USDA Vs. FHA Pro and Con comparison in Thonotosassa, Hillsborough County, FL
In the year 2026, the USDA loan limit in Thonotosassa, located in the county of Hillsborough, FL, is set at $336,500. Meanwhile, for a single-family home, the FHA limit is defined at $472,030.
Take advantage of Lendersa® USDA loan calculator to compare today's leading USDA versus FHA rates. This tool helps ascertain the income, credit standing, reserves, and documentation needed to qualify. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program tailored to meet your financial aspirations in .
2026 Loan Limits and Down Payment Requirements in Thonotosassa, Hillsborough, FL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Options in Thonotosassa, FL
The primary mission of Lendersa® is to efficiently secure you the best USDA or FHA loan without undue delay. Select any of the three starting options to pair up with compatible lenders and available USDA loan programs.
A USDA home loan is a government-guaranteed loan through the Department of Agriculture, typically known as a USDA rural development loan or USDA mortgage. This type of loan is exclusively available in rural terrains. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans offer zero down payment, providing a cost-effective pathway to homeownership in rural communities.
"Vision Mortgage Company, Ltd. offers a wide array of loan products ranging from the traditional residential & commercial funding to private portfolio alternative loan sources and non-QM financing.
Residential loans include new construction financing for primary residences, commercial businesses, as well as equipment and credit line sources."
Proactive Commercial Lending Group, LLC was formed back in 2003 by Bruce Myles with the thought that many good, hard working business owners were not getting the Banking Services they needed to survive, maintain and grow their business.We are able to apply more more relaxed credit and property restrictions.
8000 IH-10 WEST, Suite 600, San Antonio, TX, 78230
"Pinnacle Mortgage & Lending's core values include conducting business with sincerity, truth, and
fairness. We serve a wide range of homebuyers with a variety of loan products and services. At Pinnacle Mortgage & Lending our goal is to help make the loan process stress free by empowering you."
Olean Teachers and Postal County Federal Credit Union
1700 Constitution Avenue, Olean, NY, 14760
The Olean Teachers and Postal Federal Credit Union was chartered in 1952. It is a not-for-profit financial institution owned and controlled by the members and is operated for your benefit through a Board of Directors elected by the members. The Board of Directors is the policy making and the governing body of the Credit Union.
Dennis Viera mortgage broker, solely with the best interest of my clients in mind. With strong working relationships with over 20 lenders and a great network of realtors, I continue to find the perfect fit for my buyers while maintaining a fast and efficient process, but more importantly, keeping an absolute focus on the expectations
Citizens Home Loan Specialize in purchase and refinance transactions in Michigan and Colorado. Loan Types: Jumbo, Conventional, FHA, VA and USDA (rural development) NMLS 142908 Jay Wojciechowski 14 years of experience in Residential Mortgage Lending for purchase and refinance transactions. Conventional, FHA, VA, USDA & Jumbo
81 Kercheval Avenue, Suite 204, Grosse Pointe, MI, 48236
Hill Mortgage is based in Grosse Pointe Farms, Michigan. Founded by Jason Kaleta, Brendan Fossee & Dane Fossee. We are one of Michigan’s fastest growing mortgage brokerages. Our number one priority is customer service and creating meaningful and lasting relationships with our clients
Premiere Mortgage One was created with the goal of providing the best value in the mortgage industry to our customers. Our loan officers are fully licensed by the U.S. Government and are held to the highest standards of licensing, testing and continuing education. They are available any time to answer any questions.
