USDA Vs. FHA your options comparison in South-Pasadena, Pinellas County, FL

In 2025, the USDA loan limit for a single-family home in South-Pasadena, Pinellas, FL is $0, while the FHA limit is set at $356,362.

Utilize Lendersa®'s USDA loan calculator to compare the prime USDA and FHA rates available today. Determine the necessary income, credit, reserves, and documents needed to qualify. Our state-of-the-art mortgage calculator shows side-by-side comparisons of USDA, FHA, Conforming, and VA loans, helping you find the best program for your financial circumstances in <Alabama>.

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2025 Loan Limits and Downpayment Requirements in South-Pasadena, Pinellas, FL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA Loans in South-Pasadena, FL

Lendersa®'s mission is to quickly help you secure the best USDA or FHA loan without hassle. Choose one of three starting paths to find matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

A USDA home loan, also known as a USDA rural development loan or mortgage, is backed by the government Department of Agriculture. It is available exclusively in rural areas. In contrast to FHA loans that require at least a 3.5% down payment, USDA loans need no down payment at all, offering an attractive option for eligible buyers seeking to minimize upfront costs.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Acclaim Federal Credit Union
  • 1823 Banking Street, Greensboro, NC, 27408
  • Acclaim FCU is a member-owned, full-service credit union. We focus on linking you to your goals with our checking & savings accounts, auto loans, personal loans, mortgage loans, rewards credit cards, and more. They recognized that each person and family had a story and different needs, & they wanted a financial institution that recognized that too.
  • Carolina Country Mortgage
  • 1540 E Front Street, Suite 10, Clayton, NC, 27527
  • We know that each customer has specific needs, so we strive to meet those needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Our team of professionals has over 100 years of lending experience with some of the biggest banks in the country.
  • Wayne County Bank
  • 216 South High Street, Hwy 64 W, Waynesboro, TN, 38485
  • The Wayne County Bank came into existence the year America entered WWI in 1914. The story of the Wayne County Bank until 1962 was the story of James L. Morrow. “Mr. Jim” was the prime mover in the organization of the bank. He served as cashier for 48 years and was a guiding force until his death in 1962. Mr. Morrow, the son of D.N.
  • Richardson TRG Co
  • 3007 Posada Court, Spring Hill, TN, 37174
  • "Empower your property investments with TRG, a dynamic hard money lender. Specializing in rapid, flexible financing for fix-and-flips, rentals, and commercial ventures, we offer competitive rates and fast approvals. Partner with TRG for a seamless, profitable real estate experience. Contact us to unlock your potential today!"
  • 7 Locks Lending LLC
  • 1750 Northwest Maynard Road, Suite 101, Cary, NC, 27513
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients that meet their overall financial goals while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to provide a positive experience with the process centered around communication
  • Tarheel Mortgage
  • 1014 High House Road, Suite 100, Cary, NC, 27513
  • At Tarheel Mortgage we can match clients with home loans and refinancing products from more than 20 lenders at wholesale rates. Plus, on most loan programs you'll never pay us a fee. Whether you want to purchase a home for no-money down, no points, no PMI or need to qualify with past credit issues,
  • Pathway Mortgage Group
  • 140 Preston Executive Dr, Suite 205D, Cary, NC, 27513
  • Pathway Mortgage Group is a nationally recognized, locally owned independent mortgage broker in Cary, NC, serving North Carolina consumers exclusively. Pathway is proud to offer very competitive rates from the best wholesale lenders in the country. Competition, combined with our elite experience and execution.
  • Commerce Bank MS
  • 700 Taylor Street, Corinth, MS, 38834
  • Commerce Bank is a community bank providing friendly and personal service. We are an equal opportunity employer with 26 full-time employees, a convenient main office and more than $155 million in total assets as of December 31, 2021. Commerce Bank is the only locally owned and managed bank in Corinth, Mississippi and has more than 50 stockholders.
  • Bank of Anguilla Anguilla
  • 130 Holland Street, Anguilla, MS, 38721
  • Bank of Anguilla’s history dates back to its charter in 1904 when local businessmen and farmers came together out of a desire to create a financial institution focused on the economic well-being of the South Delta of Mississippi. Bank of Anguilla has endured the challenging times of the Flood of 1927 and the Great Depression