USDA Loan Vs. FHA loan for Treasure-Island, FL 2025

The USDA loan limit for 2025 in Treasure-Island, which lies in Pinellas county, FL, is $0. Meanwhile, for a single-family home, the FHA sets its limit at $356,362.

To compare today's USDA and FHA rates, you can use the Lendersa® USDA loan calculator. This tool helps determine the necessary income, credit, reserves, and documentation for qualification. It allows you to view USDA, FHA, Conforming, and VA loan options together, equipping you to select the most suitable program for your financial situation in .

Options for USDA and FHA Loans in Treasure-Island, FL

Lendersa® is committed to securing the optimal USDA or FHA loan swiftly and effortlessly for you. You can begin with one of three approaches, each designed to align you with appropriate lenders and USDA loan schemes.

Understanding USDA Loans in FL

Available exclusively in rural areas, a USDA home loan is sanctioned by the U.S. Department of Agriculture. Known as the USDA rural development loan or mortgage, it distinguishes itself from FHA loans by requiring no down payment, unlike the FHA's 3.5% minimum.

Get top 10
USDA LENDERS
customized to yout needes

(316) 681-2265 Lender's profile and map Reviews Bankers’ Bank of Kansas 555 N Woodlawn St, Wichita, KS, 67208 Chartered Oct. 5, 1988, we began with 31 banks investing $1.5 million in capital and surplus. Our equity capital now exceeds our first day total assets. Today, as one of 14 bankers’ banks across the country, BBOK has nearly 200 shareholders and provides correspondent services to more than 90% of the banks throughout the state.
(607) 561-7328 Lender's profile and map Reviews Sidney Federal Credit Union 42 Union Street, Sidney, NY, 13838 Sidney Federal Credit Union offers convenient locations throughout Chenango, Otsego, & Delaware Counties with branches in Sidney, Norwich, Bainbridge, Oneonta, Greene, Hancock, Walton, & Delhi. Sidney Federal Credit Union is a federally insured financial institution - banking. easier.
(815) 369-4524 Lender's profile and map Reviews Citizens State Bank of Lena 102 W. Main Street, Lena, IL, 61048 At Citizens State Bank, we are committed to being your full service, independent, locally-owned community bank. Our customers rely on our expertise, professional staff and diverse products and services, many of which can be customized to suit your specific needs. All business decisions are made locally by people who live and work where you do.
(563) 652-2491 Lender's profile and map Reviews Maquoketa State Bank 203 N Main St, Maquoketa, IA, 52060 As a locally owned bank, Maquoketa State Bank is in touch with the community we serve and is responsive to the financial needs of our cuWe work hard to provide innovative solutions that give our customers, our neighbors, employers and friends, a safe and secure financial future...
(231) 777-3620 Lender's profile and map Reviews Michigan Coastal Credit Union 1086 Creston Street, Muskegon, MI, 49442 At Michigan Coastal Credit Union, we’ve been owned by our members since 1958. We are committed to Making a Difference and Adding Value to our team, members and the communities we serve. We currently have one office, but we offer 30, 000 Surcharged ATM’s partnering with the CO-OP ATM network.
(316) 978-3666 Lender's profile and map Reviews Campus Credit Union 1845 N Fairmount Street, Wichita, KS, 67260 Campus Credit Union was established in May 1952. Its original purpose, to promote thrift by receiving savings from members, make loans to members, and to invest savings of its members, remains the same today.Credit Union was established in May 1952. Its original purpose, to promote thrift by receiving savings from members, make loans to members.
(414) 425-5555 Lender's profile and map Reviews Corporate Central Credit Union 6262 South Lowell Place, Muskego, WI, 53150 Corporate Central Credit Union is a credit union. We are structured, governed, and provide the same services as retail credit unions that serve consumers, however we only serve credit unions and credit union organizations. We were originally created by the movement to provide loans to credit unions during times of tight
(262) 679-8500 Lender's profile and map Reviews A+ Mortgage Services, Inc. W188 S7820 Racine Av, Suite 100, Muskego, WI, 53150 A + Mortgage Services, Inc. we pride ourselves on offering each of our clients, world class, customer care. It is our commitment to deliver for you the best products available at the absolute lowest price in the market. We do this by our relentless, constant search for the lowest market price by selling our loans direct into the secondary market.
(231) 726-4871 Lender's profile and map Reviews Muskegon Co-Op Federal Credit Union 715 Terrace Street, Suite 101, Muskegon, MI, 49440 Muskegon Co-op FCU is a full service financial institution offering loans, CDs, interest checking with identity theft, money market accounts and more. MUSKEGON CO-OP FEDERAL CREDIT UNION is an entity registered with the U.S. General Services Administration (GSA), System for Award Management (SAM). The corporation number is #FSVCE1DJHJT7.
(231) 722-3921 Lender's profile and map Reviews West Michigan Postal Service FCU 800 1st Street, Room 212, Muskegon, MI, 49440 West Michigan Postal Service Federal Credit Union was chartered in May 29, 1952, by 8 visionary postal employees, for the purpose of saving themselves, co-workers and their families' money. As a member-owned financial institution, West Michigan Postal Service Federal Credit Union is dedicated to serving only the interests of our members.