USDA Vs. FHA Pro and Con comparison in St.-Petersburg, Pinellas County, FL
In 2025, the USDA loan limit for St.-Petersburg in the county of Pinellas, FL, stands at $0, while the FHA limit for a single-family residence is $356,362.
Use the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates. This tool helps you identify the necessary income, credit rating, reserves, and documentation needed for qualification. Through our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, aiding your decision on the most fitting program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in St.-Petersburg, Pinellas, FL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in St.-Petersburg, FL
The objective of Lendersa® is to promptly connect you with the most suitable USDA or FHA loans without hassle. Select from one of three starting paths that align lenders with USDA loan programs for you.
The USDA home loan is a government-secured mortgage facilitated by the Department of Agriculture, often referred to as the USDA rural development loan or USDA mortgage, and is exclusive to rural communities. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not require any down payment at all.
Heartland Bank is a family-owned, community bank serving the financial needs of Central Nebraska for over a century. We specialize in Personal, Business and Agricultural Banking. Our vision is to be a growing organization providing leadership that improves the lives of customers, associates and communities.
575 South Willow Street, Suite 211, Manchester, NH, 03103
At Empire Mortgage Corporation. We are a full-service mortgage company based in Manchester, NH. We specialize in FHA Loans, VA Loans, and Conventional Loans in New Hampshire. Whether you are buying a home or refinancing in the granite state, we can help you realize your dream of homeownership
Since 1940, the New Hampshire Postal Credit Union has promoted thrift among its members to create for them a source of credit at reasonable rates of interest. Today, we service over 3500 members and have grown to over $50 million in assets. We offer competitive priced loans for personal, automobile and miscellaneous use, with 24 hour approval.
TrailNorth Federal Credit Union has been serving the financial needs of its members since 1954. TrailNorth provides membership. Persons who live, work, worship, or attend school in, or businesses or legal entities located in Essex, Washington, Warren, Clinton and Franklin Counties in New York and Addison County in Vermont.
We're ready to be your trusted advisor, your partner, and join you every step of the way as we work toward your financial goals, hopes and dreams together. We understand that when our community succeeds, we all do. Part of that comes from being employee-owned. For nearly 150 years we’ve been committed to serving our partners and the communities.
WNB Financial, N.A. More than a bank. Member FDIC. Equal Housing Lender.
We offer the products and services you expect from your bank: checking, savings, personal and home loans, and highly-qualified experts in business banking, trust, retirement planning, and financial advising.
With electronic options, a community focus.
The Citizens State Bank is Texas chartered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking. Citizens State Bank is located in Anton, Texas, and was founded in 2007. At this location, Citizens State Bank employs approximately 12 people.
Commercial Capital Investor Group is a multi-faceted firm providing numerous sources of liquidity and capital investment to both the commercial and residential investment real estate markets. Our innovative simple documentation, no income verification loan programs set us apart from the competition and enables us to close loans that banks.
