USDA Vs. FHA your options comparison in Ruskin, Hillsborough County, FL

In 2025, the USDA loan limit for Ruskin, located in Hillsborough County, FL, is set at $336,500. The FHA limit for a single-family residence is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the top USDA and FHA rates available today, and evaluate the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator provides a parallel comparison of USDA, FHA, Conforming, and VA programs to help you determine which program is best suited for your financial needs in .

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Loan Limits & Down Payment Requirements for 2025 in Ruskin, Hillsborough County, FL

Loan Type Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loans in Ruskin, FL

The goal of Lendersa® is to secure the most favorable USDA or FHA loans for you quickly and without hassle. Choose one of three starting options that connect you to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What Is a USDA Loan in FL?

A USDA home loan, also known as a USDA rural development loan or mortgage, is guaranteed by the government Department of Agriculture and available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Family Home Loans
  • 9650 Stirling Rd, Suite 102, Cooper City, FL, 33024
  • Family Home Loans is your go to mortgage broker in South Florida. We've been helping customers afford the home of their dreams for many years and we love what we do. We treat all our customers like family! broker in South Florida. We've been helping customers afford the home of their dreams for many years and we
  • City First Mortgage Corporation
  • 6100 Hollywood Blvd, Suite 305, Hollywood, FL, 33024
  • City First Mortgage was established in 1988 as a licensed mortgage Lender. Our mission has been to offer alternative financing options to the Florida consumer. We are a non-conforming Lender catering to the Florida Mortgage Brokerage and Real estate brokerage industry. Our corporate offices are located in Hollywood, Florida
  • Progress Capital, LLC
  • 6308 Grant Street, Suite 200, Hollywood, FL, 33024
  • "Our relationships with many different lenders enable us to propose solutions of which you might not be aware. We listen to you, help you determine what you wish to accomplish. Progress Capital, LLC goes to lengths to provide its clients with the quality of service they expect and deserve."
  • Mortgage Scope Financial Corp
  • 10000 Stirling Road, Suite 12, Hollywood, FL, 33024
  • We are a family owned and operated independent Mortgage Broker with more than 30 years combined experience. We pride ourselves in providing the best interest rates available along with a top tier customer experience.Broker with more than 30 years combined experience. We pride ourselves
  • United Mortgage Group Inc
  • 8996 Taft Street, Pembroke Pines, FL, 33024
  • United Mortgage Group, Inc, professional mortgage company specializing in residential mortgages.At United Mortgage Group, we will find a loan that fits each borrower.Unlike big banks that have order takers helping you with your loan, we have highly skilled loan consultants.Our consultants know what it takes to get through underwriting quickly.
  • Power Point Mortgage Services LLC
  • 7851 Johnson Street, Suite 101, Hollywood, FL, 33024
  • We provide mortgages. Contact us if you are looking to buy a house, sell a house, or refinance. We can assist you with your loan and other real estate needs! Jean-Claude Cherilus have always enjoyed being of service to others, helping them to have a positive experience in their home-buying journey.
  • Hashtag Mortgage Company LLC
  • 6100 Hollywood Blvd, Suite 305, Hollywood, FL, 33024
  • Our mission is to offer unparalleled service so that you can succeed at one of the most important decisions you will make in your life. We accomplish this goal in an efficient, fast & reliable way. Hashtag Mortgage Company professionals are here to help you on your home buying and refinance journey.
  • Flipper Loans LLC
  • 2787 E. Oakland Park Blvd, Fort Lauderdale, FL, 33306
  • At flipper Loans we design the program to fit your needs, not ours. We have programs for Wholesaler referrals, Fix and flip Investors and long term rental programs.We Make Hard Money Loans for Real Estate Investors, Simple and Fast and also We are a small local lender that services the entire country with loans to investors