USDA Vs. FHA Pro and Con comparison in Port-Charlotte, Charlotte County, FL
In 2025, the USDA loan limit for a single-family home in Port-Charlotte, situated in Charlotte county, FL, is $315,100, compared to the FHA limit of $356,362.
Utilize the Lendersa® USDA loan calculator to contrast USDA and FHA rates today. This tool guides you in assessing the income, credit, reserves, and necessary documents for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side to pick the best program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Port-Charlotte, Charlotte, FL
Loan Type
Loan Limit
Down Payment
USDA
$315,100
0%
FHA
$356,362
3.5%
Conforming
$548,250
3%
Options for USDA and FHA Loans in Port-Charlotte, FL
At Lendersa®, our aim is to provide you with the best USDA or FHA loans quickly and hassle-free. Choose one of the three starting points to find compatible lenders and USDA loan programs.
The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is a government-backed loan by the Department of Agriculture. It is available only in rural areas. Unlike FHA loans that generally require a minimum down payment of 3.5%, USDA loans require no down payment.
First Federal Savings and Loan Association of Van Wert
679 Fox Road, Van Wert, OH, 45891
First Federal of Van Wert, OH is a locally owned and operated financial institution. We are a community oriented bank which excels in customer service and building relationships. Our goal is to make every banking experience a great one! First Federal and our employees are heavily involved in our community.
Van Wert Federal takes pride in being the leading mortgage lender in the area. Whether you are building a new home, purchasing a home, or refinancing a residential property, we are here to help you. Our loan officers have the experience and resources to work with you personally to identify your goals.
When First National Bank was founded over 100 years ago, we were established as an independent community bank to support area residents and businesses. In the years since we have grown in services and the number of branches but our commitment to our mission remains the same. We are focused on building lifelong relationships with our customers
NEW HORIZON FEDERAL CREDIT UNION is a credit union located at 180 2nd St SW, Barberton, Ohio, United States. New Horizon FCU started as a credit union to help support the employees from Babcock and Wilcox. In 2013 New Horizon received it's community charter and now they can serve all of Summit County.
Integrity Federal Credit Union has been open since 1935. The credit union has assets totaling $60.15 Million and provides banking services to more than 6, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
GenFed Financial Credit Union is a not-for-profit financial institution that serves areas of Ohio, Illinois, and Indiana. We are owned by our account holders (also called members) and we exist for their benefit. Credit unions don’t have stockholders like banks and are able to return any profits to the members in the form of better rates, lower fees
Schmidt Mortgage Company was originally established in 1940 as “Frank A. Schmidt & Son’s” in Cleveland, Ohio, originating and servicing residential and commercial real estate loans. It was incorporated in January, 1959. It is one of the first 100 lenders in the country to become approved as a seller / servicer of Fannie Mae.
The Mission of the Fort Billings Federal Credit Union is to provide our members and surrounding communities with friendly, innovative banking services. We make the lives of our members better every day, through personal banking alternatives, enhanced financial services, lower fees, personal services, and innovation.
Heritage FCU was formed in 1965, as Warrick Employees FCU, by employees of ALCOA Warrick Operations in Newburgh, IN.Hershey Federal Credit Union is a financial services cooperative, existing to serve our membership and our communities by providing affordable access to credit, offering beneficial financial services, and engaging in our communities.
Planwealth Financial Services is a (5) STAR rated Zillow lender that offers conforming, jumbo, FHA, VA, hard money, Bank statement, and USDA loans. In addition, we guarantee to every client to provide the lowest rate and terms that they can find in the industry. Feel free to forward your current mortgage rate quote to [email protected].
