USDA Vs. FHA Pro and Con comparison in Shady-Hills, Pasco County, FL
In 2025, the USDA loan limit for Shady-Hills in Pasco county, FL, is set at $285,000, while the FHA limit for single-family homes is $356,362.
With Lendersa®'s USDA loan calculator, you can compare the leading USDA versus FHA rates today. By determining the income, credit score, reserves, and documents needed for qualification, our detailed mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side to decide what is right for your financial plans in .
2025 Loan Caps and Down Payment Requirements in Shady-Hills, Pasco, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Shady-Hills, FL
The mission of Lendersa® is to swiftly connect you with the best USDA or FHA loan, without complications. Choose from three initial steps to match you with lenders providing USDA financing.
The USDA home loan, supported by the Department of Agriculture, commonly known as the USDA rural development loan or USDA mortgage, is exclusively available in rural zones. Unlike FHA loans requiring at least a 3.5% down payment, USDA mortgages necessitate no down payment.
FirstBank & Trust is not your ordinary community bank! We are a growing, dynamic local bank that is strengthened by HTLF, a multi-billion-dollar financial services company that has been named a Forbes Best Bank.
We offer our employees unlimited opportunities for career development.
We have been in continuous operation since June of 1993. We founded First Source Capital at a very difficult time for most commercial real estate owners and developers, following the real estate crash in 1986 - 87. FSCM's relationships with Investment Bankers provided a conduit for commercial real estate financing.
At Security Mortgage, a professional mortgage company specializing in residential mortgages. At Security Mortgage, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled & trained loan consultants. Our consultants know what it takes to get through underwriting quickly.
PrimeWest Mortgage, decision making is kept to a local level and mortgage professionals are unwaveringly committed to deeply understanding every intricacy of every customer’s home buying experience. Because when that happens, a mortgage provider, even one with the backing of a company with national outreach, doesn’t just feel like a partner
At MTCU, our mission statement guides every action we take and decision we make. We believe in the power of defining our purpose. We've always been dedicated to our members, whether they live in Midland, Texas, or other communities, and our mission statement serves as a daily reminder that they are our priority.
Northeast Panhandle Teachers FCU is a cooperative, not-for-profit organized to promote thrift and provide credit to members. It is member owned and controlled through a board of directors elected by the membership. The board serves on a volunteer basis and may hire a management team to run the day by day operations of the credit union.
Perryton National Bank, is a single facility bank located in the heart of Perryton, Texas serving Ochiltree County and the surrounding area. The Bank offers the services of a modern financial institution while maintaining the integrity and personalized service of a community bank
On May 9, 1958, a community dream was fulfilled when Perryton Savings and Loan Association was chartered by the Texas Banking Commission under the Building and Loan Association Laws of the State of Texas. The purpose of this charter was to encourage industry, home building and the accumulation of savings.
