USDA Vs. FHA Pro and Con comparison in Sun-City-Center, Hillsborough County, FL
In 2025, the USDA loan limit for Sun-City-Center, in the county of Hillsborough, FL, is $285,000, while the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates. Discover the income, credit requirements, reserves, and documents necessary to qualify. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, helping you decide which program suits your financial needs best in .
2025 Loan Limits and Down Payment Requirements in Sun-City-Center, Hillsborough County, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conforming Conventional
$548,250
3%
Options for USDA and FHA Loans in Sun-City-Center, FL
Lendersa® aims to provide you with the optimal USDA or FHA loan quickly and without any difficulties. Select one of the three starting points to connect with the right lenders and explore USDA loan programs.
The USDA home loan, assured by the Department of Agriculture, is also known as the USDA rural development loan or mortgage, and it is specifically available for rural areas. In contrast to FHA loans that necessitate a minimum 3.5% down payment, USDA loans do not require any down payment.
Reality Home Solutions is a premier boutique mortgage company continuing to provide excellent customer service in the mortgage industry. With mortgage experience dating back to the early 2000s Reality Home Solutions continues to mold itself to become better, stronger & sharper within the mortgage industry despite the market challenges that arise.
Freedom Banking from Home Bank of California has been proven to be the best option for individuals, couples and businesses who want a hassle-free experience when it comes time to managing their finances. Access and manage your money from anywhere with web banking, mobile banking apps, nationwide ATM network, and Remote Relationship Managers availab
Founded in 1934 as San Diego Metropolitan Credit Union to serve City employees, & re-established in 2018 as Wheelhouse Credit Union to serve all of San Diego, we have deep roots in the community & are committed to helping our Members & our beautiful City thrive. We help San Diegans achieve their financial goals through high-yield deposit accounts.
Alexis Roper wanted to be an entrepreneur (although I did not understand the meaning of the word at that time) since I was a little girl. Alexis started her career in the mortgage industry as a Loan consultant. Alexis Roper believe what makes my career so enjoyable is helping people, and surmounting what is seemingly impossible.
9201 Spectrum Center Blvd, Suite 300, San Diego, CA, 92123
California Coast Credit Union is the longest-serving financial institution in San Diego. The Credit Union was started by teachers in 1929 and we continue to support local educators, schools and universities through our Financial Wellness program, Cal Coast Cares community events and our non-profit, the Cal Coast Cares Foundation.
We're proud to be a part of San Diego, full of one-of-a-kind communities and diverse and passionate doers. At MyPoint Credit Union, we want to help these doers - individuals, families, local businesses and everyone in-between - do more of the things they love in the city they call home.
9089 Clairemont Mesa Boulevard, Suite 307, San Diego, CA, 92123
World Wide Credit Corporation ("WWCC") is committed to responsible lending, offering the right product to the right client, and forging strategic business relationships for the betterment of our customers and employees. Our longevity in the community is a testament to our business platform and ability to adapt as the marketplace ebbs and flows.
4550 Kearny Villa Road, Suite 215, San Diego, CA, 92123
First California Funding is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual needs. Let us simplify the process of securing a mortgage by offering the latest in financial tools.
8799 Balboa Avenue, Suite 155, San Diego, CA, 92123
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
4760 Murphy Canyon Road, Suite 202, San Diego, CA, 92123
Established in 1989 by San Diego resident Zaldy G. Garcia, AMERICA ROYALE MORTGAGE & CLASSIC AMERICAN REALTY has experienced phenomenal growth. The independently owned and operated company has grown through a unique client, agent and broker refferal network. Home Magazine recently ranked us one of the top offices in the nation.
Pacific West Finance is a commercial and residential financial firm. Specializing in Construction loans, private money, bridge financing, unsecured and secured credit facilities, and mergers and acquisitions. Incorporated in 2007, however our corporate officers have over 20-years of experience in procuring financing
