USDA Vs. FHA Pro and Con comparison in The-Crossings, Miami-Dade County, FL
In 2026, the USDA loan limit in The-Crossings, located in Miami-Dade county, FL, is $0. Meanwhile, the FHA limit for a single-family home is $402,500.
You can use the Lendersa® USDA loan calculator to compare the best USDA and FHA rates available today, identifying the necessary income, credit, reserves, and documentation to qualify. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA terms side by side, assisting you in selecting the most suitable program in for your unique financial needs.
2026 Loan Limits and Downpayment Requirements in The-Crossings, Miami-Dade County, FL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in The-Crossings, FL
Lendersa® is committed to quickly and efficiently securing you the best USDA or FHA loan without any hassle. Choose from three initial steps to connect with compatible lenders and USDA loan programs.
The USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture. It is designed exclusively for rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment at all.
9425 Southwest 72nd Street, Suite 134, Miami, FL, 33173
Revival Capital is a mortgage company that is here to shake up the lending industry! Revival means to improve on the condition or strength of something and that is exactly what we aim to do to this industry. We noticed that the big banks and big lenders are limiting clients with minimal programs
14750 Southwest 26 Street, Suite 115, Miami, FL, 33185
MIAMI CAPITAL Lending provides customized residential mortgages for purchasing or refinancing homes. We offer personalized mortgage services such as both FNMA/FHLMC specialty loans, 90% LTV with no mortgage insurance, 95% LTV down to a 580-credit score. We also offer 15-30 year loans, ARM mortgages, fixed mortgages, VA loans, equity lines,
14850 South West 26th Street, Suite 111, Miami, FL, 33185
Our company was established in May of 2002 by its founder Julio C. Gonzalez who has been in the mortgage industry for 31 years. Julio started as a servicing manager, specializing in Conventional loans. Some years later expanding to also service VA and FHA loans. Our prime source of business comes from customer referrals and repeat business.
We are a wholesale lender working with brokers and borrowers on residential investment properties with five or more units, including multi‑family and mixed‑use.
Jimenez Property Pros is the parent company of Mortgage & Real Estate Companies, such as FL Licensed Mortgage Broker Jimenez Property Loans, LLC, NMLS 1988717. Jimenez Property Pros, LLC is wholly owned by Jimenez Holdings, LLC. Jimenez Property Pros, intends to be the one stop place where customers, clients,
E&H Mortgage Processing, LLC was founded in Miami, FL in September of 2018. We provide 3 Processing Service Levels, as well as consulting packages for existing offices, and new offices alike. Let us take the headaches out of processing, so you can spend more time originating! We will help you close more loans efficiently and accurately
17454 Southwest 79th Court, Palmetto Bay, FL, 33157
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
