In 2025, the USDA loan limit for Ruskin, located in Hillsborough County, FL, is set at $336,500. The FHA limit for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the top USDA and FHA rates available today, and evaluate the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator provides a parallel comparison of USDA, FHA, Conforming, and VA programs to help you determine which program is best suited for your financial needs in .
Loan Limits & Down Payment Requirements for 2025 in Ruskin, Hillsborough County, FL
Loan Type
Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loans in Ruskin, FL
The goal of Lendersa® is to secure the most favorable USDA or FHA loans for you quickly and without hassle. Choose one of three starting options that connect you to matching lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or mortgage, is guaranteed by the government Department of Agriculture and available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment at all.
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