USDA VS FHA in St.-Pete-Beach, Pinellas County, FL
In 2025, the USDA loan limit in St.-Pete-Beach, located in the county of Pinellas, FL, is $0, while for a single-family home, the FHA limit is $356,362.
Use the Lendersa® USDA loan calculator to contrast the current best rates between USDA and FHA, and evaluate the income, credit score, reserves, and documents necessary for eligibility. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side, assisting you in determining which program in is most suitable for your particular financial situation.
2025 Loan Limits and Down Payment Requirements in St.-Pete-Beach, County of Pinellas, FL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in St.-Pete-Beach, FL
Lendersa® is committed to quickly securing the best USDA or FHA loan without hassle. Choose one of three starting points that link you to matching lenders and USDA loan programs.
The USDA home loan, guaranteed by the government via the Department of Agriculture and known as the USDA rural development loan, is exclusively available in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, the USDA mortgage requires no down payment at all.
9555 Antioch Road, Suite A, Baton Rouge, LA, 70817
Formed in 1934 by seven employees of Louisiana State University, Campus Federal now serves over 59, 000 individuals and business members. The common bond between Campus Federal and LSU remains strong, along with the strong relationships we've developed with our additional select employee groups and business members.
Baton Rouge Telco Federal Credit Union knows life is full of opportunities to say yes. Wherever you are on your financial journey, we hope we can say yes to help you get there. We’re confident our competitive rates and friendly team members will make it easy.So get to know Telco. Because we’re always looking for more ways to say yes!
We are dedicated to treating others with excellence, just as we would like to be treated ourselves. This is not just an example of the "Golden Rule", but a Biblical principle we have chosen to practice on a daily basis. ABBA First Mortgage offers the best mortgage rates in North Carolina and Tennessee
At Charlotte Metro, our mission is simple – helping members prosper. Not some members – ALL members!
What you really want to know is can we handle your banking needs? Of course! We're your partner for financial growth and management, making your money work harder for you with smarter, less complicated, and readily available tools and services.
Piedmont Financial is a customer service and price-driven mortgage company focused on providing clients with the best possible mortgage product for their needs at the lowest possible margin. We're a regional lender currently operating in North Carolina, South Carolina, Virginia, Georgia and Alabama.
1200 East Morehead Street, Suite 290, Charlotte, NC, 28204
At Neighborhood Lender, we're creating a new kind of mortgage experience - one that has less stress, less paperwork, and no closing costs. We're a small team of mortgage professionals who put our customers' needs first. We can beat the banks, because we're committed to finding the best mortgage and refinancing options available.
600 Boulevard South SW Suite 104, Huntsville, AL, 35802
Porch Point Mortgage is a mortgage brokerage that offers home financing to clients across the country. We believe in a simplified and technology-enabled process. We are dedicated to helping our clients obtain a mortgage that fits their needs, whether it’s for purchasing a home or refinancing an existing loan. Porch Point uses the latest systems and
7501 Memorial Pkwy SW, Suite 100, Huntsville, AL, 35802
Since our beginning in 2006, North Alabama Mortgage has been helping people fulfill their dreams of becoming homeowners. We pride ourselves on finding the best loan at the lowest cost possible. All with a focus on personal, friendly service and making the loan process as quick and easy as possible to our clients.
