In 2025, the USDA loan limit for Wimauma, in the county of Hillsborough, FL, stands at $336,500, while the FHA limit for a single-family home is $472,030.
Take advantage of the Lendersa® USDA loan calculator to evaluate today's best rates offered by USDA compared to FHA, determining the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, aiding in the identification of the best program for your financial situation, such as in Alabama.
Explore loan offers from a selection of 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to connect you with the best available USDA or FHA loan promptly and easily. Choose one of three initial approaches that result in matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, is available solely in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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