USDA and FHA Pro and Con in Viera-East, Brevard County, FL

In the year 2026, the USDA loan limit for Viera-East in Brevard county, FL, is $285,000, while the FHA loan limit for a single-family home is $356,362.

Utilize Lendersa®'s USDA loan calculator to contrast today's best USDA and FHA rates and learn about the income, credit, reserves, and required documents for qualification. Our sophisticated mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side by side, facilitating a decision on the best program for your financial situation in .

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2026 Loan Limits and Down Payment Requirements in Viera-East, Brevard, FL

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Viera-East, FL

Lendersa® aims to provide you with the quickest and least complicated way to secure the best USDA or FHA loan. Choose from three methods to connect with matching lenders and access USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in FL?

The USDA home loan, also called a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and available only in rural areas. Unlike FHA loans that demand a minimum down payment of 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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