHA Vs. USDA loan program for Westchester, Miami-Dade County, Florida

In 2026, the USDA loan limit for Westchester, within the county of Miami-Dade, FL, stands at $0, while the FHA limit for a single-family home is set at $557,750.

Utilize the Lendersa® USDA loan calculator to compare the top USDA versus FHA rates available today and determine the necessary income, credit, reserves, and documentation required to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side-by-side, assisting you in selecting the most appropriate program in Alabama for your financial situation.

Exploring USDA and FHA Loan Options in Westchester, FL

The mission of Lendersa® is to quickly find you the best USDA or FHA loan options with ease. Choose one of the three routes to connect with lenders and explore USDA loan programs.

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Understanding USDA Loans in FL

A USDA home loan, also called a USDA rural development loan, is guaranteed by the U.S. Department of Agriculture and is intended for rural areas. Unlike FHA loans that necessitate a minimum down payment of 3.5%, USDA loans require no down payment at all.

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(816) 233-5544 Lender's profile and map Reviews St. Joseph Teachers' Credit Union 2316 Village Drive, Saint Joseph, MO, 64506 St. Joseph Teachers’ Credit Union is a not-for-profit financial cooperative, owned, controlled, and operated for the benefit of its members. Since there are no outside stockholders to satisfy, the credit union can return a greater percentage of its income to you, the member-owner, in the form of higher dividend rates on deposits.
(816) 279-5656 Lender's profile and map Reviews Postal & Community CU 3921 Oakland Avenue, Saint Joseph, MO, 64506 Postal & Community Credit Union have been providing great financial services to Northwest Missouri and Northeast Kansas residents for over 80 years. Postal and Community Credit Union recognizes the importance of a positive experience for everyone who visits our website, including those with disabilities.
(844) 562-6480 Lender's profile and map Reviews Advance America 3007 N Belt Hwy, Saint Joseph, MO, 64506 Advance America, we believe in better. We believe that setbacks are just opportunities for epic comebacks & we want to help make those comebacks happen.That’s why for the past 23+ years, Advance America has worked to become one of the nation’s leading providers of consumer financial services with online lending and over 1, 200 locations nationwide.
(785) 232-6062 Lender's profile and map Reviews Kaw Valley Bank 1110 North Kansas Avenue, Topeka, KS, 66608 Kaw Valley Bank has been a part of Topeka for over 150 years, with its roots starting in Oakland & eventually growing in North Topeka & later city wide. The banks original name was Oakland State Bank. In 1920s Glenn Swogger Sr. & his father J.S. Swogger purchased Oakland State Bank where it was a storefront bank with a family living headquarters.
(518) 642-8100 Lender's profile and map Reviews Great Meadow Federal Credit Union 26 East Main Street, Granville, NY, 12832 Great Meadow Federal Credit Union is a Financial Services company serving Warren, Washington and Essex Counties in New York, as well as Addison, Bennington and Rutland Counties in Vermont for over 60 years. BauerFinancial 5Star rated for over 25 consecutive years. We are a not-for-profit cooperative financial institution serving
(603) 315-1157 Lender's profile and map Reviews Melody Mortgage LLC 2 Winnhaven Drive, Hudson, NH, 03051 Using his expertise and background in Real Estate Ken Ziehm assists clients in choosing a mortgage to meet their needs. He started originating loans for Merrimack Mortgage in 2004 and as an optional service, he opened Melody Mortgage, LLC, licensed by the State of New Hampshire Banking Department.
(603) 759-2112 Lender's profile and map Reviews Blue Note Capital 13 Pinewood Rd, Hudson, NH, 03051 Blue Note Capital specializes in private financing for acquisition and rehabilitation of single and multi family residential properties in New Hampshire. We work with borrowers throughout the state and provide them with fast funding for their real estate investment projects. We have funded over $12 million in various size projects
(815) 594-2351 Lender's profile and map Reviews Apple River State Bank 103 North Main Street, Apple River, IL, 61001 Apple River State Bank and our First Community Bank branch for your banking needs. As a community bank we provide a wide variety of financial services but delivered in a personalized manner only small banks can offer. Apple River State Bank was chartered in 1948 and opened in Apple River, Illinois which still remains a locally owned finan
(580) 822-3300 Lender's profile and map Reviews First National Bank in Okeene 124 N. Main, Okeene, OK, 73763 First National Bank in Okeene, Oklahoma was organized September 25th, 1916, with paid in capital of $25, 000.00, with the following officers and directors; J.P. Roetzel, President; D.M. Slonecker, Vice- President; G.F Roetzel, Cashier; B.C. Sahm, Director; and Dr. L.M. Murdoch, Director.
(978) 922-5254 Lender's profile and map Reviews Beverly Municipal Federal Credit Union 139 Cabot Street, Beverly, MA, 01915 BauerFinancial, an independent financial institution rating firm has awarded Beverly Credit Union it’s highest rating, five-stars. This superior ranking is reserved only for the strongest and most stable financial institutions in the Nation. Beverly Credit Union earned this score due to our solid financial footing and continual enduring financial p
(978) 922-4446 Lender's profile and map Reviews GoldCoast Mortgage Service Inc 100 Cummings Center, Suite 544H, Beverly, MA, 01915 GoldCoast Mortgage To make certain that you succeed at your real estate goals.To do so we need to learn your objectives. We genuinely enjoy learning about your goals and seeing if we can help We won’t chase, sell, or obligate you. Ever. If your goals lead you to another mortgage lender or bank we will support the decision to pursue that path.
(603) 508-6637 Lender's profile and map Reviews Traditional Mortgage Inc 63 Simpson Rd, Pelham, NH, 03076 Traditional Mortgage, Inc. was founded in 2004 and is a full service mortgage company located in Pelham, New Hampshire. We offer a wide range of products including, purchases, refinancing options and debt consolidation products. We are licensed in New Hampshire, Maine and Massachusetts.