USDA and FHA Pro and Con in Balm, Hillsborough County, FL
For 2025, USDA loan limits in Balm, within Hillsborough County, FL, reach $336,500, while the FHA limit for a single-family home is set at $472,030.
Use the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates. Evaluate income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator lets you examine USDA, FHA, Conforming, and VA options side-by-side, helping you choose the best fit for your financial situation in Alabama.
2025 Loan Limits and Down Payment Requirements in Balm, Hillsborough, FL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Solutions in Balm, FL
Lendersa® strives to secure optimal USDA or FHA loans swiftly and with ease. Choose one of three starting points to align with matching lenders and explore USDA loan programs that suit your needs.
A USDA home loan, backed by the Department of Agriculture—also known as the USDA rural development loan or mortgage—is exclusively for rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA loans require none, providing a zero-down option for eligible rural buyers.
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236 Commercial Street, Suite 100R, Boston, MA, 02109
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8 Faneuil Hall Marketplace 3rd fl, Boston, MA, 02109
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