USDA Vs. FHA Pro and Con comparison in Treasure-Island, Pinellas County, FL
The USDA loan limit for 2025 in Treasure-Island, which lies in Pinellas county, FL, is $0. Meanwhile, for a single-family home, the FHA sets its limit at $356,362.
To compare today's USDA and FHA rates, you can use the Lendersa® USDA loan calculator. This tool helps determine the necessary income, credit, reserves, and documentation for qualification. It allows you to view USDA, FHA, Conforming, and VA loan options together, equipping you to select the most suitable program for your financial situation in .
2025 Loan Parameters and Down Payment Info in Treasure-Island, Pinellas, FL
Type of Loan
Loan Ceiling
Minimum Down Payment
USDA
$0
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Treasure-Island, FL
Lendersa® is committed to securing the optimal USDA or FHA loan swiftly and effortlessly for you. You can begin with one of three approaches, each designed to align you with appropriate lenders and USDA loan schemes.
Available exclusively in rural areas, a USDA home loan is sanctioned by the U.S. Department of Agriculture. Known as the USDA rural development loan or mortgage, it distinguishes itself from FHA loans by requiring no down payment, unlike the FHA's 3.5% minimum.
6044 Gateway Blvd E, Suite 210, El Paso, TX, 79905
We work with a network of investors and hard money lenders to get you the deal that works for your project. We are able to find the right solutions for your real estate investment opportunities. We make our terms simple and understandable so you know you are getting the best deal possible.
"The commercial lending market in El Paso, Texas is as
diverse as the people who populate this city. Our vision
of providing premier, non-traditional lending services is
uniquely designed to serve the needs for El Paso, Texas.Our
commitment to you is to deliver these services through our
philosophy of working creatively with our clients."
Home Plate Mortgage was established in 2018. Home Plate Mortgage is owned and operated by Gilbert Madrid. Gilbert has been a Residential Mortgage Loan Originator for over 9yrs. Home Plate Mortgage specializes in VA, FHA, Conventional and USDA loans. They have a wide range of programs to fit your mortgage needs
Mountain Star Federal Credit Union (MSFCU) was formed in 1935 to help serve the financial needs of its members/owners. Our commitment to members needs has resulted in 80 years of success. Today, our credit union is one of the strongest financial institutions in West Texas and Southern New Mexico.
2505 East Missouri Avenue, Suite 240, El Paso, TX, 79903
Patriot Mortgage- NMLS #311157- is a locally owned Mortgage Lender based in El Paso, Texas. Since 1995, Patriot Mortgage has serviced home loans for thousands of El Paso families and is the preferred lender of Tropicana Homes and also Tropicana Homes is the largest and most trusted homebuilder in El Paso. highest quality new homes.
V.P. Clarence Company is the oldest and largest privately-held full service commercial mortgage banking firm serving its clients in West Texas and New Mexico. V.P. Clarence Company is proud of its long history representing many of the most successful and respected developers and commercial property owners in the region.
Kell Capital, LLC, is an asset-based private lending company based in downtown El Paso, Texas. Since 2011, our funding has helped to improve communities throughout Texas and Hawai'i by bettering the real estate landscape, helping to improve the viability of business owners furthering the progress and success of real estate investors.
Neighborhood Mortgage LLC is El Paso owned & provides loans when other lenders cannot.We pride ourselves in providing the best rates available to get your loan approved when it matters most. We’ve worked hard to make El Paso’s dreams of home ownership a reality.You can count on our El Paso, TX team to help you take out a private home loan.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Insight Mortgage Company is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. We will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
