USDA Vs. FHA Pro and Con comparison in St.-Petersburg, Pinellas County, FL
In 2025, the USDA loan limit for St.-Petersburg in the county of Pinellas, FL, stands at $0, while the FHA limit for a single-family residence is $356,362.
Use the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates. This tool helps you identify the necessary income, credit rating, reserves, and documentation needed for qualification. Through our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, aiding your decision on the most fitting program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in St.-Petersburg, Pinellas, FL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in St.-Petersburg, FL
The objective of Lendersa® is to promptly connect you with the most suitable USDA or FHA loans without hassle. Select from one of three starting paths that align lenders with USDA loan programs for you.
The USDA home loan is a government-secured mortgage facilitated by the Department of Agriculture, often referred to as the USDA rural development loan or USDA mortgage, and is exclusive to rural communities. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not require any down payment at all.
Insource Funding is a nationwide Hard Money lender that was established in 2001 to provide time-sensitive short term Hard Money loans to real estate investors for the purchase, refinance or cash-out of non-owner occupied residential, multi-family, mixed-use, office, retail, warehouse and small balance commercial properties.
Mortgage Makers USA, Inc. is a full service mortgage brokerage business licensed in the State of Florida since 1998. For the past nineteen years, Mortgage Makers USA, Inc. has been servicing our customers with integrity, honesty and competence. We offer a comprehensive line of mortgage products including conforming and non-conforming home loans.
Since 1995, Choice Mortgage has been providing the best real estate financing programs available. As a licensed lender, we offer a wide variety of services and programs that satisfy the unique needs of each of our clients. We service FL, CA, CO, NH & NC. Our primary goal is to retain your business.
601 S Federal Hwy Suite 201, Boca Raton, FL, 33432
Loan Genius main office is located in Boca Raton, but we serve all of South Florida, including: Palm Beach County, Broward County, Miami-Dade County, and beyond. If you're looking for mortgage anywhere in Florida, we can help you find the perfect fit. We are experts in all aspects of mortgage lending.
1700 South Dixie Highway Suite 106, Boca Raton, FL, 33432
We have cultivated strong relationships with Hedge Funds, Pension Funds, Life Insurance Companies, Private Lenders, Regional and National Banks, International Institutions and Wall Street Bankers to provide our borrowers a wide array of programs to meet their financial needs worldwide.
Our values include client focus, strong execution, and continuous improvement for your real estate needs. Say goodbye to shopping around endlessly for a suitable lender. We've managed over $1 billion in real estate loans, and the number continues to grow!
Our sole intent is to improve your real estate business, whether it’s by lowering costs, cr
7215 West Oakland Park Blvd, Fort Lauderdale, FL, 33313
4SURE MORTGAGE SOLUTIONS LLC is in the Mortgage Bankers and Loan Correspondents industry in Sunrise, FL. This company currently has approximately 1 to 5 employees and annual sales of $500, 000 to $999, 999.
4sure Mortgage Solutions L.L.C is a Florida limited liability company based in Lauderhill.
First Florida Credit Union is headquartered in Jacksonville and operates 17 branches throughout the state, serving more than 55, 000 members.
The organization's guiding mission is to support its members' financial aspirations by providing affordable financial products and services with outstanding member service.
