USDA and FHA Pro and Con in Three-Lakes, Miami-Dade County, FL
In 2026, the USDA loan limit for a single-family home in Three-Lakes, located in the county of Miami-Dade, FL, is $0, while the FHA limit is $402,500.
Utilize the Lendersa® USDA loan calculator today to compare the most favorable USDA and FHA rates. You can determine the income, credit status, reserves, and necessary documents for qualification. Our comprehensive mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA options to help you find the best program for your finances in .
2026 loan limits and down payment requirements in Three-Lakes, Miami-Dade, FL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA loan alternatives in Three-Lakes, FL
At Lendersa®, our goal is to secure the best possible USDA or FHA loan for you swiftly and without stress. Choose one of three different starting points to connect with matching lenders and USDA loan programs.
A USDA home loan, backed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Differing from FHA loans, which need a minimum of 3.5% down payment, the USDA mortgage requires no down payment whatsoever.
Stockbridge Capital, LLC has been an industry leader in the acquisition and management of vacant land real estate assets throughout the nation. With a primary focus on portfolios comprised of vacant land loans as well as REO, the firm is also involved in purchasing portfolios secured by mobile homes and land.
Over the past 30 years, the mortgage professionals at OwnersChoice have earned a reputation for attention to detail, timeliness, answers, and the ability to deliver financing that fits your life. It’s the kind of excellence and “personal touch” you’d expect from a home lending partner with deep roots in the credit union movement.
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
Homeowners Advantage provides affordable home real estate loan options to homebuyers, homeowners, credit unions, real estate professionals, investors and builders in order to make the dream of owning a home a reality. We provide the highest level of integrity, professionalism and customer service in the mortgage industry.
CMN Funding is a financial services company that specializes in the needs of the commercial client. CMN is a full service outlet for many types of commercial financing. Our primary focus is to obtain funding for commercial real estate transactions.
Our company pledge is to work very hard to find the right home for every deal. CMN has long standi
11225 College Blvd, Suite 150, Overland Park, KS, 66210
For more than 120 years, Kendall Bank has been dedicated to helping individuals, families, and businesses achieve their financial goals.
Today, we remain committed to providing every customer with an exceptional all-inclusive banking experience that combines big-bank expertise and technology
11225 College Blvd, Suite 125, Overland Park, KS, 66210
Caffrey & Company LLC is a full service commercial mortgage broker who will work for you to achieve your commercial real estate financing goals.
We specialize in commercial real estate loans from $1, 000, 000 and up for acquisition or refinancing of Apartment Building Loans, Shopping Centers Loans, Mixed-use, Office Building Financing etc.
We are First Federal Bank of Kansas City, and our mission is helping the people and communities we serve build a brighter financial future. That means being the community banking leader in providing customer-focused products, insight and encouragement. It's a purpose bigger than profit. By promoting the power of homeownership
At Mortgage Enterprises. We are a professional mortgage company in Kansas and Missouri specializing in residential mortgages. We find loans that fit the goals of each client. We have highly skilled loan officers who know what it takes to get through underwriting quickly while keeping you informed of your process every step of the way.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
