USDA and FHA Pro and Con in Palmetto-Bay, Miami-Dade County, FL
In 2025, the USDA loan limit for Palmetto-Bay, located in Miami-Dade county, FL is set at $0, whereas the FHA loan limit for a single-family home is $402,500.
By using the Lendersa® USDA loan calculator, you can compare the most current USDA vs. FHA rates, and evaluate the necessary income, credit, reserves, and documentation needed for eligibility. Our advanced mortgage calculator positions USDA, FHA, Conforming, and VA options side by side, providing guidance on which program in suits your financial needs best.
2025 Loan Limits & Down Payment Requirements in Palmetto-Bay, Miami-Dade County, FL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Palmetto-Bay, FL
Lendersa®'s mission is to promptly provide you with the most favorable USDA or FHA loan without any hassle. Choose one of three starting pathways leading to suitable lenders and USDA loan programs.
The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture and available only in rural areas. Unlike FHA loans, which require a 3.5% down payment minimum, USDA loans do not require any.
FiCare exists to serve our members. We are the credit union tailor-made for healthcare professionals in Florida. We serve you with complete financial services, competitive rates, and personal care extending beyond your financial health. We are federally insured by the National Credit Union Administration, so you can be confident banking
At Mortgages By Yvonne. I don't believe in points or fees. You work with me beginning to end. I text and communicate after traditional work hours.You won't be disappointed. Ask about bank statement loans. I can and do close in a few weeks if neccessary. My mission is to serve my clients with honesty, integrity and competence.
Moneylink Mortgage was started by Michael Galasso. Growing up in Indiana, Michael was a born Entrepreneur. Whether it was his paper route or car washing businesses when he was younger, or his very successful businesses he started in College at Ball State, he has always had the fire to create his own destiny.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
1253 Park Street, Suite UE8,, Clearwater, FL, 33756
Homestead Funding Corp. is a multi-state licensed mortgage banker. In operation since 1995, our corporate headquarters is located in Albany, New York. We have tens of thousands of satisfied customers, originated billions of dollars in residential mortgage loans, and maintained a reputation for exceptional service, honesty, integrity
Choice Real Estate Funding, LLC is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Florida. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt,
1190 South US Highway, Suite 17-92, Longwood, FL, 32750
Ray Baksh As real estate brokers, we assist in finding the right homes for first-time home buyers, investment properties for investors. We also work with individuals and families that are looking to purchase 2nd homes or multi-family homes. We work with buyers, sellers & investors.
Signature Financial Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
Fidelity Mortgage Services, Inc. has been in business in Central Florida since 1999. We are conveniently located at 434 and I-4 in Longwood. The company has developed a reputation for providing professional excellence and meeting each client's unique lending needs. Our goal is to continually surpass expectations
