USDA VS FHA in St.-Pete-Beach, Pinellas County, FL
In 2025, the USDA loan limit in St.-Pete-Beach, located in the county of Pinellas, FL, is $0, while for a single-family home, the FHA limit is $356,362.
Use the Lendersa® USDA loan calculator to contrast the current best rates between USDA and FHA, and evaluate the income, credit score, reserves, and documents necessary for eligibility. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side, assisting you in determining which program in is most suitable for your particular financial situation.
2025 Loan Limits and Down Payment Requirements in St.-Pete-Beach, County of Pinellas, FL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in St.-Pete-Beach, FL
Lendersa® is committed to quickly securing the best USDA or FHA loan without hassle. Choose one of three starting points that link you to matching lenders and USDA loan programs.
The USDA home loan, guaranteed by the government via the Department of Agriculture and known as the USDA rural development loan, is exclusively available in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, the USDA mortgage requires no down payment at all.
2710 Treble Creek, Suite 100, San Antonio, TX, 78258
Statewide Mortgage and Lending is a locally owned and operated mortgage brokering company based in San Antonio, TX. We have been serving your community with exceptional loan services for more than 20 years. Our professionals will always perform in-house processing to provide you with timely and efficient loan services.
401 East Sonterra Boulevard, Suite 375, San Antonio, TX, 78258
We are a family owned business that opened in 1998. We have dedicated ourselves to providing the most comprehensive residential and commercial real estate, and business financing products available anywhere, to providing the most experienced and knowledgeable professionals dedicated to delivering extraordinary service to our clients
LiftFund is a small business lender supporting new and existing entrepreneurs grow their businesses no matter their life circumstances. We believe hard-working entrepreneurs deserve an opportunity to succeed. Since 1994 we've provided affordable business loans and support to thousands of small businesses.
Nationwide Residential Mortgage We approve people to purchase or refinance homes, including divorce buyouts. Our free consultation and personalized planning helps you own your home for less. Free true pre-approvals for purchases and, if needed, develop a plan to repair credit and get prepared to purchase a home.
Acer Mortgage Company have been helping customers afford the home of their dreams for many years and we love what we do. Our Easy Application guides you through your mortgage financing and connects you directly to your loan officer and realtor. Acer Mortgage Company originates mortgage loans and consults with home buyers and owners.
Fleetwood Bank is the only locally-owned, community bank in the Greater Reading and Berks County area, and has eight offices located in Blandon, Boyertown, Fleetwood, Kutztown, Lyons, Oley, Shoemakersville and Wyomissing. We’re committed to maintaining a hometown atmosphere in each of our offices and to being active in our communities.
We are a local bank, with local people, that make local decisions. At Welch State Bank, we have the Lending experts to help with your financing needs and we offer a variety of consumer loans, including Home Purchase, Home Improvement, Construction, Auto, Boat, and other-purpose loans.
1 Walnut Grove Drive, Suite 300, Horsham, PA, 19044
For over 20 years, APEX has provided small-balance commercial real estate mortgages directly to small business owners and investors who can’t secure traditional financing. We specialize in commercial mortgages ranging from $25,000 to $1.5 million.
We’re about more than just the bottom line.
We listen. We partner. We make smart, fast decisio
