USDA Loan Vs. FHA loan for Westchester, FL 2025

In 2025, the USDA loan limit for Westchester, within the county of Miami-Dade, FL, stands at $0, while the FHA limit for a single-family home is set at $557,750.

Utilize the Lendersa® USDA loan calculator to compare the top USDA versus FHA rates available today and determine the necessary income, credit, reserves, and documentation required to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side-by-side, assisting you in selecting the most appropriate program in Alabama for your financial situation.

Exploring USDA and FHA Loan Options in Westchester, FL

The mission of Lendersa® is to quickly find you the best USDA or FHA loan options with ease. Choose one of the three routes to connect with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

A USDA home loan, also called a USDA rural development loan, is guaranteed by the U.S. Department of Agriculture and is intended for rural areas. Unlike FHA loans that necessitate a minimum down payment of 3.5%, USDA loans require no down payment at all.

Get top 10
USDA LENDERS
customized to yout needes

(469) 351-1081 Lender's profile and map Reviews The Good Buy Mortgage Company 200 William Allen Lane, Decatur, TX, 76234 We offer a wide array of programs and products to fit your needs, Conventional, FHA, VA, Jumbo, Investor products, & 100% Financing for both purchase and refinances. With 30 years of industry experience and long-standing lender relationships, we set ourselves apart from the other mortgage companies.
(734) 234-0764 Lender's profile and map Reviews Giniel Financial Group, Inc 735 Victors Way, Ann Arbor, MI, 48108 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(313) 263-6227 Lender's profile and map Reviews Ez Loans Co 837 S Beech Daily, Dearborn Heights, MI, 48125 At EZ Loans Co, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders
(574) 232-8403 Lender's profile and map Reviews IMECO Federal Credit Union 3404 West Boland Drive, South Bend, IN, 46628 IMECO Federal Credit Union was organized in August l949 by 7 employees of Indiana & Michigan Electric Company. The credit union is a cooperative association organized in accordance with the Federal Credit Union Act and for the purpose of promoting thrift among it’s members and creating a source of credit for provident or productive purposes.
(574) 232-8021 Lender's profile and map Reviews AAA Federal Credit Union 1112 N Bendix Drive, South Bend, IN, 46628 AAA Federal Credit Union is a community based credit union dedicated to serving those who live, work, worship, attend school or volunteer in St. Joseph County, Indiana. OUR MISSION is to EFFECTIVELY ENHANCE THE FINANCIAL WELL BEING OF THE MEMBERSHIP IN AN EVER CHANGING ECONOMIC ENVIRONMENT BY PROVIDING APPROPRIATE FINANCIAL SERVICES.
(817) 596-9998 Lender's profile and map Reviews Texas Bank 901 Santa Fe, Weatherford, TX, 76086 In 1999, a group of local Parker County business people pooled their resources and expertise to create a community bank that would meet the needs and exceed the expectations of the residents and businesses of North Central Texas. Today, Texas Bank Financial has grown into an institution with 3 full-services branches
(708) 946-2246 Lender's profile and map Reviews First Community Bank and Trust 1111 Dixie Highway, Beecher, IL, 60401 First Community Bank and Trust is a privately owned bank. Established in 1916 First Community Bank and Trust has been serving Beecher, IL, Peotone, IL and the surrounding communities for over 100 years. Our commitment to providing the best banking products and services is matched only by our outstanding customer service.
(607) 324-8384 Lender's profile and map Reviews District #6 Federal Credit Unio 107 Broadway, Hornell, NY, 14843 The Credit Union was established on February 24, 1936 as District #6 New York State Highway Employees and was located at 30 West Main Street in Hornell. Membership was primarily made up of NYS Department of Transportation employees that worked in Region 6 (Steuben, Allegany, Chemung, Schuyler and Yates Counties)
(217) 322-3323 Lender's profile and map Reviews Rushville State Bank 100 E. Lafayette Street, Rushville, IL, 62681 Real Community Bank, which means that when we accept your deposits, we invest that money back into this area in the form of home mortgages for your neighbors, business loans for your merchants, and education savings plans for your school children. We support our community with our donations to local schools, clubs, charitable organizations.
(631) 324-8201 Lender's profile and map Reviews Par East Mortgage 15 Toilsome Lane, East Hampton, NY, 11937 PAR East is the East End's premier full-service mortgage company, with 25+ years of experience closing loans in New York’s tricky real estate market. Through this experience navigating the over-whelming demands of big banks, PAR East has built a reputation for bringing loans across the finish line with professionalism and ease.
(734) 721-5700 Lender's profile and map Reviews Wayne Westland Federal Credit Union 500 S. Wayne Rd, Westland, MI, 48186 Wayne Westland Federal Credit Union began in 1954 based on the credit union “people helping people” philosophy. As a community-chartered credit union, we put our members first in all we do. We’re not like a typical bank. WWFCU is not-for-profit, which means all of our earnings go back to you.
(734) 525-0700 Lender's profile and map Reviews Parkside Credit Union 1747 S. Newburgh Rd., Westland, MI, 48186 Parkside Credit Union, a Michigan based financial institution, has been serving the community since 1953. Parkside offers a full line of financial products and services to its members and provides convenient account access with thousands of nationwide fee‐free ATM locations as well as mobile, online, and telephone solutions.