USDA and FHA Pro and Con in Westwood-Lakes, Miami-Dade County, FL
In 2026, the USDA loan limit for Westwood-Lakes in the county of Miami-Dade, FL, is $0, whereas the FHA limit for a single-family home is $402,500.
Use Lendersa® USDA loan calculator to compare the best USDA versus FHA rates available today. This helps you figure out the income, credit, reserves, and documents required to qualify. Our comprehensive mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the most suitable program for your financial needs in .
Loan Limits and Down Payment Requirements for 2026 in Westwood-Lakes, Miami-Dade, FL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Westwood-Lakes, FL
The objective of Lendersa® is to connect you with the best USDA or FHA loan as quickly and easily as possible. Select one of three initial options to discover matching lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is specifically available in rural areas. FHA loans require a minimum down payment of 3.5%, whereas USDA loans do not require any down payment at all.
The mission of Focus First FCU is to ensure that our members think of us first for their financial needs. We do this through equal treatment of all our members, quality service & a variety of products offered at competitive rates. A credit union is a not-for-profit financial cooperative that is owned and democratically controlled by its membership.
We provide financing to real estate investors. We work in many different asset classes including - 1-4 Family Residential, Multi Family, Commercial properties. We pride ourselves being steadfast in our pursuit to meet our clients needs, and are committed to upholding our three core principles. Service, Pricing, Continuous Improvement.
Freedom’s story began in 1922 when it was originally chartered as the Western Massachusetts Telephone Workers Credit Union. From a small office in the telephone company building on Worthington Street in Springfield, Massachusetts, the credit union grew until we found a new home on Main Street in Springfield.
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