USDA and FHA Pro and Con in Viera-East, Brevard County, FL

In the year 2026, the USDA loan limit for Viera-East in Brevard county, FL, is $285,000, while the FHA loan limit for a single-family home is $356,362.

Utilize Lendersa®'s USDA loan calculator to contrast today's best USDA and FHA rates and learn about the income, credit, reserves, and required documents for qualification. Our sophisticated mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side by side, facilitating a decision on the best program for your financial situation in .

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2026 Loan Limits and Down Payment Requirements in Viera-East, Brevard, FL

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Viera-East, FL

Lendersa® aims to provide you with the quickest and least complicated way to secure the best USDA or FHA loan. Choose from three methods to connect with matching lenders and access USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in FL?

The USDA home loan, also called a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and available only in rural areas. Unlike FHA loans that demand a minimum down payment of 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Viera-East Lenders

  • Community Credit Union Florida
  • 1030 US Highway 1, Rockledge, FL, 32955
  • Lends in Florida
  • Community Credit Union Florida is a not-for-profit financial institution on a mission to improve the financial well-being of our members & make a positive difference in the community. We strive to offer excellent personal service complemented by convenient online and mobile services that let you manage your money

  • Morgan Financial
  • 5805 U.S. Highway 1, Rockledge, FL, 32955
  • Lends in Florida
  • Morgan Financial has built a strong reputation as an outstanding mortgage lender; serving the lending needs of real estate professionals and individual homebuyers throughout the state of Florida. We believe in providing a smooth transaction for our clients as well as maintaining client focused throughout the entire loan process.

  • CrossPoint Funding
  • 3270 Suntree Blvd, Suite 1118, Melbourne, FL, 32940
  • Lends in Florida
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Eagle Bay Mortgage LLC
  • 5995 Trieda Drive, Viera, FL, 32940
  • Lends in Florida
  • John Matteucci founded Eagle Bay Mortgage based on the belief that getting a mortgage should be an easy, stress free and inexpensive process. As an independent mortgage broker, John Matteucci has access to the best mortgage pricing available and we keep expenses low so our cost savings can be passed on to you.

  • Phoenix Star Mortgage LLC
  • 7341 Office Park Place, Suite 201, Melbourne, FL, 32940
  • Lends in Florida
  • Phoenix Star Mortgage, LLC. provides our clients, buyers agents, and builders personalized one-on-one services that is required to make a mortgage transaction smooth and stress-free. We believe in working directly with our clients and referral partners to build long-lasting relationships, based on respect, loyalty, and trust.

  • Shelter Mortgage Company
  • 7341 Office Park Place, Suite 106, Melbourne, FL, 32940
  • Lends in Florida
  • Shelter Mortgage offers hundreds of loan choices to our customers, but our strength lies in the knowledge and experience of our loan officers. Many of our loan officers have been in the industry for decades and have successfully handled all types of home buying situations.Shelter Mortgage was founded in 1984 .

  • Launch Credit Union
  • 300 S. Plumosa St, Merritt Island, FL, 32952
  • Lends in Florida
  • Launch Credit Union was officially chartered in April of 1963, & since then we’ve been providing quality financial products and exceptional service to our members for more than 50 years. We look forward to helping you go beyond to reach your financial goals. Stop by any of our conveniently located branches to open your savings & checking account,

  • Homevision Mortgage Lending Inc
  • 3962 W Eau Galle Blvd, Suite A, Melbourne, FL, 32934
  • Lends in Florida
  • Homevision Mortgage Lending Inc. is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time, and you can trust.

  • Kendall Mortgage Corporation
  • 1600 W Eau Gallie Blvd, Suite 205J, Melbourne, FL, 32935
  • Lends in Florida
  • Kendall Mortgage Corporation is a preferred Florida home mortgage lender specializing in new home loans and mortgage refinance. Serving Brevard County and all of Florida, for 25 years, Kendall Mortgage has the experience necessary to help our clients navigate the often complex process involved with obtaining a home loan.