USDA VS FHA in Sun-City-Center, Hillsborough County, FL
In 2026, the USDA loan limit for Sun-City-Center, in the county of Hillsborough, FL, is $285,000, while the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates. Discover the income, credit requirements, reserves, and documents necessary to qualify. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, helping you decide which program suits your financial needs best in .
2026 Loan Limits and Down Payment Requirements in Sun-City-Center, Hillsborough County, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conforming Conventional
$548,250
3%
Options for USDA and FHA Loans in Sun-City-Center, FL
Lendersa® aims to provide you with the optimal USDA or FHA loan quickly and without any difficulties. Select one of the three starting points to connect with the right lenders and explore USDA loan programs.
The USDA home loan, assured by the Department of Agriculture, is also known as the USDA rural development loan or mortgage, and it is specifically available for rural areas. In contrast to FHA loans that necessitate a minimum 3.5% down payment, USDA loans do not require any down payment.
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