USDA Vs. FHA Pro and Con comparison in St.-Petersburg, Pinellas County, FL
In 2025, USDA loan limit in St.-Petersburg, county of Pinellas, FL is $0 while FHA limit is $356,362 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in St.-Petersburg, county of Pinellas, FL
Loan Type
Loan Limit
Down payment
USDA
$0
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA loan options in St.-Petersburg, FL
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
3125 Hebron Drive, Suite 101, West Columbia, SC, 29169
SMS we pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you.
Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan
Platinum Federal Credit Union was founded in December 1999 to serve the financial needs of Shia Imami Ismaili Community Members. we are among the fastest growing credit union.Our mission is to provide convenient sources of credit and other financial services to allow our members to accomplish their financial goals
11555 Medlock Bridge Rd, Suite 100, Johns Creek, GA, 30097
We have been making property ownership dreams comes true for many families for many years and we are passionate about what we do. We believe ownership positions you for wealth creation. The key is understanding that a mortgage is a tool that can be leveraged to position you advantageously, and with the right mortgage strategy you can build wealth.
Prime Home Loans Inc Founded in 2004 offers the most efficient and the simplest way to getting a mortgage. Getting your mortgage approved is very similar to an artistic drawing. We gather all the required documents to really help you get the clear picture on a product that can fit your needs.
11555 Medlock Bridge Road, Suite 100, Johns Creek, GA, 30097
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Georgia United Credit Union is an award-winning financial institution. Established in 1958, Georgia United is ranked as one of the largest and strongest credit unions in Georgia. We have locations across Georgia and 100, 000 surcharge-free ATMs across the globe. As a not-for-profit financial institution,
6290 Abbotts Bridge Rd, Suite 604, Duluth, GA, 30097
123 Mortgage Corporation is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
In 1951, seven Lockheed Georgia employees dreamed of a better way to bank and LGE Community Credit Union was born. Today we serve communities in Northwest Georgia as a not-for-profit financial institution. Unlike a bank, whose profits go to its shareholders, our profits go to our members in the form of better rates and lower fees.
