USDA and FHA Pro and Con in The-Crossings, Miami-Dade County, FL

In 2026, the USDA loan limit in The-Crossings, located in Miami-Dade county, FL, is $0. Meanwhile, the FHA limit for a single-family home is $402,500.

You can use the Lendersa® USDA loan calculator to compare the best USDA and FHA rates available today, identifying the necessary income, credit, reserves, and documentation to qualify. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA terms side by side, assisting you in selecting the most suitable program in for your unique financial needs.

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2026 Loan Limits and Downpayment Requirements in The-Crossings, Miami-Dade County, FL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $402,500 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in The-Crossings, FL

Lendersa® is committed to quickly and efficiently securing you the best USDA or FHA loan without any hassle. Choose from three initial steps to connect with compatible lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

The USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture. It is designed exclusively for rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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