USDA Vs. FHA your options comparison in Shady-Hills, Pasco County, FL
In 2025, the USDA loan limit for Shady-Hills in Pasco county, FL, is set at $285,000, while the FHA limit for single-family homes is $356,362.
With Lendersa®'s USDA loan calculator, you can compare the leading USDA versus FHA rates today. By determining the income, credit score, reserves, and documents needed for qualification, our detailed mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side to decide what is right for your financial plans in .
2025 Loan Caps and Down Payment Requirements in Shady-Hills, Pasco, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Shady-Hills, FL
The mission of Lendersa® is to swiftly connect you with the best USDA or FHA loan, without complications. Choose from three initial steps to match you with lenders providing USDA financing.
The USDA home loan, supported by the Department of Agriculture, commonly known as the USDA rural development loan or USDA mortgage, is exclusively available in rural zones. Unlike FHA loans requiring at least a 3.5% down payment, USDA mortgages necessitate no down payment.
Farmers Savings Bank was founded in 1908 in Wever, Iowa. Business was conducted in the original building, just west of the railroad tracks, until 1996. In 1969 the building was remodeled and enlarged to include a drive-up facility. The bank moved into its current facility on the east side of Highway 61 in 1996.
Founded in 1948, and named for agricultural researcher and scientist George Washington Carver, Carver Federal Savings Bank formally began operations on January 5, 1949 on 125th Street in Harlem, providing local residents a place to save and obtain mortgages to buy homes in their own communities.
We offer the best mortgage tools available on the Internet easy, convenient, online shopping for the best loan programs & most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing & getting the exact loan to meet your specific needs.
Amerasia Bank was established in 1988 in Flushing, New York. For over 30 years, our bank has continued to grow steadily and strongly. Our goals have remained unchanged to always keep the "Customer and Service First". We have regularly been awarded "Top Performing" and "Five-Star.
Dynamic Financial Consultants Inc is a leading Mortgage Broker, agency, connecting borrowers to lenders. Our professional mortgage loan officers team takes on all the duties of maintaining your smooth mortgage process, allowing you to enjoy the process without having to deal with any of the hassles.
The credit union was charted in 1935 under the National Federal Credit Union Act. It’s original name was Flushing, NY Postal District Federal Credit Union and was assigned charter #119. The credit union was one of many regional Post Office Employee Credit Unions that were established by Post Office Employees to encourage thrift
A long, long time ago, all the way back in 1854, the story of Connection Bank and Insurance began. In fact, it was the very first banking institution established in the state of Iowa. As the years passed, the name changed several times but ultimately settled as Fort Madison Bank & Trust (FMBT).
full service community bank offering business and personal banking, commercial, real estate and mortgage loans, trust and international services. We also offer a broad range of electronic banking services from online banking and bill pay to ATM/Debit Cards and Mobile Banking. In addition to a high level of professional service.