USDA Vs. FHA your options comparison in Westwood-Lakes, Miami-Dade County, FL

In 2025, the USDA loan limit for Westwood-Lakes in the county of Miami-Dade, FL, is $0, whereas the FHA limit for a single-family home is $402,500.

Use Lendersa® USDA loan calculator to compare the best USDA versus FHA rates available today. This helps you figure out the income, credit, reserves, and documents required to qualify. Our comprehensive mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the most suitable program for your financial needs in .

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Loan Limits and Down Payment Requirements for 2025 in Westwood-Lakes, Miami-Dade, FL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $402,500 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Westwood-Lakes, FL

The objective of Lendersa® is to connect you with the best USDA or FHA loan as quickly and easily as possible. Select one of three initial options to discover matching lenders and USDA loan programs.

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Defining USDA Loans in FL

A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is specifically available in rural areas. FHA loans require a minimum down payment of 3.5%, whereas USDA loans do not require any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • TST Financial LLC
  • 1318 s College Avenue, Suite 4, Fort Collins, CO, 80524
  • At TST Financial Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
  • Excel Financial Group, LLC
  • 123 N College Ave, Suite 230, Fort Collins, CO, 80524
  • Excel Financial Group is a Colorado home loan and mortgage company that provides exceptional, unsurpassed mortgage and refinance services at the lowest local rates available. Our mortgage brokers work directly with you to achieve a financial solution that is customized to your needs and circumstances.
  • Family Mortgage CO, Inc.
  • 2203 N. Taft Ave, Loveland, CO, 80538
  • Family Mortgage provides residential mortgages for families and individuals looking to find their dream home or looking to refinance their existing mortgage. Whether you are a first time home buyer, an investor, or someone looking to sell your existing home and move up, we have the right mortgage loan for your needs.
  • M2 Home Loans LLC
  • 3442 Windsor Court, Loveland, CO, 80538
  • M² Home Loans is the best choice because we always call our clients back in a timely manner and fight for the best deal for them. I opened my business to better serve our clients through a more personalized approach to the industry. Most importantly, we DO NOT take no for an answer from the underwriters without putting up the best possible fight
  • Arnett & DeVoe Mortgage Group LLLP
  • 1803 North Taft Avenue, Loveland, CO, 80538
  • A&D Mortgage Group is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans for our trusted clients while providing the lowest interest rates and closing costs possible. Furthermore, we pledge to help our borrowers overcome any roadblocks that may arise while securing their loan.
  • Barnett Mortgage LLC
  • 1635 Foxtrail Drive, Suite 210, Loveland, CO, 80538
  • Barnett Mortgage ensures a dedicated lender experience that helps ensure most people get the loan and rate they need. The customized loans offered through Barnett Mortgage are designed to meet each person’s needs. We shop for the lowest rates possible, helping you get an out of the box loan. We help our clients get competitively low rates
  • Great Plains Mortgage Company LLC
  • 473 Routt Dr., Loveland, CO, 80538
  • The Great Plains Mortgage Company team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Lend4Less Colorado
  • 1635 Foxtrail Drive, Suite 234, Loveland, CO, 80538
  • At Lend4Less, we can show you how to get a hassle free lower rate......and save money on your home loan! We typically beat 99% of other lender's rates & closing costs with a low hassle digital loan process. Lend4less, Inc. is an Equal Housing Opportunity. Lend4less Inc is in the Mortgage Bankers and Loan Correspondents business.
  • Alibel Mortgage
  • 3416 Windsor Ct, Loveland, CO, 80538
  • "At Alibel Mortgage we strive to offer the best products and services in the mortgage industry. As wholesale mortgage brokers we are able to offer the absolute lowest rates in the business. Our goal is to provide the best possible experience for all of our clients. We attend every closing. This ensures that your closing transaction goes smooth