USDA VS FHA in Thonotosassa, Hillsborough County, FL

In 2024, USDA loan limit in Thonotosassa, county of Hillsborough, FL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in Thonotosassa, county of Hillsborough, FL

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Thonotosassa, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Oakland University Credit Union
  • 2200 N Squirrel Rd, Rochester, MI, 48309
  • MSUFCU was established 84 years ago to provide a safe place where members could borrow and save money. Over the years, we've built a strong foundation of relationships with our members - ultimately helping them achieve their dreams. Our employees live our mission every day to spark those moments for members to find financial freedom and security.
  • Lucrative Home Loans Inc
  • 2490 Walton Boulevard, Suite 101, Rochester, MI, 48309
  • Lucrative Home Loans, Inc. understands that buying a home is more than just a transaction: it’s a life-changing experience. We are committed to getting every client the very best rate and loan every single time. Becoming a one-stop-shop and personalized service for our clients’ convenience, was essential to our many years of success.
  • Gem Home Loans LLC
  • 1675 West Hamlin Road, Rochester, MI, 48309
  • Gem Home Loans is a client-focused lender made up of experienced professionals. We have made the choice to step away from the impersonal big-box banks and in your face marketing machines. We prefer working one-on-one with clients in building customized financial solutions. The person you contact will be the person who you work with throughout.
  • Metro Realtors Federal Credit Union
  • 346 Sunrise Highway, West Babylon, NY, 11704
  • As a Non-Profit Credit Union, banking with MRFCU makes you a Member and an Owner. We are structured so that we can focus on bringing our members the best quality banking services and products. Being a smaller credit union helps us to focus on each of our member's needs and provide them top quality service.
  • JP Financial Group Inc
  • 7601 West Montrose Avenue, Suite 1, Norridge, IL, 60706
  • JP Financial Group provide high quality service and a great experience. Customers can expect to be served with honesty, integrity and most importantly, competence. JP Financial Group, Inc. is a seasoned and professional mortgage broker company, which specializes in residential housing as well as commercial properties.
  • The Funding Guy
  • 15 Elizabeth Place, Yonkers, NY, 10703
  • At The Funding Guy, Inc. one of America’s fastest growing lending and real estate investment firms. The sole purpose of our firm is to deliver growth capital to the hotelier, restaurateur, and emerging entrepreneur to facilitate their growth. Since our inception in 1999, we’ve helped hundreds of small businesses"
  • Certus
  • 81 Centre Avenue, Suite 214, New Rochelle, NY, 10801
  • Certus Capital is a real estate finance company based out of New Rochelle NY 10801. Our mission is to provide perfect service, lower rates and faster closings to our real estate customers and business owners. Services, NJ Department of Banking & Insurance, CT Department of Banking, FL Office of Financial Regulation.
  • The Bally Team
  • 1050 Wilshire Dr, Suite 191, Troy, MI, 48042
  • The Bally Team, is a team of experts who partner with our realtors to help make sure you get put in the program/home you’ve been dreaming of. We master in all Purchase loans and Refinance loans. We offer the best debt consolidation programs around to make sure you set yourself up for the future