USDA VS FHA in Pasadena-Hills, Pasco County, FL

In 2025, the USDA loan ceiling in Pasadena-Hills located in Pasco county, FL amounts to $285,000, whereas the FHA cap is $356,362 for purchasing a single-family dwelling.

Utilize the Lendersa® USDA loan estimator to juxtapose today's USDA and FHA optimal rates. It also helps ascertain the income, credit score, reserves, and documentation necessary for eligibility. With our comprehensive mortgage tool, compare the USDA, FHA, Conforming, and VA rates side by side to choose the best fit for your financial needs in .

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2025 Lending Limits and Downpayment Needs in Pasadena-Hills of Pasco County, FL

Loan Type Loan Limit Down payment
USDA $285,000 None
FHA $356,362 3.5%
Conventional Conforming $548,250 Three percent

USDA and FHA Loan Opportunities in Pasadena-Hills, FL

At Lendersa®, we aim to help you secure the ideal USDA or FHA loan swiftly and stress-free. Begin your journey by selecting one of the three paths leading to lender matching and USDA loan offerings.

Lendersa USDA loan request and matching outcomes

What Defines a USDA Loan in FL?

A USDA home loan is guaranteed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or simply USDA mortgage, and is specifically available for rural areas. Unlike FHA loans that mandate a minimum down payment of 3.5%, USDA mortgage loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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