USDA Vs. FHA your options comparison in Apollo-Beach, Hillsborough County, FL

As of 2026, in Apollo-Beach, Hillsborough county, FL, the USDA loan limit is $285,000, whereas the FHA limit is $356,362 for a single-family home.

Use the Lendersa® USDA loan calculator to efficiently compare current USDA and FHA best rates, assessing the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA options, assisting you in identifying which program best fits your unique financial needs in .

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Loan Limits and Downpayment Requirements for 2026 in Apollo-Beach, Hillsborough County, FL

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Available USDA and FHA Loan Options in Apollo-Beach, FL

The goal of Lendersa® is to deliver you the best possible USDA or FHA loan swiftly and without trouble. You can start with one of three methods that link you to matching lenders and USDA loan offerings.

Lendersa USDA loan application results

Understanding USDA Loans in FL

USDA home loans, endorsed by the Department of Agriculture and sometimes known as USDA rural development loans or USDA mortgages, are only available in rural areas. Contrasting FHA loans that require at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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