USDA VS FHA in St.-Pete-Beach, Pinellas County, FL
In 2026, the USDA loan limit in St.-Pete-Beach, located in the county of Pinellas, FL, is $0, while for a single-family home, the FHA limit is $356,362.
Use the Lendersa® USDA loan calculator to contrast the current best rates between USDA and FHA, and evaluate the income, credit score, reserves, and documents necessary for eligibility. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side, assisting you in determining which program in is most suitable for your particular financial situation.
2026 Loan Limits and Down Payment Requirements in St.-Pete-Beach, County of Pinellas, FL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in St.-Pete-Beach, FL
Lendersa® is committed to quickly securing the best USDA or FHA loan without hassle. Choose one of three starting points that link you to matching lenders and USDA loan programs.
The USDA home loan, guaranteed by the government via the Department of Agriculture and known as the USDA rural development loan, is exclusively available in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, the USDA mortgage requires no down payment at all.
WatersEdgeMortgage, LLC is a broker located at 7873 3rd Ave S, St. Petersburg, FL 33707. We are a privately owned mortgage company doing business only in Florida. NMLS No. 948963
WatersEdge Mortgage, LLC has become known as providing among the lowest rates and costs in the industry and Florida’s most trusted mortgage broker.
1135 Pasadena Ave. S, Suite 101, Saint Petersburg, FL, 33707
Lends in Florida
Interim Capital Mortgage, LLC. is a Florida licensed Mortgage Broker Business specializing in residential loans. We have the knowledge and experience to be trusted with the financing for the most important asset you will ever own, your home. Our company has superior relationships with the top Wholesale lenders in the country,
1700 34th Street South, Saint Petersburg, FL, 33711
Lends in Florida
Total Mortgage Lending will work to get you the best rates and programs. We Pride ourselves on being committed to caring and putting our clients first and also first home is a major milestone in life but the process of obtaining a mortgage can feel a little bit overwhelming. The various paperwork, requirements.
Our company offers purchase home loans and refinance mortgage loan products tailored to fit your specific needs. If you're searching for a purchase mortgage or refinance loan, we can help you! Find answers quickly, browse through the helpful information, use the online calculators, answer a few questions.
Our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.
Sea Vista Home Loans is your first step to receiving optimal home financing conditions.Working closely with you, your real estate agent, & every other party involved, we ensure you get the best possible financing conditions & enjoy a smooth, effortless transaction.We Are Committed to Helping You Get the Best Financing for the Home of Your Dreams.
Team Stapleton Home Loans LLC in St. Petersburg is the friendly mortgage lender with small-town values. Never hesitate to call us, even if you just want to ask a question or you’re not ready to start the home loan application process. Think of us as a neighbor who happens to know a ton about home loans. Of course, if you’re ready to get started.
Citrus Lending of Tampa Bay is a full service mortgage brokerage serving all of Florida and has been helping Floridians get financing for their new home since 2005. Whether you are a first time home buyer or looking for investment property, Citrus Lending of Tampa Bay will work with you to get you the financing you need
4359 35th Street North, Suite E5, Saint Petersburg, FL, 33714
Lends in Florida
1st Equity Capital Funding, Inc equityWhether the commercial real estate you are trying to finance is for a rate & term refinance due to a balloon coming due, a cash out refi, a note being called in, or an acquisition, we work in correspondence with many wholesale commercial mortgage lenders from Life Insurance Companies.
