USDA Vs. FHA your options comparison in Apollo-Beach, Hillsborough County, FL
As of 2025, in Apollo-Beach, Hillsborough county, FL, the USDA loan limit is $285,000, whereas the FHA limit is $356,362 for a single-family home.
Use the Lendersa® USDA loan calculator to efficiently compare current USDA and FHA best rates, assessing the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA options, assisting you in identifying which program best fits your unique financial needs in .
Loan Limits and Downpayment Requirements for 2025 in Apollo-Beach, Hillsborough County, FL
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Options in Apollo-Beach, FL
The goal of Lendersa® is to deliver you the best possible USDA or FHA loan swiftly and without trouble. You can start with one of three methods that link you to matching lenders and USDA loan offerings.
USDA home loans, endorsed by the Department of Agriculture and sometimes known as USDA rural development loans or USDA mortgages, are only available in rural areas. Contrasting FHA loans that require at least a 3.5% down payment, USDA loans require no down payment.
Certainty Home Loans has been helping homebuyers for over 20 years, with a focus on making homeownership a reality by putting people first and investing in the right technology and Our core belief is that our Certainty family is our #1 asset. We never want to lose sight of the importance of our team members or of our values: integrity, quality.
First Bank of Coastal Georgia is a full-service bank. The Bank provides savings account, debit and credit cards, loans, insurance, mobile banking, and other related products and services. First Bank of Coastal Georgia serves customers in the United States. We’re here to help with everything from opening new accounts to training you.
GPA Credit Union has been open since 1952. The GPA Credit Union is one of the oldest financial organizations in Savannah, Georgia. We exist to provide a high level of personal financial service and support for Georgia Ports Authority employees and their immediate families. This credit union is federally insured by NCUA.
Since its inception, the bank's primary mission has been to serve the banking needs of the people in the counties and surrounding communities where Magnolia State Bank is located and this continues to be the primary driving force behind the bank today. Through the years, the Bank has built a reputation of soundness
1586 US Highway 90 West, Defuniak Springs, FL, 32433
Walton County Teachers’ Federal Credit Union is a non-profit financial organization owned and operated by you, the members, for the benefit of all who belong. We were chartered in 1961 to serve all school personnel of the Walton County School Board, in Walton County, Florida. The credit union expanded its field of membership.
29 North Eglin Parkway NE, Fort Walton Beach, FL, 32548
Locally owned and operated FNBT.COM Bank was established in 1956. With our Main Office located in Ft Walton Beach, Florida, on Northwest Florida's Emerald Coast, FNBT.COM Bank offers a variety of products and services, Online Banking, Loans, Safe Deposit Boxes, and Personal and Business Accounts, as well as many other services.
15 North Eglin Parkway, Fort Walton Beach, FL, 32548
At Mortgage One, we are driven to exceed our client's expectations. Our #1 goal is to facilitate the "American Dream" of homeownership. Our local and friendly team prides itself on providing a professional, seamless transaction with the utmost integrity and knowledge. Mortgage One is not just our name, it is the way we do business
Eglin Federal Credit Union has nine branches serving members in and around Okaloosa, Santa Rosa & Walton counties. The Credit Union serves active duty, retired military & local honorably discharged veterans; local civil service employees; employees of many area businesses; members living within our geographic field of membership; & their families.
Our story began in 2004 when CSB opened its doors in Hilton Head Island, South Carolina as southern Beaufort County’s only locally-owned bank. Our founders saw an opportunity to serve the community through a relationship-based bank, staffed by friends and neighbors to serve friends and neighbors.
