USDA Vs. FHA your options comparison in Sun-City-Center, Hillsborough County, FL
In 2025, the USDA loan limit for Sun-City-Center, in the county of Hillsborough, FL, is $285,000, while the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates. Discover the income, credit requirements, reserves, and documents necessary to qualify. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, helping you decide which program suits your financial needs best in .
2025 Loan Limits and Down Payment Requirements in Sun-City-Center, Hillsborough County, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conforming Conventional
$548,250
3%
Options for USDA and FHA Loans in Sun-City-Center, FL
Lendersa® aims to provide you with the optimal USDA or FHA loan quickly and without any difficulties. Select one of the three starting points to connect with the right lenders and explore USDA loan programs.
The USDA home loan, assured by the Department of Agriculture, is also known as the USDA rural development loan or mortgage, and it is specifically available for rural areas. In contrast to FHA loans that necessitate a minimum 3.5% down payment, USDA loans do not require any down payment.
Providence Commercial Capital is truly a one-of-a-kind company. We are a direct portfolio and correspondent lender originating commercial and investment loans. PCC is an alternative lender offering flexible programs which has, over the years, opened many doors for our clients who may not have been able to find suitable financing elsewhere.
EMCAP is dedicated to funding real estate investors throughout RI, MA, NH, ME and FL. EMCAP is a private lender (“hard money lender”) capable of offering investors (no owner occupants) flexible real estate financing programs and quick execution time frames that are unmatched by traditional lending sources
School Systems FCU is a unique not-for-profit, member-owned financial institution. Unlike other financial institutions that are strictly profit-driven, we return excess earnings to our members in the form of personal and friendly service, lower interest rates on loans higher yields on savings and investment accounts, & improved products & services.
SCU is a locally run credit union focused on serving the residents and businesses of South Central MA and Northern CT. Our mission is to give our members the very best financial products and services available at outstanding rates and terms, with the lowest fees possible. Take a look at our checking accounts, mortgages, consumer loans
Community Bank has been serving Alva, Oklahoma and the surrounding areas since 1984. Community Bank was founded by local community members who wanted to ensure the banking needs of the community were being met. It has been our goal since inception to provide customer-focused services and community development.
BancCentral National Association, founded in 1919, offers a range of depository and lending services.
BancCentral National Association is a commercial bank based in Alva, Oklahoma. It was built in 1901 and has been owned and operated by the Myers family since 1919.
We will customize a trust specifically for your needs and Confidential
"Journey Credit Union's friendly staff is here to serve all your financial needs.
It shall be the mission of Journey Credit Union to benefit all members by: promoting thrift and encouraging regular savings; offering loans at reasonable rates of interest; providing personal, professional and confidential services to all members;"
Dickinson County Bank The Dickinson County Bank of Enterprise, Kansas was chartered on June 2, 1894 as a result of a financial panic in 1887 that closed several area banks in Abilene, Hope, and Enterprise. The demand for banking was high and the bank was established to meet this demand.
American Bank of Beaver Dam, WI has been proudly serving the financial needs of citizens and businesses in the Beaver Dam area since 1891. We are a locally owned and independently operated financial institution and our staff boasts over 400 years of combined Banking experience. We are truly invested in our community.
Great Plains National Bank is a full-service community Bank with branches in Oklahoma and Texas, offering personal Banking solutions designed to meet your financial needs including checking, savings, loan and mortgage services. To exceed our customers’ expectations by delivering superior customer service that will lead Great Plains National Bank.
Community National Bank was founded in 1984 by a group of individuals in Nemaha County, Kansas on a philosophy of diverse local ownership with decisions made on a local level. Our strategy is to offer a wide array of financial services, while being an integral part of the local communities we serve.
