USDA Vs. FHA Pro and Con comparison in Dade-City-North, Pasco County, FL
For 2025, the USDA loan cap in Dade-City-North, within Pasco, FL, is {DETAILS_LOAN_LIMIT_USDA_1_1_4}, while the FHA limit for a single-family home stands at $356,362.
Use Lendersa®'s USDA loan calculator to evaluate and compare today's leading USDA and FHA rates. Determine the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the best program tailored to your financial situation in .
2025 Loan Limits and Down Payment Requirements in Dade-City-North, Pasco, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Dade-City-North, FL
Lendersa® aims to efficiently connect you with the top USDA or FHA loan without any hassle. Choose from three pathways that result in matched lenders and suitable USDA loan programs.
The USDA home loan is guaranteed by the Department of Agriculture and is also known as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans do not require any down payment.
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249 Central Park Ave, Suite 300, Virginia Beach, VA, 23462
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249 Central Park Ave, Ste 300, Virginia Beach, VA, 23462
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