USDA Loan Vs. FHA loan for Balm, FL [Hillsborough County ]

For 2026, USDA loan limits in Balm, within Hillsborough County, FL, reach $336,500, while the FHA limit for a single-family home is set at $472,030.

Use the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates. Evaluate income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator lets you examine USDA, FHA, Conforming, and VA options side-by-side, helping you choose the best fit for your financial situation in Alabama.

USDA and FHA Loan Solutions in Balm, FL

Lendersa® strives to secure optimal USDA or FHA loans swiftly and with ease. Choose one of three starting points to align with matching lenders and explore USDA loan programs that suit your needs.

Understanding USDA Loans in FL

A USDA home loan, backed by the Department of Agriculture—also known as the USDA rural development loan or mortgage—is exclusively for rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA loans require none, providing a zero-down option for eligible rural buyers.

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(480) 963-5661 Lender's profile and map Reviews San Tan Credit Union 78 W Ray Road, Suite 1, Chandler, AZ, 85225 San Tan Credit Union is a not-for-profit financial cooperative of people united by a common bond. Together, we are able to provide each other financial needs of our members. We have a friendly staff ready to help you With all your financial needs. Our lobby is cozy and you will not wait in long lines to receive service.
(480) 756-5500 Lender's profile and map Reviews First Credit Union 25 S Arizona Place, Suite 111, Chandler, AZ, 85225 First Credit Union was formed in 1929 by a group of federal employees in Southern Arizona. We were the "first" credit union in Arizona and among the first in the United States. Since our humble beginnings, providing friendly and personalized service to our members has been our number one priority.
(602) 402-7773 Lender's profile and map Reviews John Z Home Loan Team 575 W Chandler Blvd, Suite 225, Chandler, AZ, 85225 AmeriFirst Financial, Inc. has proudly provided homeowners with mortgage loans for more than 25 years. It’s all about service at Amerifirst Financial, and our company has been meeting the needs of homebuyers across the United States. I joined Amerifirst Financial because of its strong reputation for integrity—based mortgage lending.
(480) 656-9817 Lender's profile and map Reviews Consumer First Financial PLLC 3120 N. Arizona Avenue, Suite 105, Chandler, AZ, 85225 "Consumer First Financial is here to help make your dream of owning a residential property a reality. Whether you’re searching for low-fee mortgages or refinancing options, we can assist you in finding the best possible loan program. Our knowledgeable team offers various loan options with competitive rates."
(480) 704-4671 Lender's profile and map Reviews ReZamp Lending, LLC 500 W. Chandler Blvd, Chandler, AZ, 85225 ReZamp is a real estate brokerage with powerful software that finds and analyzes MLS properties in real time. We believe everyone should have access to high quality real estate data. Our mission is to create a platform that integrates all real estate data into a single, easy to use interface, in a way that has never been done before.
(480) 464-2400 Lender's profile and map Reviews HomeQuest Mortgage LLC. 1128 E Greenway St, Suite 102, Mesa, AZ, 85203 At HomeQuest we understand that each loan is as unique as each person we meet. Experience and hard work along with a network of lending entities allows us to find the best loan products for each individual. Whether you are working full-time, retired, or are self-employed we have specific programs designed for your situation.
(480) 309-5389 Lender's profile and map Reviews KDA Home Financial, LLC 935 East Main Street, Suite 101, Mesa, AZ, 85203 At KDA Financial, we work with clients in a variety of financial situations, assisting with everything from conventional home loans that offer a fixed rate 30 year mortgage with 20% down, to services for people who may be qualified for specific types of loans, such as VA and FHA loans.
(877) 276-1974 Lender's profile and map Reviews Amerifirst Financial, Inc. 1550 E. McKellips Road, Suite 117, Mesa, AZ, 85203 Our goal is to be the lender of choice for the professional real estate agent and their clients in each market we enter, as measured by all industry service level surveys reported. We will succeed by meeting the needs of our borrowers through exceptional communication and transparency throughout the loan process
877-589-7533 Lender's profile and map Reviews Not So Hard Money 935 E. Main Street, Ste 102, Mesa, AZ, 85203 We make Hard Money loans Not So Hard Money® by bringing lower rates and fees to our niche in ways that other organizations can't or won't do. We take your loan requests with earnest consideration, in an effort to provide the funding you need. Serving the Commercial Real Estate Equity loan marketplace, we provide both direct lending
(602) 888-4874 Lender's profile and map Reviews The Home Loan Company LLC 10643 N Frank Lloyd Wright Blvd, Suite 103, Scottsdale, AZ, 85259 Whether you’re buying, selling, ReFinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(480) 285-7594 Lender's profile and map Reviews Taylor Made Mortgage LLC 11609 East Carol Avenue, Scottsdale, AZ, 85259 At Taylor Made Mortgage, we offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way. Start with a fast, personalized rate quote.