USDA and FHA Pro and Con in Ruskin, Hillsborough County, FL

In 2025, the USDA loan limit for Ruskin, located in Hillsborough County, FL, is set at $336,500. The FHA limit for a single-family residence is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the top USDA and FHA rates available today, and evaluate the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator provides a parallel comparison of USDA, FHA, Conforming, and VA programs to help you determine which program is best suited for your financial needs in .

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Loan Limits & Down Payment Requirements for 2025 in Ruskin, Hillsborough County, FL

Loan Type Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loans in Ruskin, FL

The goal of Lendersa® is to secure the most favorable USDA or FHA loans for you quickly and without hassle. Choose one of three starting options that connect you to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What Is a USDA Loan in FL?

A USDA home loan, also known as a USDA rural development loan or mortgage, is guaranteed by the government Department of Agriculture and available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Certified Wealth Mortgage & Investment
  • 101 College Road East, Suite 2, Princeton, NJ, 08540
  • Certified Wealth Management & Investment, LLC an independent Registered Investment Advisory firm. He is a graduate of the United States Merchant Marine Academy with a BS in Marine Engineering. He has been in the financial services industry since 1983 with extensive experience in financial planning, insurance & mortgages.
  • Lakeview Federal Credit Union
  • 2909 State Road, Ashtabula, OH, 44004
  • Lakeview Federal Credit Union has been open since 1961. The credit union has assets totaling $144.38 Million and provides banking services to more than 9, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
  • American Nation Bank
  • 1901 North Commerce, Ardmore, OK, 73401
  • American National Bank opened for business in May 1983. The original location was at 10 West Main in what is now known as the Colston building. In January 1984 the home office moved to its present location at 1901 North Commerce. In June 2016, ANB changed the bank charter from a National charter to a State charter.
  • First National Bank and Trust Company of Ardmore
  • 405 West Main Street, Ardmore, OK, 73401
  • Our leadership is committed to the development of new leaders for the future of our bank and our communities. We will continue to promote the economic growth and stability of the communities we serve by providing high quality, competitive financial products and personalized, customer-oriented service.
  • Citizens Bank & Trust Company
  • 1100 N Commerce St, Ardmore, OK, 73401
  • Our bank opened its doors on September 18, 1978 in the Little Building, located at 10 West Main Street. At inception, we were a national bank, and our bank's name then was Citizens National Bank. When we moved to our current location at 1100 North Commerce Street in 1979, we reopened the downtown location as a branch of the bank in January 1984.
  • Green Mortgage Company
  • 2007 N. Commerce St, Ardmore, OK, 73401
  • "Green Mortgage Company has been a true partner to our clients in the industry. We have experience working with customers from all walks of life and in every type of situation. ur mortgage services include First Time Buyers, FHA & VA Loans, USDA, Conventional & Jumbo Investment, Construction to Permanent."
  • Mortgage of Texas & Financial LLC
  • 6609 Blanco Rd, Suite 100, San Antonio, TX, 78213
  • Mortgage of Texas & Financial LLC was formed in 2011 as a full service residential and small commercial mortgage brokerage company with an emphasis on service, knowledge, and accuracy. The mortgage debacle of 2007 was avoidable yet we are all paying the consequences right now in one fashion or another. Now, more than ever,
  • New Horizon Mortgage, Inc.
  • 11106 West Avenue, San Antonio, TX, 78213
  • The New Horizon Mortgage, Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.