USDA Vs. FHA Pro and Con comparison in Connerton, Pasco County, FL

In 2025, the USDA loan limit for Connerton in Pasco County, FL is $336,500, whereas for a single-family home, the FHA loan limit is $472,030.

Utilize the Lendersa® USDA loan calculator for a direct comparison between today's best USDA and FHA rates. Discover the income, credit score, reserves, and documentation necessary to qualify. Employing our comprehensive mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program in Alabama for your financial situation.

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2025 Loan Limits and Down Payment Requirements in Connerton, Pasco County, FL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Connerton, FL

Lendersa® is committed to securing the best USDA or FHA loan for you quickly and without headache. Select from three starting points to match with lenders and specific USDA loan programs.

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What is a USDA Loan in FL?

A USDA home loan, guaranteed by the U.S. Department of Agriculture, is commonly referred to as a USDA rural development loan or mortgage. It's exclusively accessible in rural neighborhoods. Unlike FHA loans which mandate a 3.5% down payment, the USDA loan requires no down payment, offering a valuable mortgage opportunity for rural homebuyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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