USDA VS FHA in Richmond-Heights, Miami-Dade County, FL
For 2025, in Richmond-Heights, Miami-Dade County, FL, the USDA loan limit is set at $0, while the FHA limit for a single-family home reaches $402,500.
Try the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates. Determine the needed income, credit score, reserves, and documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side to assist you in selecting the most suitable program for your financial scenario in Alabama.
2025 Loan Limits and Down Payment Requirements in Richmond-Heights, Miami-Dade, FL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
Discover USDA and FHA Loan Options in Richmond-Heights, FL
Lendersa® aims to promptly secure you the best possible USDA or FHA loan without hassle. Start with one of three paths leading to matching lenders and compatible USDA loan programs.
A USDA home loan is backed by the U.S. Department of Agriculture, often known as a USDA rural development loan or USDA mortgage. It's exclusively for rural areas. In contrast to FHA loans that require a minimum down payment of 3.5%, USDA loans require none at all.
On October 15, 1957 Marshall Batho, Superintendent of Evergreen Park High School, notified the faculty that there would be a meeting to consider forming a credit union. About 21 faculty members from the high school & District 124 met with a representative from the Illinois Credit Union League & Evergreen Park Schools Federal Credit Union was born.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Elite Commercial Lending dba Elite Residential Lending is currently licensed in Illinois and is a full-service mortgage broker, headquartered in Chicago, Illinois and we offer fast service, low rates and we provide an innovative mix of mortgage products. Our Vice President has over 27 years of mortgage experience.
In 1935, when credit unions were helping Americans through the Great Depression, it was said that credit unions were "not for profit, not for charity, but for service," and that philosophy still holds true at UBI today. Today, UBI continues to look out for our members’ interests and provide a level of service.
We are here to serve you by answering your questions and assisting you in a friendly, courteous manner as you navigate through the mortgage loan process. We are confident that you will quickly see how committed we are to making sure you select the right loan option for your specific situation.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
2100 Executive Hills Blvd, Auburn Hills, MI, 48326
Genisys Credit Union is a not-for-profit, member-owned financial institution that has been committed to helping its members financially since 1936. Based out of Auburn Hills, Genisys is one of the largest credit unions in Michigan and one of the strongest in the country with over $2.3 billion in assets.
Average mortgage brokers do what's best for them and not for you. At Range Lending, our team of the best and brightest in the mortgage business will find the best loan options for your situation. We recognize that you are a human and not just a loan number, and we treat you accordingly.
2601 Cambridge Court, Suite 210, Auburn Hills, MI, 48326
PARDA Federal Credit Union is a unique and diverse organization. We pride ourselves in recruiting and retaining top talent to achieve our member service initiatives. We offer challenging positions, opportunities for advancement, and a business environment. PARDA also offers a number of employee benefits
MidAmerica Bancorp, Inc. offers a range of mortgages for first time and returning homebuyers with low down payment options. Our company has been serving the Chicagoland area for more than 25 years. We have become experts in the local housing market and in every type of home buying situation.
