USDA and FHA Pro and Con in Westwood-Lakes, Miami-Dade County, FL

In 2025, the USDA loan limit for Westwood-Lakes in the county of Miami-Dade, FL, is $0, whereas the FHA limit for a single-family home is $402,500.

Use Lendersa® USDA loan calculator to compare the best USDA versus FHA rates available today. This helps you figure out the income, credit, reserves, and documents required to qualify. Our comprehensive mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the most suitable program for your financial needs in .

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Loan Limits and Down Payment Requirements for 2025 in Westwood-Lakes, Miami-Dade, FL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $402,500 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Westwood-Lakes, FL

The objective of Lendersa® is to connect you with the best USDA or FHA loan as quickly and easily as possible. Select one of three initial options to discover matching lenders and USDA loan programs.

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Defining USDA Loans in FL

A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is specifically available in rural areas. FHA loans require a minimum down payment of 3.5%, whereas USDA loans do not require any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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