In the year 2025, the USDA loan limit in Rotonda, under the jurisdiction of Charlotte county in FL, is set at $376,000. Conversely, the FHA loan limit for a single-family home is $472,030.
Utilizing the Lendersa® USDA loan calculator, you can compare the most favorable rates available today between USDA and FHA loans. It helps determine essential qualifications like income, credit, reserves, and requisite documentation. With our modern mortgage calculator, you have the ability to review USDA, FHA, Conforming, and VA programs side by side, ensuring you choose the option that suits your financial needs in best.
2025 Loan Limits and Down Payment Requirements in Rotonda, County of Charlotte, FL
Loan Type
Loan Limit
Down Payment
USDA
$376,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Rotonda, FL
Lendersa® is committed to securing the most optimal USDA or FHA loan swiftly and without difficulty. Choose one of three starting points to connect with lenders and relevant USDA loan programs effectively.
The USDA home loan, which is assured by the government's Department of Agriculture, is commonly known as the USDA rural development loan or USDA mortgage. It is exclusively available for properties in rural neighborhoods. Unlike FHA loans, which demand a minimum down payment of 3.5%, the USDA mortgage requires no down payment at all, offering financial flexibility to qualifying buyers.
AVB Bank was founded in 1905 by investor and land owner, G. A. Brown...two years before Oklahoma statehood! Headquartered in Downtown Broken Arrow, AVB Bank now has four locations and is consistently known for being the community bank of choice in Broken Arrow and Tulsa.
With a strong commitment to community service, sound lending practices,
Western Sun Federal Credit Union began in December 1940, when a group of employees from the Barnsdall Oil Company in Tulsa, Oklahoma, pooled their resources to form a cooperative financial institution. They named it Tulsa Be Square Federal Credit Union.
In 1950, Barnsdall Oil Company merged with Sunray Oil Company, leading to rapid share growt
At T.G. Hoover Funding and Investments, our professional contract buyers work closely with holders of private residential mortgage notes, business notes, and many other contractual obligations when the need for FAST CASH arises. For those holding private mortgage notes from the sale of their previous residence,
Our mission is to provide a sound financial foundation for our member-owners by providing the best products and caring professionalism to meet their needs now and in the future and we offers a wide variety of loans. You made need a personal loan for car repairs, to pay taxes, medical expenses or take a vacation.
Illinois State Credit Union was founded in 1960 to serve employees of Illinois State University. We now serve more than 12, 000 of your closest friends and neighbors who live or work in McLean, Logan, DeWitt, Livingston, Stephenson, Winnebago, or LaSalle County. We are federally insured.
At Town Square Financial, we understand that time is critical, and traditional banks can make the process unnecessarily slow and complex. That’s why we’ve streamlined our approval process to get you funded fast—with fewer conditions and no red tape. Whether you've been turned down by other lenders or need quick financing to seize an opportunity, we
7915 W Loop 1604 N, Suite 111, San Antonio, TX, 78254
In 2016, SACU became Credit Human. Our new name reflects the San Antonio values that have guided us since we started here in 1935—a belief in others, giving credit to the dreams of our members, and being more human by treating each other with the respect that all of us deserve. This new name extends that belief to every member we serve
In 1966, Ada Federal Employees Credit Union (AFECU) was established for Federal employees and their relatives in Pontotoc and Coal Counties. Savings and loans were all that were available through the credit union for many years.
AFECU purchased the building it currently operates from in January 2011.
