USDA and FHA Pro and Con in St.-Petersburg, Pinellas County, FL
In 2026, the USDA loan limit for St.-Petersburg in the county of Pinellas, FL, stands at $0, while the FHA limit for a single-family residence is $356,362.
Use the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates. This tool helps you identify the necessary income, credit rating, reserves, and documentation needed for qualification. Through our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, aiding your decision on the most fitting program for your financial situation in .
2026 Loan Limits and Down Payment Requirements in St.-Petersburg, Pinellas, FL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in St.-Petersburg, FL
The objective of Lendersa® is to promptly connect you with the most suitable USDA or FHA loans without hassle. Select from one of three starting paths that align lenders with USDA loan programs for you.
The USDA home loan is a government-secured mortgage facilitated by the Department of Agriculture, often referred to as the USDA rural development loan or USDA mortgage, and is exclusive to rural communities. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not require any down payment at all.
3701 Arco Corporate Drive, Suite 200, Charlotte, NC, 28273
When we started Cardinal Financial, we set out with the intention of creating a better mortgage experience. We wanted to reimagine and modernize the way home loans are obtained by bringing increased transparency, simplicity, and speed into an industry that has oftentimes lacked all three.
Carolina Cooperative Federal Credit Union, a federally-chartered credit union founded in 1962, must maintain itself by federal regulation as a not for profit institution with no profit incentives and a volunteer Board of Directors consisting only of credit union members.
9, 500 plus members from various employer groups make up the membership
10724 Carmel Commons Blvd, Unit 550, Charlotte, NC, 28226
East Coast Mortgage Lending is a full-service mortgage company located in Charlotte, NC. We provide Purchase, Refinance, Debt Consolidation, Commercial and Construction Loans in North Carolina and South Carolina. Since we started this company in 2005 we have had the privilege of helping thousands of families
7300 Carmel Executive Park Dr, Suite 320, Charlotte, NC, 28226
Admiral Home Mortgage, we strive for nothing less than 100% customer satisfaction and will go above and beyond the call of duty to achieve that. Our service and attention to detail stands alone. Admiral Home Mortgage’s loan process is quick and easy. We will always provide more than one option for our clients.
8008 Corporate Center Dr, Suite 206, Charlotte, NC, 28226
LemonBrew Technologies is an innovative, full-service platform consisting of four verticals (LemonBrew Real Estate, LemonBrew Lending, LemonBrew Abstract, and LemonBrew Insurance) that streamlines the real estate process from start to finish.LemonBrew is an end-to-end digital solution that connects home buyers.
Citizens Bank & Trust, Inc. provides banking services. The Company offers savings and deposit accounts, personal and business loans, cash management, online, and mobile banking services. Citizens Bank & Trust serves customers in the United States. Citizens Bank & Trust has branches in Trenton, GA, Lookout Mountain, GA, and Higdon, AL.
The Bank of Dade eventually moved to its current convenient location at the corner of U. S. Highway 11 and Georgia Avenue in the heart of Trenton’s business area where it has enjoyed a steady, consistent growth and is proud to have played a part, and to continue to play an even more important part, in the growth and development of Dade County.
