USDA Vs. FHA your options comparison in Apollo-Beach, Hillsborough County, FL

As of 2025, in Apollo-Beach, Hillsborough county, FL, the USDA loan limit is $285,000, whereas the FHA limit is $356,362 for a single-family home.

Use the Lendersa® USDA loan calculator to efficiently compare current USDA and FHA best rates, assessing the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA options, assisting you in identifying which program best fits your unique financial needs in .

Review loan offers from 100 lenders

Loan Limits and Downpayment Requirements for 2025 in Apollo-Beach, Hillsborough County, FL

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Available USDA and FHA Loan Options in Apollo-Beach, FL

The goal of Lendersa® is to deliver you the best possible USDA or FHA loan swiftly and without trouble. You can start with one of three methods that link you to matching lenders and USDA loan offerings.

Lendersa USDA loan application results

Understanding USDA Loans in FL

USDA home loans, endorsed by the Department of Agriculture and sometimes known as USDA rural development loans or USDA mortgages, are only available in rural areas. Contrasting FHA loans that require at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • MC Mortgage, LP
  • 2305 Mustang Drive, Suite 300A, Grapevine, TX, 76051
  • M C Mortgage is a full-service mortgage banking company committed to developing and nurturing relationships with REALTORS®, home builders and our customers. As a company, our Core Values define what we stand for and represent our commitment to each other and to our customers. These values are reflected in our actions
  • Global Lending Solutions Inc
  • 920 S. Main, Grapevine, TX, 76051
  • Global Lending Solutions, Inc. is a full service mortgage company that provides expert service in the field of residential mortgages.Global Lending Solutions specializes in Conventional, FHA, VA, USDA, Jumbo and Home Equity Loans and Since our companies inception, we have been committed to offering the most competitive mortgage products.
  • GSB Mortgage, Inc.
  • 201 N Main St, Grapevine, TX, 76051
  • GSB Mortgage, Inc. is a wholly owned subsidiary of Bank of the West. Bank of the West was founded in 1986 as a full service independent bank specializing in customer service and small business financing. Bank of the West was the first bank to be named as Preferred Lender for the Small Business Administration in the Dallas region.
  • KGC Federal Credit Union
  • 778 Beatty Avenue, Knox, PA, 16232
  • KGC Federal Credit Union is a member-owned, non-profit financial institution dedicated exclusively to serving the needs of our members. Because we are a non-profit organization, we strive to provide higher yields on savings and lower rates on loans. Decisions are made by our Board of Directors, elected by our membership.
  • Northwood Federal Credit Union
  • 6836 Castor Avenue, Philadelphia, PA, 19149
  • The Northwood Federal Credit Union is a member-owned and operated organization. With our affiliates, Bright Hope, CBC, ECAI and WesleyAME Zion, our mission is to promote thrift and provide financial services to assist our members in meeting their economic needs. In achieving these goals.
  • Buckeye Community Bank
  • 105 Sheffield Center, Lorain, OH, 44055
  • Founded in 1999, Buckeye Community Bank was created as an independent, locally owned community bank positioned to serve the local business community better than any other bank. Through relationships built with trust and service, we work with our clients to ensure that they can grow.
  • Superior Credit Union
  • 100 Crosskeys Road, Collegeville, PA, 19426
  • Superior Credit Union was founded in 1956 by a group of workers at Superior Tube company in Collegeville, PA. We have grown from modest beginnings to a $50million credit union serving 6, 000 members. We offer all of the competitive services and products and much better rates and with less fees. We pride ourselves on top quality service
  • Assured Financial Services Corporation
  • 134 Second Avenue, Collegeville, PA, 19426
  • Assured Financial Services is committed to providing our clients with highest quality Mortgage Services combined with lowest interest rates available in your neighborhood. Our team is friendly, knowledgeable, and available to discuss a plan with you. We have partnered with top lenders so you will be given a competitive quote with low closing costs.
  • Approval Plus Mortgage Services
  • 609 Hamilton Street, Collegeville, PA, 19426
  • Approval Plus Mortgage Inc. of Collegeville, Pennsylvania, is a residential mortgage agency specializing in refinancing mortgage services. Boasting a five-star rating with ratings companies and clients, we go the extra mile. Nothing is more important to us than exceeding expectations and securing low interest rates for homeowners.