In 2026, the USDA loan ceiling in Kenneth-City, Pinellas, FL is $0, while for a single-family home, the FHA limit is $356,362.
Utilize the Lendersa® USDA loan calculator to contrast today's optimal USDA and FHA rates. It also details the income, credit, reserves, and documentation required to qualify. This advanced mortgage calculator facilitates a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting in identifying the most appropriate program for your financial needs in <Alabama>.
Compare offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $0 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The aim of Lendersa® is to efficiently secure the best USDA or FHA loans. Choose from three starting points to align with lenders and USDA loan programs.
USDA home loans, backed by the Department of Agriculture, also referred to as USDA rural development loans or mortgages, are strictly available in rural localities. Unlike FHA loans that necessitate at least a 3.5% down payment, USDA loans require no down payment whatsoever.
Enter your location to find out if it qualifies for USDA rural housing loan?
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