USDA Vs. FHA your options comparison in Three-Lakes, Miami-Dade County, FL
In 2025, the USDA loan limit for a single-family home in Three-Lakes, located in the county of Miami-Dade, FL, is $0, while the FHA limit is $402,500.
Utilize the Lendersa® USDA loan calculator today to compare the most favorable USDA and FHA rates. You can determine the income, credit status, reserves, and necessary documents for qualification. Our comprehensive mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA options to help you find the best program for your finances in .
2025 loan limits and down payment requirements in Three-Lakes, Miami-Dade, FL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA loan alternatives in Three-Lakes, FL
At Lendersa®, our goal is to secure the best possible USDA or FHA loan for you swiftly and without stress. Choose one of three different starting points to connect with matching lenders and USDA loan programs.
A USDA home loan, backed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Differing from FHA loans, which need a minimum of 3.5% down payment, the USDA mortgage requires no down payment whatsoever.
Since 1956, Liberty Bank has been supporting small businesses and homeowners in the Salt Lake City area. We believe in offering excellent customer service, home loans, and competitive CD rates and Our bank also supports the local community by working with several local groups, such as the Salt Lake Rotary Club.
Ridgeline Federal Credit Union (formerly known as Utah Federal Credit Union) has been open since 1951. The credit union has assets totaling $27.49 Million and provides banking services to more than 2, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans
699 E. South Temple, Suite 140, Salt Lake City, UT, 84102
Mortgage America, LC offer a wide array of conventional mortgage loan products. Jennifer Berard has functioned as the Owner Lending Manager since our inception. Our committment is to exceptional customer service with 20+ years combined experience in the mortgage industry while providing the lowest interest rates available at reasonable costs.
Black Square was founded in 2009 to fill financial gaps in the real estate marketplace resulting from the collapse of the global financial markets. The principals of Black Square have in depth experience gained from purchasing, rehabilitating, renting and selling 1000's of single family homes for over 35 years.
807 E South Temple Suite 200, Salt Lake City, CA, 84102
Black Square was founded in 2009 to fill financial gaps in the real estate marketplace resulting from the collapse of the global financial markets. The principals of Black Square have in depth experience gained from purchasing, rehabilitating, renting and selling 1000's of single family homes for over 35 years
Zions Bank isn't just a Bank. We're part of your community, your next door neighbor, with more than 140 years of history behind every transaction and community investment. We offer access to ATMs throughout Utah, Idaho, and eight other states. We provide financial resources, wealth management solutions, mortgage services, and more
At American Title Loans, our mission is to offer highly competitive services while treating each customer with a superior level of respect and understanding. Great customer service isn’t our goal, it’s our passion. We are passionate about creating a personal connection with each of our customers.
TransWest Credit Union has been making loans since 1935. Originally the credit union for Utah employees of The Union Pacific Railroad, we now serve employees of Kennecott Copper Corporation and U.S. Magnesium, as well as all residents of Salt Lake County.
TransWest Credit Union is a not-for-profit organization.
1865 S Main Street, Suite 2, Salt Lake City, UT, 84115
Tanner Employees Credit Union was founded by O.C. Tanner employees over 60 years ago, in 1957. This small group of employees wanted to unite and pool their money together to provide easier access to credit.
From the beginning our credit union philosophy was “people helping people”, and remains the same today.
124 West 1400 South, Suite 101, Salt Lake City, UT, 84115
Firefighters Credit Union serves firefighters and their family members throughout the state of Utah. In order to be eligible to join the credit union, members must in one of the following groups:
Full-time, part-time, or volunteer firefighter for a fire department located in the State of Utah
Full-time or part-time employee of a fire departm
