USDA Vs. FHA your options comparison in South-Pasadena, Pinellas County, FL
In 2026, the USDA loan limit for a single-family home in South-Pasadena, Pinellas, FL is $0, while the FHA limit is set at $356,362.
Utilize Lendersa®'s USDA loan calculator to compare the prime USDA and FHA rates available today. Determine the necessary income, credit, reserves, and documents needed to qualify. Our state-of-the-art mortgage calculator shows side-by-side comparisons of USDA, FHA, Conforming, and VA loans, helping you find the best program for your financial circumstances in <Alabama>.
2026 Loan Limits and Downpayment Requirements in South-Pasadena, Pinellas, FL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in South-Pasadena, FL
Lendersa®'s mission is to quickly help you secure the best USDA or FHA loan without hassle. Choose one of three starting paths to find matching lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or mortgage, is backed by the government Department of Agriculture. It is available exclusively in rural areas. In contrast to FHA loans that require at least a 3.5% down payment, USDA loans need no down payment at all, offering an attractive option for eligible buyers seeking to minimize upfront costs.
Community National Bank was founded in 1984 by a group of individuals in Nemaha County, Kansas on a philosophy of diverse local ownership with decisions made on a local level. Our strategy is to offer a wide array of financial services, while being an integral part of the local communities we serve.
F&M Bank was established in 1925 in Manchester, Iowa. F&M Bank continues to be a locally owned and operated financial institution. In 1994, F&M Bank expanded into the Cedar Rapids metro market area and in 2004, established an office in Anamosa. In 2010, F&M became an interstate bank with the addition of the Vadnais Heights.
Morton Credit Union was established in February of 1941, the field of membership originally included employees of Morton Salt and their immediate families. We are an Open Credit Union, our membership includes any person living in Reno county and the surrounding counties. Depositors are insured by the National Credit Union Administration (NCUA)
We want to show you just how pleasant your banking experience can be when you make State Bank of Toledo your financial services choice. Our HOMETOWN focus ensures our customers always come first.
We have the largest deposit market share in Tama County, Iowa, making us the largest and most successful bank in our trade area.
Lake-Osceola State Bank, a locally-owned community bank, is in the business of successfully providing financial products and services. We will provide Customer Care by determining their needs and striving to exceed their expectations. We will work side by side with the community to support, assist, and promote improvement to our quality of life.
We offer you personal service and a full menu of products and services. Whether you are an individual customer, a small business or professional firm, we have the products and experience to take care of your financial needs. Banking with us is doing business with people you know and who know you
Windsor Locks Federal Credit Union is a locally based, community chartered federal credit union serving Hartford County. That means anyone who lives, works, worships, or goes to school in any of the towns of Hartford County and their immediate family members are eligible to open an account at the Credit Union.
Oostburg State Bank is a Wisconsin community bank focused on the needs of local families, businesses, and farmers. At Oostburg State Bank, we provide flexible, modern banking solutions on a local level. That means you get the convenience and dependability you need from a banking institution, with the personalized service you deserve.
The State Bank of Bern and its State Bank of Axtell branch have been cornerstones of the Bern and Axtell communities for 120+ years. We are proud to be a locally owned bank with decisions made right here in our communities, so we can give our customers the kind of ‘home town’ service they have become accustomed to over the years.
