USDA and FHA Pro and Con in Viera-West, Brevard County, FL

In 2026, the USDA loan limit for Viera-West in the county of Brevard, FL, is $285,000, while the FHA limit for a single-family home is $356,362.

Use the Lendersa® USDA loan calculator to effectively compare today's top USDA and FHA rates. Find out the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, helping you determine the best program for your financial needs in .

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Loan Limits and Down Payment Requirements for 2026 in Viera-West, Brevard, FL

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Viera-West, FL

Lendersa®'s goal is to connect you with the best USDA or FHA loan quickly and effortlessly. Choose one of three starting points to match with lenders and access USDA loan programs.

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Understanding the USDA Loan in FL

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture. It's available exclusively in rural regions. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans are obtainable with no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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