USDA Vs. FHA Pro and Con comparison in The-Crossings, Miami-Dade County, FL

In 2025, the USDA loan limit in The-Crossings, located in Miami-Dade county, FL, is $0. Meanwhile, the FHA limit for a single-family home is $402,500.

You can use the Lendersa® USDA loan calculator to compare the best USDA and FHA rates available today, identifying the necessary income, credit, reserves, and documentation to qualify. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA terms side by side, assisting you in selecting the most suitable program in for your unique financial needs.

Explore loan offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in The-Crossings, Miami-Dade County, FL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $402,500 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in The-Crossings, FL

Lendersa® is committed to quickly and efficiently securing you the best USDA or FHA loan without any hassle. Choose from three initial steps to connect with compatible lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

The USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture. It is designed exclusively for rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Heidelberg Capital Corp
  • 17513 Canal Shores Drive, Odessa, FL, 33556
  • Heidelberg Capital Corp. is a Licensed Florida Mortgage Brokerage Corporation dedicated to helping Florida consumers make informed real estate financing decisions. Our professional, experienced staff will answer all your real estate financing questions and will ensure your mortgage process goes smoothly from application to funding.
  • MOTTO MORTGAGE APPROVED
  • 8517 Gunn Highway, Odessa, FL, 33556
  • As the owners of Motto Mortgage Approved (Kerven & Marilyn Dennis) we would like to thank you for getting to this page it means you share an interest in supporting our Franchise/Local Tampa small business. Supporting your neighbor, your friend. We are not here hiding behind the computer never to be seen.
  • Vera Mortgage
  • 637 Neptune Drive, Groveland, FL, 34736
  • "At Vera Mortgage, our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. For most Americans purchasing or refinancing a home is the largest investment they will ever make. And it should be treated as such. As a licensed mortgage loan originator & Realtor Broke
  • Sunstate Realty & Mortgage
  • 1190 South US Highway, Suite 17-92, Longwood, FL, 32750
  • Ray Baksh As real estate brokers, we assist in finding the right homes for first-time home buyers, investment properties for investors. We also work with individuals and families that are looking to purchase 2nd homes or multi-family homes. We work with buyers, sellers & investors.
  • Signature Financial Inc
  • 1997 Longwood Lake Mary Rd, Longwood, FL, 32750
  • Signature Financial Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
  • Fidelity Mortgage Services, Inc
  • 240 Crown Oak Centre Drive, Longwood, FL, 32750
  • Fidelity Mortgage Services, Inc. has been in business in Central Florida since 1999. We are conveniently located at 434 and I-4 in Longwood. The company has developed a reputation for providing professional excellence and meeting each client's unique lending needs. Our goal is to continually surpass expectations
  • i3 Lending Inc.
  • 1900 Boothe Circle, Suite #100, Longwood, FL, 32750
  • i3 Lending is a leading provider of mortgage services. With our large network of lenders, we are able to offer our clients the most competitive rates on the market, unique loan programs, and specialty products. Our commitment to building strong client relationships through expert customer.
  • One Florida Bank
  • 21 E. Third Street, Apopka, FL, 32703
  • As a Florida-based bank, we are firmly rooted in our local communities. We believe a locally owned and managed bank better serves your needs, with decisions made locally by an experienced team of bankers and a board of directors steeped in Florida’s entrepreneurial spirit. We are committed to knowing you personally, understanding your needs and goa