In the year 2025, the USDA loan limit in Rotonda, under the jurisdiction of Charlotte county in FL, is set at $376,000. Conversely, the FHA loan limit for a single-family home is $472,030.
Utilizing the Lendersa® USDA loan calculator, you can compare the most favorable rates available today between USDA and FHA loans. It helps determine essential qualifications like income, credit, reserves, and requisite documentation. With our modern mortgage calculator, you have the ability to review USDA, FHA, Conforming, and VA programs side by side, ensuring you choose the option that suits your financial needs in best.
2025 Loan Limits and Down Payment Requirements in Rotonda, County of Charlotte, FL
Loan Type
Loan Limit
Down Payment
USDA
$376,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Rotonda, FL
Lendersa® is committed to securing the most optimal USDA or FHA loan swiftly and without difficulty. Choose one of three starting points to connect with lenders and relevant USDA loan programs effectively.
The USDA home loan, which is assured by the government's Department of Agriculture, is commonly known as the USDA rural development loan or USDA mortgage. It is exclusively available for properties in rural neighborhoods. Unlike FHA loans, which demand a minimum down payment of 3.5%, the USDA mortgage requires no down payment at all, offering financial flexibility to qualifying buyers.
Our mission is to offer financial services to members of our community with an emphasis on asset development and the achievement of long-term financial security. We specifically will strive to develop relationships with persons who previously have had no interaction with existing financial institutions.
2751 Ralph Buckner Boulevard NE, Cleveland, TN, 37311
Pathway CU was established as a financial institution to meet the growing needs of the Church of God entities. Each member of the credit union is part owner of the organization. Members in good standing are privileged to vote for the Board of Directors.Each year financial gains are returned to the members in the form of dividends or other benefits.
Cleveland/Bradley County Teachers Federal Credit Union
420 Central Avenue NW, Cleveland, TN, 37311
We are committed to helping members enhance their financial status by providing needed financial products and services while operating in a sound financial manner. Since 1961, the Cleveland Bradley County Teachers Federal Credit Union has served the Cleveland & Bradley County areas in order to assist local teachers and their family members.
Bank of Cleveland opened its doors on May 8, 1987 in a mobile facility on Keith Street. Back in 1987, the era of bank mergers was underway and Bank of Cleveland was established to provide Bradley County a true, locally owned and operated community bank.
main bank office buildingToday, Bank of Cleveland is the only locally owned
At R&V Funding LLC, our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you and your company from the many loan options that are available today.
Our mission is to serve as our member's primary financial institution by providing competitive products and services with superior customer service and delivering those services utilizing technology by a highly trained and motivated staff. To provide these products and services in a professional, personal and competitive manner.
Since 1954, our Credit Union has been serving its members in and around the Chattanooga area with exceptional financial products and service. We offer our 2, 400 members convenient banking options through online banking, direct deposit, e-statements, and access to more than 30, 000 surcharge-free ATMs across the country.
Chattanooga Area Schools Federal Credit Union has been open since 1935 with assets totaling $176.83 Million and providing banking services to more than 12, 000 members as of March 2022. The credit union is a not-for-profit, member-owned financial cooperative providing services to members in the education community.
