USDA Vs. FHA Pro and Con comparison in Pasadena-Hills, Pasco County, FL
In 2025, the USDA loan ceiling in Pasadena-Hills located in Pasco county, FL amounts to $285,000, whereas the FHA cap is $356,362 for purchasing a single-family dwelling.
Utilize the Lendersa® USDA loan estimator to juxtapose today's USDA and FHA optimal rates. It also helps ascertain the income, credit score, reserves, and documentation necessary for eligibility. With our comprehensive mortgage tool, compare the USDA, FHA, Conforming, and VA rates side by side to choose the best fit for your financial needs in .
2025 Lending Limits and Downpayment Needs in Pasadena-Hills of Pasco County, FL
Loan Type
Loan Limit
Down payment
USDA
$285,000
None
FHA
$356,362
3.5%
Conventional Conforming
$548,250
Three percent
USDA and FHA Loan Opportunities in Pasadena-Hills, FL
At Lendersa®, we aim to help you secure the ideal USDA or FHA loan swiftly and stress-free. Begin your journey by selecting one of the three paths leading to lender matching and USDA loan offerings.
A USDA home loan is guaranteed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or simply USDA mortgage, and is specifically available for rural areas. Unlike FHA loans that mandate a minimum down payment of 3.5%, USDA mortgage loans require no down payment at all.
American South specializes in a seamless home buying experience. We are a local company focused on the client throughout the entire loan process and here to guide you every step of the way. Our customers like us because we offer competitive rates and fees, quick turnarounds on their loans, and great customer service.
Cedotal Mortgage Company is committed to helping you find the ideal mortgage product for your specific financing needs. We understand that every borrower is unique and we offer a variety of products to meet each of your individual needs. We make the process of securing a mortgage simple
CBBC Bank is to make our LOCAL community a better place to live and work. This is accomplished by employing highly skilled and motivated team members with personal integrity and strong core values. Our commitment is to anticipate and exceed expectations in providing the best possible banking solutions.
Vanderbilt Mortgage and Finance, Inc., a national housing lender, specializes in the financing of new modular and manufactured homes. VMF was established in 1974 and currently services over 200,000 loans. Our strength as an organization is rooted in the quality of our people and products.
River Region Federal Credit Union has been open since 1960. The credit union has assets totaling $41.43 Million and provides banking services to more than 2, 000 members.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.
TENNESSEE HOME MORTGAGE, INC. We are a full-service mortgage company based in Alcoa, Tennessee. We specialize in FHA Home Loans, VA, USDA, New Homebuyer Loans in Alcoa. We also serve the surrounding cities in Blount County, Loudon County, Knox County, Monore County, Anderson County, Sevier County, Union County.
Millenia Mortgage was originally established January 1, 2000. As you are aware, there are many mortgage companies and banks that offer low rates and fees but not many people understand why there is a fluctuation in costs associated with doing a loan if all programs and guidelines are standard to the industry.
First Federal Bank headquartered in Dunn, North Carolina is a community bank with 6 locations in eastern North Carolina. First Federal provides corporations, businesses and consumers with a full range of innovative banking and financial solutions.
Our services and products include commercial.
1st Legacy Capital was founded by Ken Freshwater & Andy Shurden in 2016. After nearly 40 years of combined mortgage experience, Ken & Andy formed 1st Legacy Capital LLC to provide consumers in Mississippi the premier resource for Mississippi Reverse Mortgage Loans. 1st Legacy is located in Starkville Mississippi & serves consumers state wide.
