USDA and FHA Pro and Con in Dade-City-North, Pasco County, FL
For 2026, the USDA loan cap in Dade-City-North, within Pasco, FL, is {DETAILS_LOAN_LIMIT_USDA_1_1_4}, while the FHA limit for a single-family home stands at $356,362.
Use Lendersa®'s USDA loan calculator to evaluate and compare today's leading USDA and FHA rates. Determine the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the best program tailored to your financial situation in .
2026 Loan Limits and Down Payment Requirements in Dade-City-North, Pasco, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Dade-City-North, FL
Lendersa® aims to efficiently connect you with the top USDA or FHA loan without any hassle. Choose from three pathways that result in matched lenders and suitable USDA loan programs.
The USDA home loan is guaranteed by the Department of Agriculture and is also known as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans do not require any down payment.
Guaranty Bank offers a full range of personal and business services. We offer various types of checking and savings accounts as well as loans and investment services. We pledge to offer the most up-to-date banking services and products with the personal attention you deserve. Guaranty Bank's mission is to set the standard in our communities.
Dixie Line Credit Union is a not-for-profit financial cooperative founded in 1932, to promote saving, provide financial services and serve as a source of credit for provident and productive purposes, at the lowest possible cost. Throughout Dixie Line Credit Union’s strategic plan, we will make every effort to enable our members.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
PIAS Credit Union has been open since 1991. The credit union has assets totaling $5.61 Million and provides banking services to more than 700 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
1321 Murfreesboro Pike, Suite 200, Nashville, TN, 37217
Accurate Mortgage Group is a division of Acopia, LLC, which is a locally owned and operated mortgage lender in Middle Tennessee. But, really, we’re pretty much like you. Many of us grew up in this area and, those who didn’t, are quick to say how happy they are to have moved here. We’re proud to say that we live
FNB Oxford Bank has over 65 employees who are a crucial part of this community. Not only do they contribute to the economic well-being of Lafayette County by providing loans and other banking services, they also contribute to the quality of life in Oxford and Lafayette County through civic and charitable activities.
Mechanics Mortgage opened in December of 1996 to provide our community with specialized service in permanent residential financing. Our primary service areas are Oxford, Water Valley and the surrounding communities. We provide counseling and pre-qualification to those interested in purchasing or building a new home,
ValleyStar Credit Union has been serving businesses and families like yours since 1953. It’s our mission to make banking and managing your finances as easy and convenient as possible. We want to get beyond the dry language of mortgages, loans, accounts and credit cards to what you really care about.
