USDA and FHA Pro and Con in Wimauma, Hillsborough County, FL

In 2025, the USDA loan limit for Wimauma, in the county of Hillsborough, FL, stands at $336,500, while the FHA limit for a single-family home is $472,030.

Take advantage of the Lendersa® USDA loan calculator to evaluate today's best rates offered by USDA compared to FHA, determining the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, aiding in the identification of the best program for your financial situation, such as in Alabama.

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2025 Loan Limits and Down Payment Requirements in Wimauma, Hillsborough, FL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Wimauma, FL

Lendersa® aims to connect you with the best available USDA or FHA loan promptly and easily. Choose one of three initial approaches that result in matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, is available solely in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Bank of Maysville
  • 20 West Second St., Maysville, KY, 41056
  • The Bank of Maysville was founded in 1835. As the Commonwealth of Kentucky’s oldest independent bank, our history serves as testimony that we are a community-minded financial institution dedicated to meeting the needs of our customers and the region we serve. The Bank of Maysville is the oldest independent bank in the Commonwealth of Kentucky.
  • TWIN OAKS FEDERAL CREDIT UNION
  • 27405 Huntington Road, Apple Grove, WV, 25502
  • Twin Oaks Federal Credit Union was established in 1977 by Mr. Charles W. Garland and a few eager co-workers. They all shared a dream and saw a need for a credit union inside the Goodyear plant in which they worked. On March 28, 1977 Goodyear WV Federal Credit Union was chartered to serve only the employees of the Goodyear plant
  • Citizens National Bank, NA
  • 2711 E. Texas Street, Bossier City, LA, 71111
  • Citizens National Bank is committed to being a better place to bank. Not only in the way we do business, but also in our involvement in the community. Citizens National Bank, NA serves individuals, businesses and public and private sector institutions. Our branches provide a complete range of innovative financial products and services.
  • Acadiana Mortgage
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  • We are VA Homeloan Specialists and we serve the lending needs of homebuyers, homeowners, real estate professionals and builders. Our staff are passionate about assisting others in fulfilling the American Dream of home ownership, making the process as simple as possible. Kara Lowrie has over 30 years experience in mortgage lending.
  • Patriot Mortgage SBC LLC
  • 2400 Old Minden Road, Suite 5e, Bossier City, LA, 71111
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  • Family star mortgage
  • 1000 Chinaberry Dr, Suite 604, Bossier City, LA, 71111
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • J & L Processing/Mortgages
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  • At J & L Processing/Mortgages, we specialize in assisting first-time home-buyers navigate through this journey as quick and easy as possible. We offer conventional, FHA, USDA, VA Programs and more. Purchasing a home is a significant financial decision in your life, so finding the right mortgage partner is key to making the dream of homeownership
  • Riverside Mortgage LLC
  • 2855 Charlestown Road, Suite 300, New Albany, IN, 47150
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  • Signature Mortgage Inc.
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  • 3831 Charlestown Rd., New Albany, IN, 47150
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  • Kentuckiana Mortgage Group Inc. is a full service mortgage brokerage dedicated to providing a superior customer experience. We utilize a consultative method to mortgage financing with unique and client centered approaches.Kentuckiana Mortgage Group Inc. was founded in October of 2018 by Brad Sea, Eric Jones, and Keith Cullens.