USDA Vs. FHA Pro and Con comparison in Viera-West, Brevard County, FL

In 2025, the USDA loan limit for Viera-West in the county of Brevard, FL, is $285,000, while the FHA limit for a single-family home is $356,362.

Use the Lendersa® USDA loan calculator to effectively compare today's top USDA and FHA rates. Find out the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, helping you determine the best program for your financial needs in .

Explore loan offers from 100 lenders

Loan Limits and Down Payment Requirements for 2025 in Viera-West, Brevard, FL

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Viera-West, FL

Lendersa®'s goal is to connect you with the best USDA or FHA loan quickly and effortlessly. Choose one of three starting points to match with lenders and access USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in FL

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture. It's available exclusively in rural regions. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans are obtainable with no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • InterTrust Mortgage, L.L.C.
  • 1027 Harding Street, Lafayette, LA, 70503
  • InterTrust Mortgage, L.L.C. is a full service, licensed mortgage broker. It is our commitment to offer only the highest quality professional service to our clients, Realtors and associates in related fields. Over the years, we have built a reputation of offering honest, ethical, and thorough service to our clients.
  • Mississippi Land Bank
  • 5509 Hwy 51, North Senatobia, MS, 38668
  • For over 100 years, Mississippi Land Bank has been one of the premier lenders for land in the northern 32 counties of Mississippi. From a homesite with a few acres to an agriculture or hunting property with a few thousand acres – we offer long-term financing for land purchases and refinancing.
  • Sycamore Bank
  • 301 East Main, Senatobia, MS, 38668
  • It all started in 1900, when a group of 35 local businessmen and farmers established Senatobia Bank as a home owned, community bank dedicated to providing banking services in a friendly and effective manner. We have stayed a community bank throughout all these years; even today, most of the shareholders of our holding company.
  • Cha-Tel Federal Credit Union
  • 1500 MacCorkle Avenue SE, Charleston, WV, 25314
  • Cha-Tel Federal Credit Union was organized and received its Federal charter on November 18, 1963. Since that time we have grown to over 10 million in assets and over 2, 100 in membership. When you become a credit union member, you become one of its owners. You help to elect the officers and you are eligible to serve the membership as a volunte
  • Augusta County Federal Credit Union
  • 18 Government Center Lane, Verona, VA, 24482
  • Founded in 1957, the Augusta County Federal Credit Union is here to serve full time employes of Augusta County, Va. The credit union has assets totaling $30.96 Million and provides banking services to more than 3, 000 members as of March 2022. The credit union is a not-for-profit, member-owned financial cooperative.
  • Bank of Buffalo
  • 2441 Greensburg Road, Buffalo, KY, 42716
  • At the Bank of Buffalo, we strive to offer the banking service our customers have come to expect. Most importantly, our experienced staff delivers these services in a friendly, efficient manner The Bank of Buffalo has been serving customers since August 1, 1901. We are known for our family style atmosphere and old fashion customer service.
  • Cajun Loan
  • 2470 W. Congress St., Lafayette, LA, 70506
  • Cajun Loan is a locally owned and operated company that has been providing prompt and friendly service to the community of Acadiana. We provide auto, title, vacation, home improvement, furniture and back to school loans. We provide same-day approval. We are your most trusted company when it comes to cash loans.
  • Acadian Federal Credit Union
  • 102 Sunbeam Lane, Lafayette, LA, 70506
  • Acadian Federal Credit Union has been serving our members since 1950, with the help of our member volunteers. We continue to expand our products and services to keep up with technology. We pride ourselves on offering great rates and services to our geographically diverse membership.
  • Acadiana Medical Federal Credit Union
  • 702 St Landry Street, Lafayette, LA, 70506
  • Acadiana Medical Federal Credit Union membership is a great way to obtain many low-cost financial services. Establishing AMFCU membership means you will be opening a Savings Account (Regular Share Account) with a minimum deposit of $15 to open a regular share account. Once the account has been opened.
  • Maple Federal Credit Union
  • 105 Toledo Drive, Lafayette, LA, 70506
  • Maple Federal Credit Union is here to celebrate with you when things are going well—but we’re also there for you when life happens. No matter where you are right now, we’re ready to meet you with fair, affordable loan rates and savings programs that can help you achieve your dreams and prepare for life’s unexpected turns.
  • 705 Federal Credit Union
  • 1455 West Willow Street, Lafayette, LA, 70506
  • 705 Federal Credit Union is opend since 1968. 705 Federal Credit Union is a not-for-profit financial institution. The credit union gives profit made back to those who belong through lower interest rates on loans, fewer fees, and higher dividends on savings accounts. Our members are made up of employees of various businesses within the Acadiana.
  • University of Louisiana Federal Credit Union
  • 805 Bertrand Drive, Lafayette, LA, 70506
  • Chartered in September 1958 University of Louisiana Federal Credit Union was formed by ten employees of Southwestern Louisiana Institute. These employees wanted to create a source of credit for members by pooling their savings to make loans at a low interest rate as well as offer other financial services for the economic well-being of members.