USDA Vs. FHA Pro and Con comparison in Three-Lakes, Miami-Dade County, FL
In 2026, the USDA loan limit for a single-family home in Three-Lakes, located in the county of Miami-Dade, FL, is $0, while the FHA limit is $402,500.
Utilize the Lendersa® USDA loan calculator today to compare the most favorable USDA and FHA rates. You can determine the income, credit status, reserves, and necessary documents for qualification. Our comprehensive mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA options to help you find the best program for your finances in .
2026 loan limits and down payment requirements in Three-Lakes, Miami-Dade, FL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA loan alternatives in Three-Lakes, FL
At Lendersa®, our goal is to secure the best possible USDA or FHA loan for you swiftly and without stress. Choose one of three different starting points to connect with matching lenders and USDA loan programs.
A USDA home loan, backed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Differing from FHA loans, which need a minimum of 3.5% down payment, the USDA mortgage requires no down payment whatsoever.
Everglades Federal Credit Union is a member owned financial cooperative organized in order to provide for the financial needs of its owner members, both depositors and borrowers.Everglades Federal Credit Union believes the credit union should be administered to maintain a sound financial base, to promote thrift among its members.
5589 Okeechobee Blvd STE 105, West Palm Beach, FL, 33417
Looking for a mortgage broker in West Palm Beach? If you're looking for a home loan anywhere in Palm Beach County, we're here to help! We treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We repres
5589 Okeechobee Blvd Ste #101,, West Palm Beach, FL, 33417
Ideal Lending Solutions specializes in residential mortgages with branches throughout Florida and North Carolina. Ideal Lending Solutions, a division of American Financial Network, Inc. is a Direct Lender with delegated authority to underwrite, fund and service Conventional, FHA, USDA, VA loan, and Jumbo loan products in house.
5589 Okeechobee Blvd - Suite 105, West Palm Beach, FL, 33417
Palm Beach Mortgage Group, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
2829 Exchange Court, Unit A, West Palm Beach, FL, 33409
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
### Your Trusted Partner in Real Estate Financing At Jamison Troutman Real Estate, we specialize in providing tailored financial solutions including hard money, private money, and conventional loans. Our personalized approach ensures you get more than a one-size-fits-all underwriting. Collaborate with
515 North Flagler Drive, Suite P-300, West Palm Beach, FL, 33401
CRELoan is a leading Commercial Real Estate Loan advisory firm that secures financing for the nations top-tier investors, operators, owners and developers. We work with a wide array of sources to arrange financing for all commercial property types from $10, 000, 000 to in excess of $50, 000, 000 per transaction.
301 Clematis Street, Suite 3000, West Palm Beach, FL, 33401
Landmark Appraisal & Realty Group is owned and operated by Matt Thoren, a 24 year veteran of South Florida real estate. Our appraisal firm covers Palm Beach, Broward, Martin and St. Lucie Counties. Our staff of appraisers are strategically located in the areas we cover – we live where you live!
"We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. You may also evaluate your different financing options by using interactive calculators and going over various mortgage scenarios."
120 South Olive Avenue, Suite 602, West Palm Beach, FL, 33401
Palm Beach First Financial and Mortgage is a leading lender in the West Palm Beach area. Palm Beach First Financial and Mortgage can provide low rate, no hassle mortgages for primary residences, second (vacation) homes, and investment properties. Eric can also work with current homeowners who are looking to refinance to a lower rate or payment.
