USDA and FHA Pro and Con in Shady-Hills, Pasco County, FL
In 2026, the USDA loan limit for Shady-Hills in Pasco county, FL, is set at $285,000, while the FHA limit for single-family homes is $356,362.
With Lendersa®'s USDA loan calculator, you can compare the leading USDA versus FHA rates today. By determining the income, credit score, reserves, and documents needed for qualification, our detailed mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side to decide what is right for your financial plans in .
2026 Loan Caps and Down Payment Requirements in Shady-Hills, Pasco, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Shady-Hills, FL
The mission of Lendersa® is to swiftly connect you with the best USDA or FHA loan, without complications. Choose from three initial steps to match you with lenders providing USDA financing.
The USDA home loan, supported by the Department of Agriculture, commonly known as the USDA rural development loan or USDA mortgage, is exclusively available in rural zones. Unlike FHA loans requiring at least a 3.5% down payment, USDA mortgages necessitate no down payment.
21874 Butterfly Kiss Drive, Land O Lakes, FL, 34637
Lends in Florida
At New Destiny Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
Suarez Home & Finance Corporation is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straight forward by offering you the latest in financial tools.
At E Loans Mortgage Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
"Buying a home is one of the largest purchases you will make, trust a professional from Anchor Bay Financial, LLC. Full Service Mortgage Broker serving FL Anchor Bay Financial, LLC is a full service mortgage brokerage assisting borrowers with home purchases and refinances in the state of Florida."
Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
7842 Land O' Lakes Blvd, Suite 105, Land O Lakes, FL, 34638
Lends in Florida
Equifirst Lending is a Florida licensed mortgage brokerage company headquartered in Land O Lakes, Florida. Our company was founded on the principle that a better lending environment is possible. Our team is focused on helping our clients looking to either purchase a property or refinance their existing property with affordable.
19508 Shumard Oak Dr. Suite 103, Land O Lakes, FL, 34638
Lends in Florida
A full-service, brokerage with a focus on our clients based out of Tampa Bay. Our agents have 30 plus years experience in the Tampa Bay market. Creative solutions for any problems. Wide variety of conventional, jumbo, FHA, USDA and VA loans, ranging from low down payment to no mortgage insurance.
Direct Lending Group, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Matthew Bouchard President Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice
