USDA Vs. FHA Pro and Con comparison in Orangetree, Collier County, FL
For the year 2025, the USDA loan limit for the city of Orangetree, situated in the county of Collier, FL, stands at $441,600. Meanwhile, the FHA loan has a limit of $672,750 when it comes to single-family homes.
Utilize the Lendersa® USDA loan calculator to compare the most favorable USDA and FHA rates today. It also assists you in determining the income, credit standing, reserves, and necessary documents for qualification. Our state-of-the-art mortgage calculator enables you to view USDA, FHA, Conforming, and VA loans side-by-side, assisting you in selecting the most suitable program for your unique financial circumstances in Alabama.
Loan limits and down payment requirements for 2025 in Orangetree, found within the county of Collier, FL
Type of Loan
Max Loan Limit
Minimum Down Payment
USDA
$441,600
0%
FHA
$672,750
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA loan choices in Orangetree, FL
The mission of Lendersa® is to promptly connect you to the most advantageous USDA or FHA loan options without the headache. Choose from three starting points to lead you to matching lenders and USDA loan schemes.
A USDA home loan is ensured by the government's Department of Agriculture, commonly referred to as the USDA rural development loan or USDA mortgage, and is specifically offered in rural regions. In contrast to FHA loans, which mandate a minimum down payment of 3.5%, USDA loans require no down payment at all.
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